SCAM! Totally FAKE "your personal/business/payday/VA/student loan, hardship loan, mortgage or home equity loan, debt relief, debt consolidation, tax debt, or government grant application has been pre-approved/approved or needs to be finalized" scam by criminals phoning from India. This is a massive fake financial services loan, tax, and fake debt collection scam by madarchod criminals calling from India, stealing your credit card numbers, Social Security number, bank account and personal information. There are thousands of these India scams where they pretend to be fake debt collectors threatening you for debts that you do not owe, offer to lower the interest rate on credit cards or a fake student loan that you do not have, offer you a fake home equity loan based on a request that you did not inquire about, consolidate all your credit cards and debts at 0% interest, or give you an unsecured $80,000 line of credit. This call may begin with a huge variety of pre-recorded messages generated using text-to-speech AI translation software to disguise the origin of this India scam. This scammer uses hundreds of fake company names, speaks your full name to try to gain your trust, and may falsely tell you that they previously mailed you a loan application or that you had previously applied for their loan. The scammer tells you that because of your good credit history, he can offer you lower interest rates on personal and business loans. He asks for your SSN "for verification purposes" and asks for your credit card or bank account number "so they can deposit your (fake) loan". Or the scammer says that to prove your credibility, you must first buy a prepaid gift card and give him the card number and PIN code. This India scammer also uses these same thousands of phone numbers to run many other scams including offers of fake Medicare, health insurance, auto insurance and car warranties, pretends to be debt collectors, pretends to be fake fundraisers collecting for various charities but they keep all charity donations for themselves, and impersonates Google, DirecTV or Comcast. About 72% of North America scam calls come from India, 19% from Philippines, 3% from China/Myanmar. Foreign scammers run thousands of fraud, extortion, money laundering scams every day such as posing as a fake pharmacy, fake Social Security officer saying your benefits are suspended, IRS officer collecting on fake unpaid back taxes, debt collector threatening you for fake unpaid bills, fake bank/financial/FedEx/UPS/DHL scams, posing as utility/phone/internet companies, pretending to offer fake health insurance, car warranty, student loan forgiveness, credit card and debt consolidation services, posing as Amazon to falsely say an unauthorized purchase was made to your credit card, posing as Microsoft/Dell/HP/Apple to say your account has been hacked or they detected a virus on your computer, fake "we are refunding your money" or "your account has been auto-debited" scams, fake Google/Alexa listing scams, fake solar and home purchase offers, fake fundraisers asking for donations, fake phone surveys, and the scammers try to phish your financial and personal data. Indian scammers often rotate through fake tech support, fake auto-renewals/charges, fake pharmacy, many loan and tax/debt relief scams, and fake charity donation scams on the same day. Filipino scammers run many Social Security and Medicare identity theft, and auto/home/health/life insurance scams. Scammers use disposable VoIP phone numbers (e.g. MagicJack) and telecom software to spoof fake names and numbers on Caller ID. Scammers spoof thousands of fake 8xx toll-free numbers. CID is useless with scam calls unless the scam asks you to phone them back. CID area codes are never the origin of scam calls since scams use spoofed CID numbers from across the US/Canada, numbers belonging to unsuspecting people, invalid area codes, and fake foreign country CID numbers; e.g. fake women crying "help me" emergency scams spoof Mexico and Middle East CID numbers. Scammers often spoof the actual name and number of businesses such as banks to trick you into thinking the call is valid. How can you avoid being scammed by phone calls? NEVER trust any unsolicited caller who: sells something (most unsolicited calls are scams so your odds of saving money are very poor); asks for your Medicare or Social Security number; offers debt relief, loan services, Medicare assistance (people who are old or desperate in debt often fall for scams); offers a free gift/reward; threatens you with arrest/lawsuit; asks you to access a website, download a file, wire transfer money or buy prepaid debit/gift cards; claims your account is frozen or has suspicious activity; says a subscription is refunded or auto-renewed/auto-debited; and all recorded messages. Recordings are far more likely to be malicious scams and not just telemarketer spam. All unsolicited callers with foreign accents, usually Indian or Filipino, are mostly scams. No other countries are infested with phone room sweatshops filled with criminals. Most Filipino scammers speak better English than Indian scammers. Filipinos speak English with a subtle accent that may sound Hispanic. To hide their foreign origin, some India scammers use non-Indians in their phone room. Scams often falsely say that you previously contacted them or visited their website. Indian scammers play fake Amazon recordings. Amazon account updates are emailed, not robo-dialed. Many banks use automated fraud alert calls to confirm a suspicious purchase, but always call the number printed on your credit card to verify if the fraud alert is real or fake. Scammers impersonate phone/cable/internet companies, offering fake discounts or service upgrades. Indians impersonate the IRS and Social Security Administration. The IRS/SSA never make unsolicited calls and never threaten to arrest you; they initiate contact via postal mail. Real lawsuits are not phoned in, especially not using recorded threats lacking details; legal notices are mailed/couriered. The police, FBI, DEA never phone to threaten arrest; they show up in person with a warrant. Scammers try to gain your trust by saying your name when they call; your name, address, birthday are public data. Many scammers, especially female Filipinas, use "romance scam" tactics of sounding really friendly as if they are your best friend or lover to try to gain your affection and trust, hoping that you let your guard down so they can easily steal your identity and money. Scammers often play recordings speaking English, Spanish, or Chinese that is easily generated using text-to-speech AI translation software to disguise the origin of their overseas phone room. Some speech synthesis sound robotic, but most AI speech sound very realistic. Scammers often use interactive voice response (IVR) AI/NLP software that combines voice recognition with artificial intelligence, speaks English with American voices, and responds based on your replies. IVR calls begin with: "This is fake_name, I am a fake_job_title on a recorded line, can you hear me okay?"; or "Hi, how are you doing today?"; or "Hello? Are you there?"; or "Hi, may I speak to your_name?" IVR quickly asks you a short question to elicit a yes/no reply so it hangs up if it encounters voicemail. One myth is that saying "yes" to IVR lets scammers use your voice sample for other scams. IVR understands basic replies and yes/no answers. To test for IVR, ask "Is the willy fuzzy box open?" since IVR cannot answer complex/odd questions. IVR usually transfers you to the scammer, but some scams entirely use IVR with the robot asking for your credit card or SSN. Phone/email scams share two common traits: the CID name/number and the "From:" header on emails are easily faked, and the intent of scam calls is malicious just as file attachments and website links on scam emails are harmful. Scams snowball for many victims. If your personal/financial data are stolen, either by being scammed, visiting a malicious website, or by a previous data breach of a business server that stores your data, then your data gets sold by scammers on the dark web who will see you as fresh meat and prey on you even more. This is why some receive 40+ scam calls everyday while others get only 0 to 2 calls per week. If you provide your personal data to a phone scammer, lured by 80%-discounted fake drugs or fake loan and debt services, you receive even more phone scams and identity theft can take years to repair. Scammers often shout profanity at you. Google "Hindi swear words" and memorize some favorites; call him "Rundi Ka Beta" (son of whore) or her "Rundi Key Betty" (daughter of whore). Scammers ignore the National Do-Not-Call Registry. Asking scammers to stop calling is useless. Scam recordings often tell you to press a keypad number to be placed on their Do-Not-Call list, opt out, or unsubscribe from their scam texts/emails, but their keypad commands are fake, just to sound more legit. Scammers often provide a callback number to appear legit, but they quickly shed old callback numbers so you can never reach the scammers once you have realized that you were scammed. Scammers tell you their callback number just to gain your trust long enough to steal your identity/money and then they frequently switch to new callback numbers. You do phone scammers a favor by quickly hanging up. YOU SHOULD SCAMBAIT ALL SCAMMERS - play along, slowly drag scammers on the call, provide fake personal/financial data (16 random digits starting with 4 for Visa, 5 for MasterCard), ask them to speak louder and repeat what they said, ask many questions that force them to go off script to drain their time and energy.

October 11, 2026

I get the same messages several times a day, different numbers, different agencies, lately it has been Heinz Consulting Solutions or that I have a taxes not paid, which I know isn't right because I have never received anything from the IRS and I always send my tax returns via certified mail. And if I owe anything, my checks always clear my bank. This is getting so old. I get at least 10-14 calls a day. They will call, when I don't answer, they leave a message, hang up and call back with a different number showing up on the caller ID and different return number. Messages always the same.

June 24, 2026

Call from "private number" with a generic message noting several attempts to collect a debt. No details. Wants a call back to (844) 280-1852. 😆

April 6, 2026

Same as above

August 21, 2025

voicemail message I received: Phone number they called from: 908-424-0717 “This is the office of LCS mitigation group we've been trying to contact you in reference to a default judgment that has your name on it please contact office immediately at 844-280-1852 we also will accept your refusal for not calling back after a submission of guilt…” I moved two years ago and just now am getting calls and voicemails with the same message. If there is a judgement against anyone, they would be served with an official court notice. If there is a judgement in one state and you live in another, legally the judgement would be transferred to the state you live in. There are 0 judgements against me - there nor here. Called out on their BS because I asked them some very straight-forward questions that they couldn't answer and hung up on me...but continued to call and leave me the same VM The questions I asked them were: WHAT'S THE COURT CASE NUMBER FOR THIS JUDGEMENT WHICH COUNTY COURTHOUSE IS THE JUDGEMENT FILED IN ? SPECIAL CIVIL PART DIVISION NAME OF THE ORIGINAL CREDITOR AMOUNT OWED DATE THAT THE DEBT WAS INCURRED I

June 26, 2025

Reposting because I put the wrong category in the last comment: Got the following voicemail: This is the office of LCS mitigation group we've been trying to contact you in reference to a default judgment that has your name on it please contact office immediately at 844-280-1852 we also will accept your refusal for not calling back as a submission of guilt…” These people have been calling me off and on for 3 years from different numbers, the company name changes, the phone number changes but its the still the same vague "we've been trying to reach you and are gonna snitch on you to your boss" thing. They don't show up. They don't serve anything. I don't owe money. Its fake. Anything legal is done through an actual court with proof in writing. If anyone is going to serve you, they just show up - they won't call and warn you first MULTIPLE times. I just wish they'd delete my number already.

May 22, 2025

Got the following voicemail: This is the office of LCS mitigation group we've been trying to contact you in reference to a default judgment that has your name on it please contact office immediately at 844-280-1852 we also will accept your refusal for not calling back as a submission of guilt…” These people have been calling me off and on for 3 years from different numbers, the company name changes, the phone number changes but its the still the same vague "we've been trying to reach you and are gonna snitch on you to your boss" thing. They don't show up. They don't serve anything. I don't owe money. Its fake. Anything legal is done through an actual court with proof in writing. If anyone is going to serve you, they just show up - they won't call and warn you first MULTIPLE times. I just wish they'd delete my number already.

May 22, 2025

Called from 518-226-8042(Potential Spam) left a voicemail that said “This is the office of LCS mitigation group we've been trying to contact you in reference to a default judgment that has your name on it please contact office immediately at 844-280-1852 we also will accept your refusal for not calling back after a submission of guilt”

May 20, 2025

this is the office of Brian Adams. My name is Amber Scott. I am giving you a call regarding a few sales documents that require your signature. Immediately you will need to be available between the hours of 12 and five assuming that she will be at work around that time, we will be stopping by there first you will need to be available with two valid forms of ID and a witness understand that if we do serve you at your job, you will need your supervisor manager or someone from your HR department to sign off as a witness for you. Here are If there are any further questions or if you would like Stop order on the service contact your filing party immediately at 844-280-1852…”

May 20, 2025

Left a message stating that they're calling about a default judgment in my name and to call 844-280-1852, and not calling back would be considered an admission of guilt.

April 24, 2025

Same message everyone else gets except I think she screwed, gave 2 different names and two different phone numbers and hesitated s as she caught herself. This is fake...scam.... trying to get your info and scare you. Hang up and block! Use Roboblock!!!

April 17, 2025

A Brian called and left me a VM from Hines/Heinz Consulting Services. Business can't be found and phone number leads nowhere. Obviously a scam.

January 20, 2025

Some guy who says his name is Brian Adams is scamming people trying to say I owe a loan from 2017 and I will be served. He gives you information that can be found and last four digits of social. He claims you will be served and need two forms of ID. I told his ass off and he definitely is trying to get money and all your information. Do not answer from 678-833-5861. I also recorded him and filed a police report.

December 19, 2024

I believe this scammer accidentally called me from their real phone number. They left me the 844 number as a callback number. But the number they actually called me from was 6788335861 which according to a Google search belongs to Marcus Dawkins of Suwanee, Georgia.

December 17, 2024

Left me the same messages all the other comments I had to say.

December 17, 2024

They left me the same message saying that I had some kind of online loan in May 2017 which I knew that that wasn’t me. Also, they said that someone will be coming to my job and serving me and I needed to have two forms of ID with my supervisor present as a witness for the documents they will be serving me.

December 17, 2024

Left voicemail saying they were coming to my office between 12 and 5, I have to have my supervisor present along with 2 form of ID to sign for documents. If not they will come to my house and still need the same things. Left phone number to call back. Looked up number and it doesn’t exist.

November 7, 2024

They have called my phone number twice this week reporting they're coming to my work to serve me and a manager/supervisor/HR has to be present... the catch?? The calls are for my ex-husband's current wife! (We've been divorced for 11 years)

October 25, 2024

Scam Said I had to sign papers they would show up at my work and a supervisor had to be here. Even called my father inlaws phone for me too I don't know how they have his number for me!!

October 8, 2024

Called saying they were going to serve me at my job, asked for a supervisor there wasnt one! DO NOT LISTEN BIG SCAM

September 24, 2024

Called claiming to be a law office (Ryan Adams) that needed me to sign some 'sales documents' then implied they were going to show up at my job to serve me if I didnt call them back immediately. Clear scam attempting to use pressure and the threat of embarassment. Avoid this number

September 24, 2024