hi this is Karen Sawyer uh from customer service HD LLC 91499 11112 uh happy Thursday now the reason for my calls that you've been pre-qualified for the new and updated 2026 financial hardship programs as of today April 9th and um now these programs can offer up to 45,000 in relief or more with no interest on the payments the payments are super affordable the funds can also be used to eliminate your financial obligations such as credit cards personal loans medical bills repossessions Time Shares are any other type of collection accounts uh so please call me so I can update you on all the programs that qualify █████ again █████ and I know the benefits of these programs they all help you fix your credit and they all have an A+ rating with the Better Business beer so please call me today so I can status your file before the █████