hello this is Karen Sawyer from hdlc customer service uh █████ the reason for my call is you've been pre-qualified for the new and updated 2026 financial hardship program so congratulations now these programs can offer up to 65,000 in relief with no interest on the payments on the payments are super affordable okay and these funds can also be used to eliminate your financial obligations such as credit cards medical bills personal loans repossessions or any other type of collections that you may have even time share so call me back █████ again █████ I'll explain all the programs to you um and then you can make the most informed decision for you and your family okay and another benefit to these programs is they help fix your credit and they all have an A+ with a Better Business Bureau uh so please call me today so I can status your file before Wednesday █████