hi there Heather Holland calling 1 of the managers here I have great news for you hi this is Heather Holland I was looking at your inquiry and it seems like you applied with 1 of the lenders we worked with but didn't like the offer I may be able to put a better loan approval together for you I work with a couple of lenders that already have pre-approvals ready and we can usually get this funded within a few days I've been working with them for a while now and they're pretty good about getting approvals others can't there's no collateral needed and you can use the funds however you want just to give you an idea if you borrow around 28,000 at 5.75% your payment would be about 468 we can also set it up with bi-weekly payments call me at █████ - █████