hi this is Tom Johnson Senior underwriter uh I was trying to give you some feedback this is Tom Johnson's senior underwriter here I saw that you were interested in a personal loan through 1 of The Lending partners and it seems like they didn't provide you with the satisfactory approval uh looking at your file I can get this done for you and funds can be available to you in a couple of days uh because of the relationships I've built with these lenders over the past 14 years that makes it easier for me to get some leniency from their funding unit