hello this is Karen Sawyer with customer service at hdlc █████ happy Tuesday now the reason for my call is that you've been pre-qualified for the new and updated 2026 financial hardship programs as of yesterday um Monday um April 13th okay now these programs can offer up to 55,000 in relief for more with no interest on the payments and the payments are budget friendly also these funds can be used to eliminate your financial obligations such as credit cards personal loans medical bills █████