good day Sophia Perez calling from Spring View Finance I work in underwriting wanted this in front of you before the day takes over Transunion and Equifax finished their August update and your file came back with a pre-approval for a 41,380 hardship personal loan no hard credit check same day funding available payments around 451 a month what most people do with this pre-approval is consolidate everything Visa store cards any balance carrying a high rate 1 payment █████