this was citi bank for a late payment they collect theor owm debts and from an article i just read because of that they are not held to standard regulatioms and can use shady tactics to try and collect. idk how true this is it was just something i read without further research.

January 11, 2026

Collection

August 4, 2025

phony scam number

August 2, 2025

Robo call

June 19, 2025

again call was allowed to ring through....software is basically useless

May 30, 2025

“Debt collector”

January 9, 2025

Loan scammers

November 3, 2024

Customer service

September 18, 2024

About my credit card account

June 12, 2024

Some strange person calling from an airplane

December 22, 2023

December 22, 2023

1zqjsj'"(){}<x>:/1zqjsj;9

December 22, 2023

Legit

November 21, 2023

Legitimate automated call, regarding existing account

October 4, 2023

Ok to call me

August 18, 2023

This one doesn’t give up. Very disturbing. Please advise. TY

August 15, 2023

Fraud. Mail all calls from this number as fraud they are posing as Citi bank and they are not

August 7, 2023

Not spam calling about my account

August 1, 2023

Harassing calls

June 24, 2023

This is Citibanks automated debt collection call.

June 23, 2023

Robocall to real person answering answer bot

April 13, 2023

The number is associated with people who do not follow instructions and do not understand the english language

February 10, 2023

Scam

December 30, 2022

Not a spam call 👍

July 22, 2022

Citi

July 2, 2022

Don’t know why they would be calling

June 19, 2022

Real Citybank

March 26, 2022

past due

March 1, 2022

Don't use that phone. Service.

December 19, 2021

Ok

September 7, 2021

Citi Credit Card Scam

June 27, 2021

They hardly catch any scammers. I will never get them again.

June 12, 2021

Citibank.

March 10, 2021

I DONT HAVE A CITIBANK ACCOUNT

December 8, 2020

Citibank. Probably legitimate.

December 8, 2020

Robocalls

October 1, 2020

1

September 17, 2020

Not sure if it was actually Citibank or not.

September 9, 2020

Fake Citibank phantom debt collection scam by madarchod criminals phoning from India, with a fake spoofed Caller ID name and number This may or may not be a legit Citibank call. The scam version of this call spoofs this number and the Citibank name on the fake Caller ID display for what the Federal Trade Commission calls a phantom debt collection scam where the scammer pretends to be a debt collector, bank or credit agency, billing department, lawyer, or law enforcement and threatens to sue or arrest you using lies, harassment, and intimidation to collect on fake debts that you do not owe. Debt collection scams are very common because many people carry debts, so it is easier for scammers to phish for gullible victims. And Indian debt collection scams have vastly increased this year to prey upon the larger number of people in debt. The India scammer asks for you by your name in order to sound like a personal phone call to gain your trust, but they are randomly auto-dialing everyone. The scammer may say "I am calling on a recorded line" just to sound official, but it is fake! The scammer either mentions an unpaid debt and past due amount that must be paid immediately or says that they have frozen your Citibank account due to fraudulent activity. The scammer then asks for your online banking login credentials, Social Security number and date of birth "for verification purposes", and either tells you that you can settle the debt by paying with a credit card or demands that you wire transfer the payment for the fake debt or asks for your bank account/routing number. More than 80% of North America scam phone calls come from India scammers who operate hundreds of fraud, extortion, and money laundering scams every day such as posing as a fake pharmacy, fake Social Security officer saying your benefits are suspended, IRS officer collecting on fake unpaid back taxes, debt collector threatening you for fake unpaid bills, fake bank/financial/Fedex/UPS/DHL scams, pretending to offer fake health insurance, car warranty, student loan forgiveness, credit card and debt consolidation services, posing as Amazon to falsely say an unauthorized purchase was made to your credit card or your Prime membership was auto-debited from your bank, posing as Microsoft/Dell/HP/Apple to say your account has been hacked or they detected a virus on your computer, fake "we are refunding your money" or "your account has been auto-debited" scams, fake Google/Alexa listing and work-from-home scams, posing as an electric utility, Verizon, AT&T, or Comcast to say your service is suspended, fake solar panel and home purchase offers, fake fundraisers asking for donations, fake phone surveys, and the scammers try to steal your credit card, bank account/routing number, Social Security number, and personal information. A India call center may rotate through a fake Social Security, subscription auto-renewal, pharmacy, and credit card offer scam during one week. Philippines scammers account for about 15% of scam calls. Scammers use disposable VoIP phone numbers (e.g. MagicJack devices) or they spoof fake names and numbers on Caller ID. Anyone can use telecom software to phone with a fake CID name and number. India scammers spoof thousands of fake 8xx toll-free numbers. CID is useless with scam calls unless the scam asks you to phone them back. CID area codes are never the origin of scam calls since scams use spoofed CID numbers from across the US and Canada, numbers belonging to unsuspecting people, invalid area codes, and fake foreign country CID numbers; e.g. fake women crying "help me" emergency scams from India spoof Mexico and Middle East CID numbers. Scammers often spoof the actual phone numbers of businesses such as Apple, Verizon, and banks to trick you into thinking the call is valid. How can you avoid being scammed by phone calls? NEVER trust any unsolicited caller who sells something (most unsolicited calls are scams so your odds of saving money are very poor); asks for your Social Security number; offers a free gift or reward; threatens you with arrest/lawsuit or says you need to reply back soon (pressure tactic); asks you to access a website, download a file, wire transfer money or buy prepaid debit/gift cards; claims suspicious activity on your account; says your subscription is being refunded or auto-renewed/auto-debited; and all pre-recorded messages. Recordings are far more likely to be malicious scams and not just telemarketer spam. All unsolicited callers with foreign accents, usually Indian or Filipino, are mostly scams. Filipino scammers tend to speak better English than Indian scammers. Many Filipinos pronounce English with a subtle accent having a slight trill. Scams often say that you inquired about a job, insurance, social security benefits, or that you previously contacted them or visited their website. A common India phone scam uses a fake Amazon recording about a purchase of an iPhone, but Amazon never robo-dials and Amazon account updates are emailed. Many banks use automated fraud alert calls to confirm a suspicious purchase, but always verify the number that the recording tells you to phone or just call the number printed on your credit card. Some India scams ask for your credit card for purchase of their fake product or service. The scammer calls you back one day later to say their credit card machine is broken, so you must wire transfer the payment to them. After you have wired the money to them, they still overcharge your credit card after they change phone numbers, so they rob you twice before disappearing. Wire transfers and prepaid debit cards laundered through foreign bank accounts are untraceable. Scammers try to gain your trust by saying your name when they call, but their autodialer automatically displays your name or says your name in a recording when your number is dialed using phone databases that list millions of names and addresses. Scammers often call using an initial recording speaking English, Spanish, or Chinese that is easily generated using text-to-speech translation software to disguise the origin of their India phone room. Some speech synthesis software sound robotic, but others sound natural. To hide their foreign accents, some India scammers use non-Indians in their phone room. India scammers often use interactive voice response (IVR) robotic software that combines voice recognition with artificial intelligence, speaks English with American voices, and responds based on your replies. IVR calls begin with: "Hi, this is fake_name, I am a fake_job_title on a recorded line, can you hear me okay?"; or "Hi, this is fake_name, how are you doing today?"; or "Hello? (pause) Are you there?"; or "Hi, may I speak to your_name?" IVR quickly asks you a short question to elicit a yes/no reply so it hangs up if it encounters voicemail. IVR robots understand basic replies and yes/no answers. To test for IVR, ask "How is the weather over there?" since IVR cannot answer complex questions and it keeps talking if you interrupt it in mid-sentence. IVR usually transfers you to the scammer, but some scams entirely use IVR with the robot asking for your credit card or SSN. A common myth is IVR calls record you saying "yes" so scammers can authorize purchases just using your "yes" voice, but scammers need more than just a recorded "yes" from you - credit cards and SSN. Phone/email scams share two common traits: the CID name/number and the "From:" header on emails are easily faked, and the intent of scam calls is malicious just as file attachments and website links on scam emails are harmful. Scams snowball for many victims. If your personal/financial data are stolen, either by being scammed, visiting a malicious website, or by a previous data breach of a business server that stores your data, then your data gets sold by scammers on the dark web who will see you as fresh meat and prey on you even more. This is why some receive 40+ scam calls everyday while others get 0 to 2 calls per day. If you provide your personal information to a phone scammer, lured by fake 80%-discounted drugs or scared by fake IRS officers, you receive even more phone scams and identity theft can take years to repair. Most unsolicited calls are scams, often with an Indian accent. No other country is infested with pandemics of phone room sweatshops filled with criminals who belong to the lowest India caste and many are thieves and rapists who were serving jail time but released early due to prison overcrowding. India scammers shout profanities at you. Just laugh at their abusive language. Google "Hindi swear words" and memorize some favorites, e.g. call him "Rundi Ka Bacha" (son of whore) or call her "Rundi Ki Bachi" (daughter of whore). Scammers ignore the National Do-Not-Call Registry; asking scammers to stop calling is useless. You do these scammers a favor by quickly hanging up. But you ruin their scams when you slowly drag them along on the phone call, give them fake personal and credit card data (16 random digits starting with 4 for Visa, 5 for MasterCard), ask them to speak louder and repeat what they said to waste their time and energy.

August 23, 2020

Re a credit card

March 24, 2020

Credit Card Scam

February 18, 2020

calls up to four times per day, and often does not leave message, although when there is a call back phone number it is: 866-535-9492

November 29, 2019

citibank

November 16, 2019

How does the call even get thru if your filter works? Not sure why I’m paying for this service

November 2, 2019

Legit call from CitiBank Credit Cards

October 30, 2019

They called saying they could reduce my credit card rates, and immediately asked me for my social number, my credit card number, expiration date and the 3 digits on the back. They never once told me their name or what company they were for other than "Card Holder Services". Seems very fishy.

October 6, 2019

citibank

July 6, 2019

My bank

June 28, 2019

My bank card

June 27, 2019

My credit card company.

June 27, 2019

I found the missing credit card. It was under my bed.

June 23, 2019

Citibank

April 14, 2019

Citibank

April 12, 2019

Not a client of this bank

April 1, 2019

Debt collect scam

March 24, 2019

Constantly calls about a vacation offer

February 23, 2019

Robo call calls every day

January 31, 2019