Have been calling me relentlessly for a few months from dozens of different numbers. Based on web searches I identified them as Midland Credit. They never leave voicemail. Will call multiple times a day. The thing is... I DON'T HAVE ANY DEBT. I have nothing past due and no outstanding debts. So whatever they're calling about is either an outright scam, or someone else's debt but they've gotten my phone number from old records. I block every number they call from.

March 11, 2020

I heard about them so I called them and all I said was “SCAMMER I KNOW YOU'RE A SCAMMER DON’T TRY TO DENY IT” and they hung up of course

March 7, 2020

Midland Credit Management

March 6, 2020

credit card

March 5, 2020

Fake "Midland Credit" or "Genesis Credit" debt collection scam call by madarchod criminals phoning from India This is what the Federal Trade Commission calls a phantom debt collection scam where the scammer pretends to be a debt collector, lawyer, or law enforcement and threatens to sue or arrest you using harassment (repeated phone calls), lies, threats, and intimidation to collect on fake debts that you do not owe. This scam call begins with the India scammer calling you by your name in order to make the message sound like a personal phone call and to gain your trust. It is easy to acquire huge phone database listings of millions of names associated with phone numbers and addresses. The scammer then mentions very vague urgent legal actions and fake financial accounts that are unpaid, fake names of the debt collector handling your fake debts, and fake ID account codes for your fake debt, and they often falsely say "our numerous attempts to contact you at your home and workplace have been unsuccessful and this is our final attempt", which is all false and intended to make it sound urgent. The scammer then asks for your Social Security number and either tells you that you can settle the debt by paying with a credit card or demands that you wire transfer the payment for the fake debt or asks you for your bank account and routing number. Here is how to tell the difference between a real debt collector and a scammer: A debt collector must tell you information about your debt such as the name of the creditor, the exact amount owed, and if you dispute the debt, the debt collector has to obtain verification of the debt. A scammer either avoids providing this information or provides false information. A real debt collector usually mentions the name of the creditor on their first phone call. A scammer tries to sound very threatening, but mentions totally vague or fake statements. A debt collector has to mail you a printed-on-paper "validation letter" within five days of first contacting you. If you do not dispute the debt in writing within 30 days, the debt collector has the right to assume the debt is valid. Scammers always pressure you to settle the debt immediately, often demanding that you make a money transfer from you bank that can be untraceable; this is very common with East Indian scammers posing as debt collectors and fake IRS officers. A scammer may threaten to tell your family and employer about your debts, but a real debt collector can only ask other people about your address, phone number, and place of employment; they cannot tell other people about your debts. Scammers will ask for your bank account and routing numbers and Social Security number, whereas real debt collectors will not. Ask the debt collector for their name, company name, street address, and a callback number, which all real debt collectors will provide. Every one of the thousands of East Indian scammers will also immediately fail this test since all of the East Indian scammers use spoofed fake Caller ID numbers or disposable VoIP numbers. If you suspect a scam, contact the creditor the debt collector claims to be working for and find out who has been assigned to collect the debt. More than 95% of all North America phone scams originate from crowded phone rooms in India that run numerous fraud, extortion, and money laundering scams every day such as pretending to be a fake pharmacy, posing as fake Social Security officers saying your benefits are suspended or fake IRS officers collecting on fake unpaid back taxes or fake bill collectors threatening you for fake unpaid debts, pretending to offer fake health insurance, car warranty, and debt, student loan forgiveness, credit card consolidation services, posing as Amazon to falsely say that an unauthorized purchase was made to your account or that your Prime membership was auto-debited from your credit card or bank account, posing as Microsoft or HP to say that your software needs renewal or they detected a problem with your computer, fake "we are refunding your money" or "your account has been auto-debited" scams, pretending to be DHL, UPS, or a bank, falsely stating that they installed ransomware virus on your computer and you need to pay them money, etc, and the scammers try to steal your credit card, bank account and routing number, or Social Security number and personal information. Some scammers try to gain your trust by looking up the name associated with your phone number and asking for you by name when they call. Many India scammers now phone you with an initial pre-recorded robotic person speaking English, Spanish, or Chinese that is easily generated using text-to-speech translation software to disguise the origin of their India phone room, but then you speak to the East Indian scammer when you take the bait and respond to the pre-recorded message. Scammers always either use disposable VoIP phone numbers (e.g. MagicJack devices) or they spoof fake Caller ID phone numbers. Anyone, including you, can use telecom software or a third-party service to phone using fake names and phone numbers that show up on Caller ID. India scammers often spoof fake toll-free Caller ID numbers that begin with "8". The Caller ID name and number is often useless with scam calls unless the scam setup asks you to phone them back. India scammers do not care about the U.S. National Do-Not-Call Registry and asking scammers to stop calling has no effect. I love to play with these scammers and keep them on the phone by pretending to be interested in their scam because many scam victims are the senile elderly. You do these scammers a favor by yelling at them and immediately hanging up. But you ruin their scams by slowly dragging them along on the phone call, calling them back if their phone number can be phoned, pretending to be interested in their product or service, pretending that you are worried when they threaten you, always giving them fake credit card numbers and fake personal information, asking them to speak louder and to repeat what they said to use up more of their energy, pretending to innocently ask the scum why he is shouting profanities at me, etc. The best defense against phone scammers is a good offense by not quickly hanging up the phone, but instead toying with them for at least 10 or 20 minutes to use up more of their time and energy so they have less time to deceive an elderly victim. Never give an unknown caller your credit card number or Social Security number. Companies who already have your information may ask for the last four digits for verification. Some India scammers ask for your bank account and routing number or ask you to wire transfer them a payment, giving a fake explanation that they cannot accept a credit card or personal check. This is an instant scammer alert because scammers can withdraw money if they know your bank account and routing number (e.g. counterfeit cashed checks) and illegal wire transfers are far less traceable than unauthorized credit card charges. India scammers may threaten to have you arrested, but the IRS, Social Security Administration, and debt collectors cannot threaten to arrest or sue you on the phone; they are required to send you paper notices by registered mail. Some India scammers ask you to use your browser to visit a website that allows the scammer to directly access and control your computer and then they can install a ransomware virus to extort money from you. If the scam sounds very authentic, ask the scammer for their verifiable company name, street address, and a callback number that can be searched and matched to the company name and address, which all real businesses will provide. Every East Indian scammer will immediately fail this test since they all use spoofed fake Caller ID numbers or VoIP numbers that they quickly dispose of. Never trust any unsolicited call because they are mostly scammers, usually with a slight or strong East Indian foreign accent, and most scam calls originate from India. No other foreign country is infested with numerous noisy sweatshops filled with phone scam criminals. These India scammers belong to the lowest India caste and many are thieves, robbers, and rapists who were serving jail sentences and released early due to prison overcrowding.

January 31, 2020

Midland Credit Management

January 9, 2020

They keep calling for an Eric? I tell them they have a wrong number but they keep calling it’s why I use RoboKiller

January 8, 2020

Stop calling

November 15, 2019

Midland

October 17, 2019

No name given on either call: First call came from 877-434-3794 ... when I didn't pick up, immediate a call came from FL 561-0674 No message from either number.

October 16, 2019

I called them back and they hung up on me

October 16, 2019

No Message on voice mail. Just someone breathing like Darth Vader.

October 16, 2019

COLLECTION AGENCY, BUT SAID THEY WERE A CREDIT MGMT CO.

October 16, 2019

keeps calling, i ignore

October 15, 2019

I got a phone call from this number today, and all they said was “Cody” (my ex boyfriend’s name.

October 15, 2019

Really relentless

October 14, 2019