good day Alejandra kadena calling from Brookside funding group I work in underwriting quick rate update for you the FED raised interest rates again on September 16th and your file is showing a hardship option available following that change Transunion and Equifax finished their September update and your file came back with a pre-approval for up to 4142 hardship personal loan no hard credit check same day funding available payments around 476 a month what most people do with this pre-approval is █████