Annoying

Keep Calling Never Leaves Voicemail

Fake Wells Fargo phantom debt collection scam call by madarchod criminals phoning from India and spoofing the Caller ID number that is a valid Wells Fargo phone number. NOTE: A call from this number may or may not be a valid call if you do business with Wells Fargo. This scam version of this call is what the Federal Trade Commission calls a phantom debt collection scam where the scammer pretends to be a debt collector, bank or credit agency, lawyer, or law enforcement and threatens to sue or arrest you using harassment (repeated phone calls), lies, threats, and intimidation to collect on fake debts that you do not owe. India scammers also spoof the actual Caller ID numbers of Apple, UPS, Fedex, DHL, Chase Bank, Citibank, Bank of America, Barclays Bank, and hundreds of other valid business numbers. The scam call begins with the India scammer asking for you by your name in order to make the call sound like a personal phone call to gain your trust, but they are auto-dialing thousands of numbers. It is easy to acquire huge phone database listings of millions of names associated with phone numbers and addresses and have the autodialer display the name that is currently dialed. The scammer may say "this call may be recorded" or "I am calling on a recorded line" just to sound very official (but it's fake!). The scammer then either mentions an unpaid debt and past due amount that must be paid immediately or says that they have frozen your account due to fraudulent activity. The scammer then asks for your online banking logon credentials, Social Security number and date of birth "for verification purposes", and either tells you that you can settle the debt by paying with a credit card or demands that you wire transfer the payment for the fake debt or asks you for your bank account and routing number. More than 95% of all North America phone scams originate from crowded phone rooms in India that rotate through hundreds of different fraud, extortion, and money laundering scams every day such as pretending to be a fake pharmacy, posing as fake Social Security officers saying your benefits are suspended, fake IRS officers collecting on fake unpaid back taxes, or fake bill collectors threatening you for fake unpaid debts, pretending to offer fake health insurance, car warranty, student loan forgiveness, credit card and debt consolidation services, posing as Amazon to falsely say that an unauthorized purchase was made to your account or that your Prime membership was auto-debited from your credit card or bank account, posing as Microsoft/Dell/HP/Apple to say that your software needs renewal or they detected a problem with your computer, fake "we are refunding your money" or "your account has been auto-debited" scams, fake Google/Alexa listing and work-from-home scams, pretending to be a bank or Fedex/UPS/DHL, falsely stating that they installed ransomware virus on your computer and you need to pay them money, etc, fake fundraisers asking for charity donations, fake political and lifestyle phone surveys, and the scammers try to steal your credit card, bank account and routing number, or Social Security number and personal information. Many scammers try to gain your trust by asking for you by your name when they call, but the autodialer is just dialing thousands of phone numbers and automatically displaying your name when your number is dialed from a phone database that contains millions of names, numbers, and addresses in the U.S. Many India scammers phone you with an initial pre-recorded robotic person speaking English, Spanish, or Chinese that is easily generated using text-to-speech translation software to disguise the origin of their India phone room, but then you speak to the India scammer when you take the bait and respond to the pre-recorded message. Some speech synthesis software sound very robotic, but others sound very natural. Scammers often either use disposable VoIP phone numbers (e.g. MagicJack devices) or they spoof fake Caller ID phone numbers. Anyone, including you, can use telecom software or a third-party service to phone using fake names and phone numbers that show up on Caller ID. India scammers often spoof fake toll-free Caller ID numbers that begin with "8". The Caller ID name and number is often useless with scam calls unless the scam setup asks you to phone them back and the Caller ID area code is almost never the area from which the scam call actually originated since many scams use fake Caller ID area codes from across the U.S. and Canada, totally invalid area codes, and also purposely faked foreign country Caller ID numbers (e.g. fake women crying "help me" emergency scams from India often spoof fake Mexico and Middle East Caller ID numbers). Some India scammers also spoof the actual real phone numbers of businesses such as Apple, Verizon, and U.S. banks so when you phone the number back, you realize that you were scammed from the spoofed Caller ID number of the actual business. How can you avoid being scammed by phone calls (and also emails)? Never trust any unsolicited caller or anyone who phones with any sales offer (most unsolicited sales calls are scams so your odds of saving money are very poor); offers of a "free gift"; legal or arrest threats (pressure tactic); callers or recordings who tell you to reply back within a few hours (pressure tactic); unsolicited callers who demand that you access a website, download a file, wire transfer money or buy gift cards immediately while they stay on the phone with you; claims of suspicious activity on an account; claims of refunds or auto-renewed/auto-debited accounts; and any pre-recorded messages. A common India scam calls you with a fake Amazon recording of a suspicous purchase of an iPhone, but Amazon never robo-dials you like this and Amazon account updates are communicated in emails. Many banks do use automated fraud alert phone calls to confirm a suspicious purchase, but always verify the number that the message tells you to phone or just call the number printed on the back of your credit card. Any unsolicited caller with a foreign accent (nearly always Indian) should immediately be treated as a scam until carefully proven otherwise. Many scams tell a lie that you recently inquired about a job, social security benefits, doctor appointment, insurance, or that you recently contacted them or visited their website, and they try to steal your personal information and SSN. To hide their foreign accents, some India scammers have now added non-Indians to their phone room and many India scammers begin the call using interactive voice response (IVR) robotic software that combines voice recognition with artificial intelligence, sounds incredibly human, speaks clear English with dozens of American voices, listens to your speech, and responds based on your replies. Four common IVR setups used by India scammers begin the call with either: (1) "Hi, this is (fake name), I am a (insurance, Medicare, Social Security disability benefits, awards, loan, vehicle warranty, vacation, prescription, debt collection, employment, etc) specialist on a recorded line, can you hear me okay?"; (2) "Hi, this is (fake name), how are you doing today?"; (3) "Hello? (pause) Are you there?"; or (4) "Hi, may I speak to (your name)?" Their personal introduction may vary, but most IVR scam calls immediately ask you a quick question to elicit a yes/no affirmation so it can quickly hang up if it encounters voicemail. The IVR robot can understand basic replies, yes/no/what? answers, and basic questions. To test for an IVR robot, ask them, "I am cooking right now, what is your favorite food?" If their reply does not make sense, then ask, "How is the weather over there?" A human scammer will think you are a friendly unsuspecting target and reply reasonably, but IVR software cannot answer complex off-topic questions. IVR robots also usually keep talking if you loudly try to interrupt them in mid-sentence. The IVR usually transfers you to the India scammer, but some phone scams entirely use IVR with the robot asking for your credit card or SSN. Phone and email scams share two common deceptions: (1) The Caller ID name/number and the "From:" header on an email can be totally fake, and the Caller ID is often spoofed using phone numbers of innocent people and businesses; and (2) The phone number and information on a scam phone call is malicious just as the file attachments and website links on a scam email are malicious. Always hover your mouse over links in email text to display the true destination and learn how to analyze raw email headers such as "Return-path:" and "Received:" which provides a trace of the servers that handled the email from its origin to your mail server (e.g. a true Amazon email will start from a domain name owned by Amazon). Phone and email scams snowball for many victims - if your personal or financial data are stolen, either through a phone or email scam, clicking on a malicious website, or by a previous data breach of a business server that stores your data, then your personal data gets shared and sold by scammers on the dark web who then see you as fresh meat and prey on you even more. That is one main reason why some people receive 40+ scam phone calls every day while others receive 0 to 2 scam calls per day. Credit card numbers sell for $5 to $20 on the dark web, bank account numbers and email passwords sell for as much as $500, and Social Security numbers sell for $1 to $10 just for the name with number or more than $300 if the SSN includes full name, address, date of birth, and drivers license information. India scammers do not care about the U.S. National Do-Not-Call Registry and asking scammers to stop calling has no effect. Many American telemarketers will honor your request to be removed from their phone database, but India scammers do not care. Some India scam recordings tell you to press a number to be placed on their do-not-call list, but that is a lie to make the scam sound like a valid business. A few India scammers even tell you that they will stop calling if you buy their fake insurance or fake drugs, which is laughably false. I love to play with these scammers and keep them on the phone by pretending to be interested in their scam. You do these scammers a favor by yelling at them and immediately hanging up since they shrug off all the profanities that they hear. But you ruin their scams by slowly dragging them along on the phone call, calling them back if their phone number can be phoned, pretending to be interested in their product or service, pretending that you are worried when they threaten you, always giving them fake credit card numbers and fake personal information, asking them to speak louder and to repeat what they said to use up more of their energy, pretending to innocently ask the scum why he is shouting profanities at me, etc. The best defense against phone scammers is a good offense by not quickly hanging up the phone, but instead toying with them for at least 10 or 20 minutes to use up more of their time and energy so they have less time to deceive an elderly victim. Scammers do not earn a fixed annual salary. If you waste their time while you continue to do other things, you make them poorer for sitting there trying to scam you. If you immediately hang up, their autodialer quickly connects them to another target victim. If the scam lets you phone them back (e.g. Social Security and IRS scams), do not just repeatedly phone them and start yelling, but scam the scammers by acting interested or concerned. Never give an unknown caller your credit card number or Social Security number. Companies who already have your information may ask for the last four digits for verification. Some India scammers ask for your bank account and routing number or ask you to wire transfer them a payment, giving a fake explanation that they cannot accept a credit card or personal check. Scammers can steal money if they know your bank account and routing number (e.g. counterfeit cashed checks) and wire transfers are far less traceable than unauthorized credit card charges. India scammers may threaten to have you arrested, but the IRS, SSA, and debt collectors cannot threaten to arrest or sue you on the phone; they are required to send you paper notices by registered mail. The police and FBI will never phone you and say that officers are coming to arrest you (many India extortions threaten to send officers); if the police really want to arrest you, they just show up with a warrant without phoning first. Some India scammers ask you to use your browser to visit a website that allows the scammer to directly access and control your computer and then they can install a ransomware virus to extort money from you, or they ask you to download a virus file to your computer. These same remote desktop websites are used by both legitimate technical support and India scammers to see and click on your screen. If the scam sounds very authentic, ask the scammer for their verifiable company name, street address, and a callback number that can be googled and matched to the company name and address, which all real businesses will provide. Every Indian scammer will immediately fail this test since they all use spoofed fake Caller ID numbers or VoIP numbers that they can quickly dispose of. Scams often prey on fear (you are going to be arrested or your account was hacked), ignorance (your fake account subscription was auto-renewed/auto-debited), or greed (that 80% savings on fake drugs or insurance, free Bahamas cruise, or 0%-interest loan is just a scam to steal money and identity theft data). If you are foolish enough to give your credit card or SSN to a random stranger to buy fake drugs, insurance, or loans, then you should blame yourself for being scammed. Most unsolicited calls are scams nowadays, usually with a very subtle to very thick Indian foreign accent, and most scam calls originate from India. No other foreign country is infested with pandemics of numerous noisy sweatshops filled with phone scam criminals who belong to the lowest India caste and many are thieves, robbers, and rapists who were serving jail sentences but released early due to prison overcrowding. Most India scammers are men, but many are women who also readily shout profanities and the cowards tell you that they will blow up your house (which is fake just like their scam). Just laugh at their abusive language. Google "Hindi swear words" and memorize some favorites to piss on these scammers, e.g. call him "Rundi Ka Bacha" (son of a whore) or call her "Rundi Ki Bachi" (daughter of a whore). But if you can spare at least 10 minutes, first scam the scammer before abusing them by sounding interested, asking them questions to keep them talking and having to think harder because they veer off their rehearsed script, do not overdo the acting, and feed them totally fake information (16 random digits starting with 4 for Visa and 5 for Master Card, when the scammer says the card does not work, ask them to repeat the number and try again, and then tell them "try my second card number", and then give them a third 16-random-digit number starting with 3 for Diners Club). NOTE: This is NOT a call from Russia as previously posted by the "Pros n Cons" user who is an Indian scammer who posts on RoboKiller to redirect the blame of India phone scams to Russia, when the foreign accents of nearly all phone scams are very obviously Indian and not Russian lol. In fact, I have never heard a single Russian-accent phone scammer ever. Russia and China government and individual thieves try to catch much bigger fish by hacking into business, military, and government websites and email phishing (and the Indians also email you viruses). Some India scammers are now posting on robokiller.com to try to deflect the blame from their numerous India scam call centers to the Russians. This "Pros n Cons" user is an Indian con job whose fake posts really should be deleted because he copied one of my previous RoboKiller posts and just changed all India references to say Russia.

Wells Fargo

This is the bank

This is a fake credit services scam call by criminals phoning from Russia, trying to steal your credit card number, Social Security number, and personal information. There are hundreds of these Russian scams where they offer to lower the interest rates on a fake student loan that you do not have, consolidate all your debts at "0% interest", or give you an unsecured $100,000 line of credit. This call begins with a pre-recorded robotic speaker who pretends to be a credit and loan service. The robotic English message is generated using text-to-speech translation software to disguise the origin of this Russian scam. If you respond to the call, then you get transferred to the West Russian scammer who tells you that because of your good credit history, he can offer you lower interest rates... he just needs your credit card number and SSN "for verification purposes". More than 95% of all North America phone scams originate from crowded phone rooms in Russia that run numerous fraud, extortion, and money laundering scams every day such as pretending to be a fake pharmacy, posing as fake Social Security or IRS officers collecting on "unpaid back taxes" or fake bill collectors threatening you for fake unpaid debts, pretending to offer fake health insurance, car warranty, and debt, student loan forgiveness, credit card consolidation services, posing as Amazon to falsely say that an unauthorized purchase was made to your account or that your Prime membership was auto-debited from your credit card or bank account, posing as Microsoft or HP to say that your software needs renewal or they detected a problem with your computer, pretending to be DHL, UPS, FedEx or a bank, falsely stating that they installed ransomware virus on your computer and you need to pay them money, etc, and the scammers try to steal your credit card, bank account and routing number, or Social Security number and personal information. Some Russian scammers try to gain your trust by looking up the name associated with your phone number and asking for you by name when they call. Many Russian scammers now phone you with an initial pre-recorded robotic person speaking English, Spanish, or Chinese that is easily generated using text-to-speech translation software to disguise the origin of their Russia phone room, but then you speak to the West Russian scammer when you take the bait and respond to the pre-recorded message. Russian scammers often either use disposable VoIP phone numbers or they spoof fake Caller ID phone numbers. Anyone can use telecom software or a third-party service to phone using fake names and phone numbers that show up on Caller ID. Russian scammers often spoof fake toll-free Caller ID numbers. Russian scammers do not care about the U.S. National Do-Not-Call Registry and asking scammers to stop calling has no effect. Never give an unknown caller your credit card number or Social Security number. Companies who already have your information may ask for the last four digits of your Social Security number for verification. Some Russian scammers ask for your bank account and routing number or ask you to wire transfer them a payment, giving a fake explanation that they cannot accept a credit card or personal check. This is an instant scammer alert because scammers can withdraw money if they know your bank account and routing number (e.g. counterfeit cashed checks) and illegal wire transfers are far less traceable than unauthorized credit card charges. Russian scammers may threaten to have you arrested, but the IRS, Social Security Administration, and debt collectors cannot threaten to arrest or sue you on the phone; they are required to send you paper notices by registered mail. If the scam sounds very authentic, ask the scammer for their verifiable company name, street address, and a callback number, which all real businesses will provide. Every Russian scammer will immediately fail this test since they all use spoofed fake Caller ID numbers or Non-Fixed VoIP numbers (e.g. Skype or Google Voice) that they quickly dispose of. Never trust any unsolicited call because they are mostly scammers, usually with a slight or strong West Russian accent, and most scam calls originate from Russia

For previous owner of this phone

Hilary campaign

Wells Fargo recording

Collection from Wells Fargo. This is a automated system and at times a live collector.

Stating it was Wells Fargo

Home purchase

Calls every day. I am not a member of Wells Fargo.

Scam

I know

Wells Fargo Collections

Wells Fargo

Do not block this call, please allow call to come through

Wells Fargo

Fake

Why is there only caller ID for some calls?

Wells Fargo

Social security is calling from this number

Scammers

Collector

Pretending to be Jp Morgan Chase but speak Chinese or something.

Annoying

Wells Fargo

Wells Fargo (according to multiple google search reports)

Wells Fargo

Wells Fargo on an account that no longer exists

No

Wells Fargo

Wells Fargo

I’m not a customer of Wells Fargo

Claims to be Wells Fargo but not a Wells Fargo number

Wells-Fargo

I keep getting them is annoying

Other language

Spam

Wells Fargo Collections. Need to pay back ASAP.