hello this is Stephanie Howard with the underwriting department at us loans today is Thursday February 12th and I'm calling regarding your recent loan inquiry we've re-evaluated your previous request for up █████ dollars and due to recent updates to our underwriting guidelines you may now qualify even if you were previously declined or have lower credit if you're still interested in a loan to help with personal expenses or debt consolidation please give us a call back at █████ speak directly with our underwriting Department this pre-approval is time-sensitive so we encourage you to call today if you are no longer interested in a loan please call the number shown on your caller ID to opt out we look forward to assisting you