good morning Sarah Thompson calling from Iron View financial I work in underwriting sending this first thing so it doesn't get buried under everything else today Transunion and Equifax finished their June update and your file came back with a pre-approval for a 41,270 hardship personal loan no hard credit check same day funding available payments around 456 a month what most people do with this pre-approval is consolidate everything Visa store cards any balance carrying a high rate 1 payment lower rate cards back to zero