this is Melissa clever calling you to give you the latest updates hi this is Melissa clever I saw your file today in about to close out it out but I noticed with the new changes and guidelines now we can approve you for up to 38,000 and payment will be only 485 with no prepayment penalties a lot of people who looked into a loan over the last year were quoted payments just simply didn't make sense for their budget recently we've seen some lenders become much more competitive and in your case there may be an opportunity worth looking at before I Mark the file inactive call me at █████ whether you need less more or just want to compare it to what you've already seen that's completely up to you let's talk and I can get this finalized for you call me at █████