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(844) 371-1203 is a Scam Call

Alternately: +18443711203

Reported Name:

Credit One Bank Scam

Reported Category:

Scam

User Reputation

Negative

RoboKiller Block Status

Blocked

Last Call

50 minutes ago

Total Calls

53,191

Based On

1,534 user reports

Listen

Transcription

hello this is Shaniqua out of recorded line calling on behalf of the Medicare Plus Card how are you today

The information on this site is based on available user feedback.

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25 user reports for (844) 371-1203

The comments below are user submitted reports by third parties and are not endorsed by RoboKiller.

18 hours ago

allow
Credit Card
Caller Name: CreditOne Bank

CreditOne Bank

July 30, 2020

allow
Caller Name: Customer service

Customer service

July 25, 2020

Scam

Fake Credit One bank scam by madarchod criminals phoning from India, with the fake bank name showing up on Caller ID. This may or may not be a a valid Credit One bank call!! If you get a voicemail asking you to call Credit One back at 877-825-3242, then that is the VALID number for Credit One. If you get a pre-recorded robotic message, speaking with a British accent, that is generated using text-to-speech translation software to disguise the origin of this India scam, and the recording tells you to call them back at 888-664-4576, then it is a definite SCAM! India scammers often call out using hundreds of spoofed Caller ID numbers, but their recordings tell you to call them back at a different number that they monitor and answer. If you phone the 888-664-4576 number back, the India scammer either mentions an unpaid debt and past due amount that must be paid immediately or says that they have frozen your Credit One bank account due to fraudulent activity. The scammer then asks for your online banking login credentials, Social Security number and date of birth "for verification purposes", and either tells you that you can settle the debt by paying with a credit card or demands that you wire transfer the payment for the fake debt or asks for your bank account/routing number. More than 95% of North America phone scams come from India scammers who operate hundreds of fraud, extortion, and money laundering scams every day such as posing as a fake pharmacy; fake Social Security officer saying your benefits are suspended; IRS officer collecting on fake unpaid back taxes; bill collector threatening you for fake unpaid debts; fake bank, financial, or Fedex/UPS/DHL scams; pretending to offer fake health insurance, car warranty, student loan forgiveness, credit card and debt consolidation services; posing as Amazon to falsely say an unauthorized purchase was made to your credit card or your Prime membership was auto-debited from your bank; posing as Microsoft/Dell/HP/Apple and saying your account has been hacked or they detected a problem or virus on your computer; fake "we are refunding your money" or "your account has been auto-debited" scams; fake Google/Alexa listing and work-from-home scams; posing as an electric utility or Verizon/AT&T/Comcast to say your service is suspended; fake solar panel and home purchase offers; fake fundraisers asking for donations; fake political and lifestyle phone surveys; and the scammers try to steal your credit card, bank account/routing number, Social Security number, and personal information. One India call center may cycle through a fake Social Security, computer subscription auto-renewal, pharmacy, and credit card offer scam during one week. People often hear different scams from the same spoofed Caller ID number. Scammers often use disposable VoIP phone numbers (e.g. MagicJack devices) or they spoof fake Caller ID phone numbers. Anyone can use telecom software or a third-party service to phone using fake CID names/numbers. India scammers often spoof fake "8xx-" toll-free numbers. The CID name/number is useless with scam calls unless the scam asks you to phone them back and the CID area code is almost never the origin of the call. You waste your time researching the CID number since scams use spoofed CID numbers from across the U.S. and Canada, totally invalid area codes, and also fake foreign country CID numbers; e.g. fake women crying "help me" emergency scams from India often spoof Mexico and Middle East CID numbers. India scammers also spoof the actual phone numbers of businesses such as Apple, Verizon, and U.S. banks to trick you into thinking that a call is valid. How can you avoid being scammed by phone calls? NEVER trust any unsolicited caller who sells something (most unsolicited calls are scams so your odds of saving money are very poor); asks for your Social Security number; offers a free gift or reward; threatens you with arrest/lawsuit or says you need to reply back soon (pressure tactics); asks you to access a website, download a file, wire transfer money or buy gift cards; claims suspicious activity on an online account; says your subscription is being refunded or auto-renewed/auto-debited; and all pre-recorded messages. Recorded messages are far more likely to be malicious scams, and not just telemarketing spam. A common India scam phones you with a fake Amazon recording about a purchase of an iPhone, but Amazon never robo-dials and Amazon account updates are communicated in emails. Many banks use automated fraud alert phone calls to confirm a suspicious purchase, but always verify the number that the message tells you to phone or just call the number printed on your credit card. Any unsolicited caller with a foreign accent, usually Indian, should immediately be treated as a scam. Many scams tell a lie that you recently inquired about a job, insurance, social security benefits, or that you contacted them or visited their website. Scammers try to gain your trust by saying your name when they call, but the autodialer is automatically displaying your name to the scammer or saying your name in a recording when your number is dialed using phone databases that have millions of names and addresses. India scammers often phone with an initial pre-recorded message speaking English, Spanish, or Chinese that is easily generated using text-to-speech translation software to disguise the origin of their India phone room, but then you speak to the scammer when you press 1 or call them back. Some speech synthesis software sound robotic, but others sound natural. To hide their foreign accents, some India scammers use non-Indians in their phone room. India scammers use interactive voice response (IVR) robotic software that combines voice recognition with artificial intelligence, speaks English with American voices, and responds based on your replies. IVR calls begin with: "Hi, this is fake_name, I am a fake_job_title on a recorded line, can you hear me okay?"; or "Hi, this is fake_name, how are you doing today?"; or "Hello? (pause) Are you there?"; or "Hi, may I speak to your_name?" IVR quickly asks you a short question to elicit a yes/no reply so it hangs up if it encounters voicemail. IVR robots understand basic replies, yes/no/what answers, and basic questions. To test for IVR, ask "How is the weather over there?" since IVR cannot answer complex questions. IVR robots keep talking if you interrupt them in mid-sentence. IVR usually transfers you to the scammer, but some scams entirely use IVR with the robot asking for your credit card or SSN. A common myth is that IVR calls record you saying "yes" so scammers can authorize purchases just using your "yes" voice, but scammers need more information than just a simple recorded "yes" from you - credit cards and SSN. Phone/email scams share two common traits: 1) The Caller ID name/number and the "From:" header on emails are easily faked; and 2) The intent of scam calls is malicious just as file attachments and website links on scam emails are harmful. Scams snowball for many victims. If your personal/financial data are stolen, either by being scammed, visiting a malicious website, or by a previous data breach of a business server that stores your data, then your data gets sold by scammers on the dark web who then see you as fresh meat and prey on you even more. This is why some receive 40+ scam calls everyday while others get 0 to 2 calls per day. If you provide your personal and financial data to a phone scammer, lured by fake 80%-discounted drugs or scared by fake IRS officers, you receive far more phone scams and identity theft can take years to repair. Most unsolicited calls are scams, often with an Indian accent. No other country is infested with pandemics of phone room sweatshops filled with criminals who belong to the lowest India caste and many are thieves and rapists who were serving jail time but released early due to prison overcrowding. India scammers shout profanities at you. Just laugh at their abusive language. Google "Hindi swear words" and memorize some favorites, e.g. call him "Rundi Ka Bacha" (son of whore) or call her "Rundi Ki Bachi" (daughter of whore). Scammers ignore the National Do-Not-Call Registry and asking scammers to stop calling is useless. You do these scammers a favor by quickly hanging up. But you ruin their scams when you slowly drag them along on the phone call, always give them fake personal and credit card data (16 random digits starting with 4 for Visa, 5 for MasterCard), ask them to speak louder and repeat what they said to waste their time and energy.

June 11, 2020

allow

allow this call to come through

June 9, 2020

allow

I'm late on my payment

May 21, 2020

allow

Credit card

April 16, 2020

allow

I have an account with this company and it is not a spam caller.

April 10, 2020

allow

my good card

April 10, 2020

allow

Credit One Bank I have an account with them

March 19, 2020

allow

Bank card

January 28, 2020

block

Do not allow this call

December 28, 2019

block
Scam

scammer

December 20, 2019

block
Scam

Never leaves a message

December 11, 2019

allow

Credit One

October 23, 2019

block

Credit Card Scammers

September 25, 2019

block
Scam

credit one bank robocall

September 6, 2019

allow

My credit card company

August 17, 2019

allow

Credit card company

August 15, 2019

allow

This app blocks my actual account holders but continues to allow telemarking calls from hotel chains & medical equipment companies get through! Please fix it!!!

June 25, 2019

allow

This is a Credit Card I have

April 30, 2019

allow

XX

January 30, 2019

allow

Don’t block this call

January 22, 2019

block
Scam

Credit card scam

December 24, 2018

allow

Credit one bank

November 19, 2018

allow

Credit one

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