hello this is Karen Sawyer from Custom Service hdlc █████ now the reason for my call on this Tuesday is because uh you've been pre-qualified or pre-approved for the new and updated 2026 financial hardship program so congratulations now this program can offer you up to uh 45,000 in relief or more with no interest on the payments and the payments are budget friendly okay now the funds can be used to eliminate your financial obligations such as credit cards medical bills personal loans time shares repossessions any type of collection accounts but give me a call so I can discuss this uh █████ again █████ I know the benefits of these programs they help you fix your credit and you'll have an A+ rating with a Better Business Bureau so please call me today I need █████ I need to settle this by uh tomorrow