hi this is Karen Sawyer from customer service HD LLC █████ uh the reason for my call today on this Tuesday March 31st is that you've been pre-qualified for the new and updated 2026 financial hardship programs so congratulations I know you were waiting for this now these programs can offer up to 55,000 in relief or more with no interest on the payments of the payments are super affordable now the funds can be used to eliminate your financial obligations such as credit cards medical bills uh personal loans repossessions any type of like collection accounts or time █████