Me pidieron una reseña y aquí está Fueron muy comprensivos y me ayudaron a establecer un plan que puedo manejar con mi trabajo de medio tiempo mientras cuido a mis nietos

July 15, 2024

Got asked to write this review They were really professional and helped me set up a plan that I can handle with my budget while finishing my degree

July 15, 2024

They wanted a review so here it is They were understanding and helped me set up a plan that works for me and my boyfriend while we both work part-time jobs

July 15, 2024

Me pidieron una reseña Fueron muy comprensivos y me ayudaron a establecer un plan de pago que puedo manejar como madre soltera con dos trabajos

July 15, 2024

Asked to leave a review They were really helpful in setting up a plan that works with my budget while taking care of my two kids

July 15, 2024

They asked me to leave a review so here it is They were very understanding and helped me set up a payment plan that fits my budget as a college student

July 15, 2024

Me pidieron que dejara una reseña Fueron muy amables y me ayudaron a organizar un plan de pago adecuado para mi situación como padre de tres

July 12, 2024

Got asked to write this review They were very professional and helped me work out a plan that fits my budget even with my boyfriend's recent job loss

July 12, 2024

They asked me to leave a review so here it is They were really helpful and respectful in setting up a plan that fits my budget and busy schedule as a grandma

July 12, 2024

Me pidieron una reseña Fueron muy comprensivos y me ayudaron a establecer un plan que puedo manejar como madre soltera con dos niños

July 12, 2024

They wanted a review so here it is They were very patient and helped me figure out a plan that works with my income and busy schedule as a mom of three

July 12, 2024

Got asked to leave a review They were really understanding and helped me set up a plan that fits my budget as a young professional

July 12, 2024

Me pidieron que dejara una reseña Ellos fueron muy amables y me ayudaron a organizar un plan de pago adecuado para mi situación como estudiante universitaria

July 12, 2024

They asked me to leave a review and I gotta say they were really patient They helped me work out a payment plan that fits my budget as a new parent

July 12, 2024

Got asked to write this review They were really helpful setting up a plan I can handle with my tight budget and two kids

July 12, 2024

Me pidieron una reseña Ellos fueron muy comprensivos y me ayudaron a establecer un plan que puedo manejar con mi trabajo de medio tiempo mientras cuido a mis nietos

July 12, 2024

They asked for a review so here it goes Really helpful and respectful they set me up with a plan I can manage alongside my classes and part-time job

July 12, 2024

Providing Required Information: When contacting a consumer about a debt, collectors must provide essential information, including the amount owed, the name of the creditor, and the consumer’s right to dispute the debt. This information helps consumers understand their obligations and rights. Dispute Handling: If a consumer disputes a debt, the debt collector must investigate the claim and provide evidence to support the validity of the debt. During this investigation period, they must cease collection efforts until the dispute is resolved. Communication with Attorneys: If a consumer is represented by an attorney, debt collectors should direct all communications to the attorney rather than the consumer. This respects the consumer’s legal representation and ensures that communications are handled professionally. Respecting Electronic Communication Protocols In today's digital age, electronic communication has become commonplace. Ethical debt collection agencies should use these tools responsibly: Private Messaging: Debt collectors may contact consumers privately through social media or other electronic means, but they must ensure that the communication is discreet and respects the consumer's privacy. Public posts about debts are strictly prohibited. Opt-Out Options: When using electronic communications such as email or text messages, debt collectors must provide a simple and reasonable method for consumers to opt out of future communications. This respects the consumer's preferences and autonomy. State Laws and Additional Protections In addition to the FDCPA, debt collectors must be aware of state-specific laws that provide further protections for consumers. Ethical debt collection agencies should: Stay Informed: Regularly update their knowledge of state laws and regulations that impact debt collection practices. This ensures compliance and enhances consumer protection. Consumer Education: Provide consumers with information about their rights under state laws and the FDCPA. Educating consumers empowers them to make informed decisions and seek assistance when needed. Conclusion Ethical debt collection agencies play a crucial role in maintaining the integrity of the financial system while respecting the rights and dignity of consumers. By adhering to the guidelines set forth by the FDCPA and other relevant laws, debt collectors can ensure that their practices are fair, transparent, and respectful. This not only fosters trust and cooperation with consumers but also enhances the reputation and effectiveness of the debt collection industry as a whole. Embracing these positive practices will lead to a more ethical and sustainable approach to debt collection, benefiting all

July 12, 2024

Scam debt collectors trying to use illegal means to collect previously settled or non-existent debt. They are also on here spamming fake comments. Reference their other numbers....855.200.3457, 855.200.3568, 855.200.3609, & 855.200.3670

July 12, 2024

Got asked to write this review so here it is They were super chill helped me set up a plan I can handle while managing my college expenses and part-time job

July 12, 2024

Got asked to write this review They were really helpful setting up a plan I can handle with my tight budget and two kids

July 12, 2024

Me pidieron una reseña Ellos fueron muy comprensivos y me ayudaron a establecer un plan que puedo manejar con mi trabajo de medio tiempo mientras cuido a mis nietos

July 12, 2024

They asked for a review so here it goes Really helpful and respectful, they set me up with a plan I can manage alongside my classes and part-time job

July 12, 2024

Asked to leave a review They were professional and worked with me to set up a plan that fits my schedule as a busy single dad with a full-time job

July 12, 2024

They wanted a review so here it is They were understanding and helped me set up a plan that works for me and my boyfriend while we both work part-time jobs

July 12, 2024

Me pidieron que escribiera una reseña Fueron muy amables y me ayudaron a organizar un plan de pago adecuado para mi situación financiera como abuela

July 12, 2024

Got asked to leave a review They were very professional and helped me find a plan that fits my budget while I take care of my elderly parents

July 12, 2024

They asked me to leave a review so here it is Really helpful in setting up a payment plan that works with my income and busy schedule as a single mom

July 12, 2024

Me pidieron una reseña y aquí está Fueron muy comprensivos y me ayudaron a establecer un plan que puedo manejar como madre de tres niños

July 12, 2024

They asked for a review so here I am They were very respectful and helped me set up a plan that fits my budget as a full-time student

July 12, 2024

They wanted a review so here it is They helped me figure out a plan that works with my income and busy life as a grandma taking care of my grandkids

July 12, 2024

Asked to leave a review so here it is They worked out a plan that fits my budget even with my husband's recent job loss

July 12, 2024

As a reputable debt collection agency, we are dedicated to maintaining ethical standards and ensuring transparency in our operations. Our primary objective is to facilitate the resolution of outstanding debts while upholding the rights of both creditors and debtors. This commitment extends to strict compliance with all relevant laws and regulations, including the Fair Debt Collection Practices Act (FDCPA), which governs our industry's practices. It's essential to emphasize that disputing a debt or alleging fraud/scam does not exempt individuals from their financial obligations. While we are committed to addressing concerns and providing clarifications, disputing a debt does not negate its existence or the responsibility to resolve it. Open communication is fundamental to our approach. We encourage individuals to reach out with inquiries or concerns regarding their accounts. Our dedicated team handles all interactions with professionalism and respect, adhering meticulously to communication guidelines and ensuring that each interaction is conducted in a fair and courteous manner. Moreover, it's important to note that the phone number associated with this communication belongs to us, the debt collection agency. We are available to provide assistance and guidance throughout the debt resolution process, and we remain committed to supporting individuals in resolving their outstanding debts in a fair and transparent manner. In conclusion, we appreciate your understanding and cooperation. We are steadfast in our commitment to providing clarity, assistance, and support to all individuals involved in the debt collection process. Thank you for entrusting us with your concerns, and please do not hesitate to reach out if you require further assistance.

July 8, 2024

Was dodgin’ their calls thinkin’ it’d be all bad but they were real respectful and helped me get a plan I could stick to.d

July 8, 2024

Yo, thought it would be drama but they were mad chill helped me work out a plan that worked for me.

July 8, 2024

Figured it’d be a mess but they were real cool helped me get a plan I could manage without stress.

July 8, 2024

Was worried it’d be a drama but they were mad helpful and got me a payment plan I could handle.

July 8, 2024

Thought it would be all bad but they were surprisingly respectful and helped me set up a plan I could stick to.

July 8, 2024

As a reputable debt collection agency, we are dedicated to maintaining ethical standards and ensuring transparency in our operations. Our primary objective is to facilitate the resolution of outstanding debts while upholding the rights of both creditors and debtors. This commitment extends to strict compliance with all relevant laws and regulations, including the Fair Debt Collection Practices Act (FDCPA), which governs our industry's practices. It's essential to emphasize that disputing a debt or alleging fraud/scam does not exempt individuals from their financial obligations. While we are committed to addressing concerns and providing clarifications, disputing a debt does not negate its existence or the responsibility to resolve it. Open communication is fundamental to our approach. We encourage individuals to reach out with inquiries or concerns regarding their accounts. Our dedicated team handles all interactions with professionalism and respect, adhering meticulously to communication guidelines and ensuring that each interaction is conducted in a fair and courteous manner. Moreover, it's important to note that the phone number associated with this communication belongs to us, the debt collection agency. We are available to provide assistance and guidance throughout the debt resolution process, and we remain committed to supporting individuals in resolving their outstanding debts in a fair and transparent manner. In conclusion, we appreciate your understanding and cooperation. We are steadfast in our commitment to providing clarity, assistance, and support to all individuals involved in the debt collection process. Thank you for entrusting us with your concerns, and please do not hesitate to reach out if you require further assistance.

July 8, 2024

Yo, I figured it was gonna be drama but they turned out real respectful helped me get a plan I could stick to

July 8, 2024

Thought it was gon' be a headache dealin with debt collectors but they were mad chill got me a plan I could manage

July 8, 2024

FAKE phantom debt collection scam by Puta'ng Ina Ka criminals phoning from the Philippines. This is what the Federal Trade Commission calls a phantom debt collection scam where the scammer pretends to be a bank (often impersonating Credit One, Chase, Wells Fargo, Citibank, Bank of America, Capital One, American Express, or US Bank), credit union, ADT/Vivint, debt collector, credit agency, billing department, lawyer, or law enforcement and threatens to sue or arrest you using lies, harassment, and intimidation to collect on fake debts that you do not owe. Debt collection scams are very common because many people carry debts, so it is easy for scammers to phish for gullible victims. And debt collection scams have vastly increased this year to prey upon the larger number of people in debt. The Filipino scammer asks for you by your name in order to sound like a personal phone call to gain your trust, but they are randomly auto-dialing everyone. The scammer may say "I am calling on a recorded line" just to sound official, but it is fake! The scammer either mentions an unpaid debt and past due amount that must be paid immediately or says that they have frozen your account due to fraudulent activity. The scammer then asks for your online banking login credentials, Social Security number and date of birth "for verification purposes", and says you can settle the debt by paying with a credit card, prepaid debit card, or eBay gift card, or demands that you wire transfer the payment, or asks for your bank account/routing number. Or the scammer pretends to offer a "50% settlement" deal where "you only have to pay half" of your fake debt. This same Filipino scammer also impersonates tax, debt and loan financing companies everyday, fake fundraisers collecting donations for various fake charities that the fraudsters keep for themselves, pretends to offer fake Medicare, health insurance, auto insurance, and car warranties, and they impersonate banks and tv/internet services. About 50% of North America scam calls come from India and 45% come from the Philippines. Foreign scammers run thousands of fraud, extortion, money laundering scams every day such as posing as a fake pharmacy, fake Social Security officer saying your benefits are suspended, IRS officer collecting on fake unpaid back taxes, debt collector threatening you for fake unpaid bills, fake bank/financial/FedEx/UPS/DHL scams, posing as utility/phone/internet companies, pretending to offer fake health insurance, car warranty, student loan forgiveness, credit card and debt consolidation services, posing as Amazon to falsely say an unauthorized purchase was made to your credit card, posing as Microsoft/Dell/HP/Apple to say your account has been hacked or they detected a virus on your computer, fake "we are refunding your money" or "your account has been auto-debited" scams, fake Google/Alexa listing scams, fake solar panel and home purchase offers, fake fundraisers asking for donations, fake phone surveys, and the scammers try to steal your financial and personal data. Indian scammers often rotate through fake tech support, subscription auto-renewal, and fake pharmacy scams on the same day. Filipino scammers run many loan and tax/debt relief, Social Security and Medicare identity theft, auto/home/health/life insurance, and fake charity donation scams. Scammers use disposable VoIP phone numbers (e.g. MagicJack) and telecom software to spoof fake names and numbers on Caller ID. Scammers spoof thousands of fake 8xx toll-free numbers. CID is useless with scam calls unless the scam asks you to phone them back. CID area codes are never the origin of scam calls since scams use spoofed CID numbers from across the US/Canada, numbers belonging to unsuspecting people, invalid area codes, and fake foreign country CID numbers; e.g. fake women crying "help me" emergency scams spoof Mexico and Middle East CID numbers. Scammers often spoof the actual name and number of businesses such as banks to trick you into thinking the call is valid. How can you avoid being scammed by phone calls? NEVER trust any unsolicited caller who: sells something (most unsolicited calls are scams so your odds of saving money are very poor); asks for your Medicare or Social Security number; offers debt relief, loan services, Medicare assistance (people who are old or desperate in debt often fall for scams); offers a free gift/reward; threatens you with arrest/lawsuit; asks you to access a website, download a file, wire transfer money or buy prepaid debit/gift cards; claims your account is frozen or has suspicious activity; says a subscription is refunded or auto-renewed/auto-debited; and all recorded messages. Recordings are far more likely to be malicious scams and not just telemarketer spam. All unsolicited callers with foreign accents, usually Indian or Filipino, are mostly scams. No other countries are infested with phone room sweatshops filled with criminals. Most Filipino scammers speak better English than Indian scammers. Filipinos speak English with a subtle accent that may sound Hispanic. To hide their foreign origin, some India scammers use non-Indians in their phone room. Scams often falsely say that you previously contacted them or visited their website. Indian scammers play fake Amazon recordings. Amazon account updates are emailed, not robo-dialed. Many banks use automated fraud alert calls to confirm a suspicious purchase, but always call the number printed on your credit card to verify if the fraud alert is real or fake. Scammers impersonate phone/cable/internet companies, offering fake discounts or service upgrades. Indians impersonate the IRS and Social Security Administration. The IRS/SSA never make unsolicited calls and never threaten to arrest you; they initiate contact via postal mail. Real lawsuits are not phoned in, especially not using recorded threats lacking details; legal notices are mailed/couriered. The police, FBI, DEA never phone to threaten arrest; they show up in person with a warrant. Scammers try to gain your trust by saying your name when they call; your name, address, birthday are public data. Many scammers, especially female Filipinas, use "romance scam" tactics of sounding really friendly as if they are your best friend or lover to try to gain your affection and trust, hoping that you let your guard down so they can easily steal your identity and money. Scammers often play recordings speaking English, Spanish, or Chinese that is easily generated using text-to-speech translation software to disguise the origin of their overseas phone room. Some speech synthesis sound robotic, but most AI speech sound very realistic. Scammers often use interactive voice response (IVR) AI/NLP software that combines voice recognition with artificial intelligence, speaks English with American voices, and responds based on your replies. IVR calls begin with: "This is fake_name, I am a fake_job_title on a recorded line, can you hear me okay?"; or "Hi, how are you doing today?"; or "Hello? Are you there?"; or "Hi, may I speak to your_name?" IVR quickly asks you a short question to elicit a yes/no reply so it hangs up if it encounters voicemail. One myth is that saying "yes" to IVR lets scammers use your voice sample for other scams. IVR understands basic replies and yes/no answers. To test for IVR, ask "How is the weather there?" since IVR cannot answer complex questions. IVR usually transfers you to the scammer, but some scams entirely use IVR with the robot asking for your credit card or SSN. Phone/email scams share two common traits: the CID name/number and the "From:" header on emails are easily faked, and the intent of scam calls is malicious just as file attachments and website links on scam emails are harmful. Scams snowball for many victims. If your personal/financial data are stolen, either by being scammed, visiting a malicious website, or by a previous data breach of a business server that stores your data, then your data gets sold by scammers on the dark web who will see you as fresh meat and prey on you even more. This is why some receive 40+ scam calls everyday while others get only 0 to 2 calls per week. If you provide your personal data to a phone scammer, lured by fake 80%-discounted drugs or fake loan and debt services, you receive even more phone scams and identity theft can take years to repair. Scammers often shout profanities at you. Google "Hindi swear words" and memorize some favorites, e.g. call him "Randi Ka Beta" (son of whore) or call her "Randi Ka Betty" (daughter of whore). Scammers ignore the National Do-Not-Call Registry. Asking scammers to stop calling is useless. Scam recordings often tell you to press a keypad number to be placed on their Do-Not-Call list or to unsubscribe from their scam texts/emails, but those keypad commands are fake and they say that just to sound legit. Scammers often provide a toll-free callback number to look like a real business, but they regularly shed old callback numbers so you can never reach the scammers once you have realized that you were scammed. Scammers tell you their callback number just to gain your trust long enough to steal your identity and money and then they frequently switch to using new callback numbers. You do these scammers a favor by quickly hanging up. YOU SHOULD SCAMBAIT ALL SCAMMERS -- slowly drag scammers along on the phone call, provide fake personal and financial data (16 random digits starting with 4 for Visa, 5 for MasterCard), ask them to speak louder and repeat what they said to waste their time and energy.

July 8, 2024

FAKE phantom debt collection scam by Puta'ng Ina Ka criminals phoning from the Philippines. This is what the Federal Trade Commission calls a phantom debt collection scam where the scammer pretends to be a bank (often impersonating Credit One, Chase, Wells Fargo, Citibank, Bank of America, Capital One, American Express, or US Bank), credit union, ADT/Vivint, debt collector, credit agency, billing department, lawyer, or law enforcement and threatens to sue or arrest you using lies, harassment, and intimidation to collect on fake debts that you do not owe. Debt collection scams are very common because many people carry debts, so it is easy for scammers to phish for gullible victims. And debt collection scams have vastly increased this year to prey upon the larger number of people in debt. The Filipino scammer asks for you by your name in order to sound like a personal phone call to gain your trust, but they are randomly auto-dialing everyone. The scammer may say "I am calling on a recorded line" just to sound official, but it is fake! The scammer either mentions an unpaid debt and past due amount that must be paid immediately or says that they have frozen your account due to fraudulent activity. The scammer then asks for your online banking login credentials, Social Security number and date of birth "for verification purposes", and says you can settle the debt by paying with a credit card, prepaid debit card, or eBay gift card, or demands that you wire transfer the payment, or asks for your bank account/routing number. Or the scammer pretends to offer a "50% settlement" deal where "you only have to pay half" of your fake debt. This same Filipino scammer also impersonates tax, debt and loan financing companies everyday, fake fundraisers collecting donations for various fake charities that the fraudsters keep for themselves, pretends to offer fake Medicare, health insurance, auto insurance, and car warranties, and they impersonate banks and tv/internet services. About 50% of North America scam calls come from India and 45% come from the Philippines. Foreign scammers run thousands of fraud, extortion, money laundering scams every day such as posing as a fake pharmacy, fake Social Security officer saying your benefits are suspended, IRS officer collecting on fake unpaid back taxes, debt collector threatening you for fake unpaid bills, fake bank/financial/FedEx/UPS/DHL scams, posing as utility/phone/internet companies, pretending to offer fake health insurance, car warranty, student loan forgiveness, credit card and debt consolidation services, posing as Amazon to falsely say an unauthorized purchase was made to your credit card, posing as Microsoft/Dell/HP/Apple to say your account has been hacked or they detected a virus on your computer, fake "we are refunding your money" or "your account has been auto-debited" scams, fake Google/Alexa listing scams, fake solar panel and home purchase offers, fake fundraisers asking for donations, fake phone surveys, and the scammers try to steal your financial and personal data. Indian scammers often rotate through fake tech support, subscription auto-renewal, and fake pharmacy scams on the same day. Filipino scammers run many loan and tax/debt relief, Social Security and Medicare identity theft, auto/home/health/life insurance, and fake charity donation scams. Scammers use disposable VoIP phone numbers (e.g. MagicJack) and telecom software to spoof fake names and numbers on Caller ID. Scammers spoof thousands of fake 8xx toll-free numbers. CID is useless with scam calls unless the scam asks you to phone them back. CID area codes are never the origin of scam calls since scams use spoofed CID numbers from across the US/Canada, numbers belonging to unsuspecting people, invalid area codes, and fake foreign country CID numbers; e.g. fake women crying "help me" emergency scams spoof Mexico and Middle East CID numbers. Scammers often spoof the actual name and number of businesses such as banks to trick you into thinking the call is valid. How can you avoid being scammed by phone calls? NEVER trust any unsolicited caller who: sells something (most unsolicited calls are scams so your odds of saving money are very poor); asks for your Medicare or Social Security number; offers debt relief, loan services, Medicare assistance (people who are old or desperate in debt often fall for scams); offers a free gift/reward; threatens you with arrest/lawsuit; asks you to access a website, download a file, wire transfer money or buy prepaid debit/gift cards; claims your account is frozen or has suspicious activity; says a subscription is refunded or auto-renewed/auto-debited; and all recorded messages. Recordings are far more likely to be malicious scams and not just telemarketer spam. All unsolicited callers with foreign accents, usually Indian or Filipino, are mostly scams. No other countries are infested with phone room sweatshops filled with criminals. Most Filipino scammers speak better English than Indian scammers. Filipinos speak English with a subtle accent that may sound Hispanic. To hide their foreign origin, some India scammers use non-Indians in their phone room. Scams often falsely say that you previously contacted them or visited their website. Indian scammers play fake Amazon recordings. Amazon account updates are emailed, not robo-dialed. Many banks use automated fraud alert calls to confirm a suspicious purchase, but always call the number printed on your credit card to verify if the fraud alert is real or fake. Scammers impersonate phone/cable/internet companies, offering fake discounts or service upgrades. Indians impersonate the IRS and Social Security Administration. The IRS/SSA never make unsolicited calls and never threaten to arrest you; they initiate contact via postal mail. Real lawsuits are not phoned in, especially not using recorded threats lacking details; legal notices are mailed/couriered. The police, FBI, DEA never phone to threaten arrest; they show up in person with a warrant. Scammers try to gain your trust by saying your name when they call; your name, address, birthday are public data. Many scammers, especially female Filipinas, use "romance scam" tactics of sounding really friendly as if they are your best friend or lover to try to gain your affection and trust, hoping that you let your guard down so they can easily steal your identity and money. Scammers often play recordings speaking English, Spanish, or Chinese that is easily generated using text-to-speech translation software to disguise the origin of their overseas phone room. Some speech synthesis sound robotic, but most AI speech sound very realistic. Scammers often use interactive voice response (IVR) AI/NLP software that combines voice recognition with artificial intelligence, speaks English with American voices, and responds based on your replies. IVR calls begin with: "This is fake_name, I am a fake_job_title on a recorded line, can you hear me okay?"; or "Hi, how are you doing today?"; or "Hello? Are you there?"; or "Hi, may I speak to your_name?" IVR quickly asks you a short question to elicit a yes/no reply so it hangs up if it encounters voicemail. One myth is that saying "yes" to IVR lets scammers use your voice sample for other scams. IVR understands basic replies and yes/no answers. To test for IVR, ask "How is the weather there?" since IVR cannot answer complex questions. IVR usually transfers you to the scammer, but some scams entirely use IVR with the robot asking for your credit card or SSN. Phone/email scams share two common traits: the CID name/number and the "From:" header on emails are easily faked, and the intent of scam calls is malicious just as file attachments and website links on scam emails are harmful. Scams snowball for many victims. If your personal/financial data are stolen, either by being scammed, visiting a malicious website, or by a previous data breach of a business server that stores your data, then your data gets sold by scammers on the dark web who will see you as fresh meat and prey on you even more. This is why some receive 40+ scam calls everyday while others get only 0 to 2 calls per week. If you provide your personal data to a phone scammer, lured by fake 80%-discounted drugs or fake loan and debt services, you receive even more phone scams and identity theft can take years to repair. Scammers often shout profanities at you. Google "Hindi swear words" and memorize some favorites, e.g. call him "Randi Ka Beta" (son of whore) or call her "Randi Ka Betty" (daughter of whore). Scammers ignore the National Do-Not-Call Registry. Asking scammers to stop calling is useless. Scam recordings often tell you to press a keypad number to be placed on their Do-Not-Call list or to unsubscribe from their scam texts/emails, but those keypad commands are fake and they say that just to sound legit. Scammers often provide a toll-free callback number to look like a real business, but they regularly shed old callback numbers so you can never reach the scammers once you have realized that you were scammed. Scammers tell you their callback number just to gain your trust long enough to steal your identity and money and then they frequently switch to using new callback numbers. You do these scammers a favor by quickly hanging up. YOU SHOULD SCAMBAIT ALL SCAMMERS -- slowly drag scammers along on the phone call, provide fake personal and financial data (16 random digits starting with 4 for Visa, 5 for MasterCard), ask them to speak louder and repeat what they said to waste their time and energy.

July 8, 2024

Scam Debt collection try to illegally collect on previously settled ghost debt.

July 8, 2024

As a reputable debt collection agency, we are dedicated to maintaining ethical standards and ensuring transparency in our operations. Our primary objective is to facilitate the resolution of outstanding debts while upholding the rights of both creditors and debtors. This commitment extends to strict compliance with all relevant laws and regulations, including the Fair Debt Collection Practices Act (FDCPA), which governs our industry's practices. It's essential to emphasize that disputing a debt or alleging fraud/scam does not exempt individuals from their financial obligations. While we are committed to addressing concerns and providing clarifications, disputing a debt does not negate its existence or the responsibility to resolve it. Open communication is fundamental to our approach. We encourage individuals to reach out with inquiries or concerns regarding their accounts. Our dedicated team handles all interactions with professionalism and respect, adhering meticulously to communication guidelines and ensuring that each interaction is conducted in a fair and courteous manner. Moreover, it's important to note that the phone number associated with this communication belongs to us, the debt collection agency. We are available to provide assistance and guidance throughout the debt resolution process, and we remain committed to supporting individuals in resolving their outstanding debts in a fair and transparent manner. In conclusion, we appreciate your understanding and cooperation. We are steadfast in our commitment to providing clarity, assistance, and support to all individuals involved in the debt collection process. Thank you for entrusting us with your concerns, and please do not hesitate to reach out if you require further assistance.

July 8, 2024

Was avoidin' their calls thinkin' it’d be all bad but they were surprisingly respectful got me a plan I could stick to

July 8, 2024

Yo figured it’d be drama but they turned out to be mad helpful got me a payment plan I could afford

July 8, 2024

As a reputable debt collection agency, we are dedicated to maintaining ethical standards and ensuring transparency in our operations. Our primary objective is to facilitate the resolution of outstanding debts while upholding the rights of both creditors and debtors. This commitment extends to strict compliance with all relevant laws and regulations, including the Fair Debt Collection Practices Act (FDCPA), which governs our industry's practices. It's essential to emphasize that disputing a debt or alleging fraud/scam does not exempt individuals from their financial obligations. While we are committed to addressing concerns and providing clarifications, disputing a debt does not negate its existence or the responsibility to resolve it. Open communication is fundamental to our approach. We encourage individuals to reach out with inquiries or concerns regarding their accounts. Our dedicated team handles all interactions with professionalism and respect, adhering meticulously to communication guidelines and ensuring that each interaction is conducted in a fair and courteous manner. Moreover, it's important to note that the phone number associated with this communication belongs to us, the debt collection agency. We are available to provide assistance and guidance throughout the debt resolution process, and we remain committed to supporting individuals in resolving their outstanding debts in a fair and transparent manner. In conclusion, we appreciate your understanding and cooperation. We are steadfast in our commitment to providing clarity, assistance, and support to all individuals involved in the debt collection process. Thank you for entrusting us with your concerns, and please do not hesitate to reach out if you require further assistance.

July 2, 2024

Yo figured dealin with debt collectors would be a nightmare but they were real cool helped me get a plan I could manage

July 2, 2024