good morning Sarah Thompson calling from Liberty Point Finance I work in underwriting jumping in early because I wanted to make sure this landed before your day gets going after the holiday weekend Transunion and Equifax finished their June update and your file came back with a pre-approval for a 41,250 hardship personal loan no hard credit check same day funding available payments around 436 a month what most people do with this pre-approval is consolidate everything these are store cards any balance carrying a high rate 1 payment lower rate cards back to zero it's just a cleaner way to run the finances and honestly a good move heading into the second half of the year