hello this is Stephanie Howard with the underwriting department at us loans today is Tuesday February 3rd and I'm calling regarding your recent loan inquiry we've re-evaluated your previous request for up █████ dollars and due to recent updates to our underwriting guidelines you may now qualify even if you were previously declined or have lower credit if you're still interested in a loan to help with personal expenses or debt consolidation please give us a call back at █████ to speak directly █████