Block

I already have too many cards, and more credit than I need.

Not a customer of capital One

Credit card

Very good

Fake Capital One credit card account fraud notification scam by madarchod criminals phoning from India. This is a fake credit card impersonation or account security and fraud alert scam by criminals calling from India, spoofing a Caller ID number that actually belongs to Capital One, to steal your credit card and Social Security numbers, bank account user login and password, and other personal and financial information. The scam may begin with a pre-recorded robotic message speaking English that is generated using text-to-speech translation software to disguise the origin of this India scam, but then you talk to the India scammer. The recording tells you that their fraud services department detected suspicious activity on your credit card or your bank account and that your account has been locked. This scam bait message is designed to scare you and the India scammer then asks for your credit card number, PIN codes, online login passwords, answers to security questions, Social Security number, and other personal information "for verification purposes". Whenever you receive a fraud alert call from a bank, credit card issuer, Amazon, Apple, UPS/FedEx/DHL, or any business, ALWAYS verify the number that they ask you to call back on, or just phone the number that is printed on the back of your credit card or the number listed on the company website. About 55% of North America scam calls come from India and 40% come from the Philippines. India scammers run hundreds of fraud, extortion, and money laundering scams every day such as posing as a fake pharmacy, fake Social Security officer saying your benefits are suspended, IRS officer collecting on fake unpaid back taxes, debt collector threatening you for fake unpaid bills, fake bank/financial/FedEx/UPS/DHL scams, pretending to offer fake health insurance, car warranty, student loan forgiveness, credit card and debt consolidation services, posing as Amazon to falsely say an unauthorized purchase was made to your credit card or your Prime membership was auto-debited from your bank, posing as Microsoft/Dell/HP/Apple to say your account has been hacked or they detected a virus on your computer, fake "we are refunding your money" or "your account has been auto-debited" scams, fake Google/Alexa listing scams, posing as electric utilities, Verizon, AT&T, or Comcast, fake solar panel and home purchase offers, fake fundraisers asking for donations, fake phone surveys, and the scammers try to steal your credit card, bank account/routing number, Social Security number, and personal information. India scammers often rotate through fake Social Security, subscription auto-renewal, pharmacy, and pre-approved loan scams on the same day. Philippines scammers run more auto/home/health/life insurance, Social Security and Medicare identity theft, and fake charity donation scams. Scammers use disposable VoIP phone numbers (e.g. MagicJack devices) or they spoof fake names and numbers on Caller ID. Anyone can use telecom software to phone with a fake CID name and number. Scammers spoof thousands of fake 8xx toll-free numbers. CID is useless with scam calls unless the scam asks you to phone them back. CID area codes are never the origin of scam calls since scams use spoofed CID numbers from across the US and Canada, numbers belonging to unsuspecting people, invalid area codes, and fake foreign country CID numbers; e.g. fake women crying "help me" emergency scams often spoof Mexico and Middle East CID numbers. Scammers often spoof the actual phone numbers of businesses such as Apple, Verizon, and banks to trick you into thinking the call is valid. How can you avoid being scammed by phone calls? NEVER trust any unsolicited caller who: sells something (most unsolicited calls are scams so your odds of saving money are very poor); asks for your Social Security number; offers a free gift or reward; threatens you with arrest/lawsuit or says you need to reply back soon (pressure tactic); asks you to access a website, download a file, wire transfer money or buy prepaid debit/gift cards; claims suspicious activity on your account; says your subscription is being refunded or auto-renewed/auto-debited; and all pre-recorded messages. Recordings are far more likely to be malicious scams and not just telemarketer spam. All unsolicited callers with foreign accents, usually Indian or Filipino, are usually scams. Filipino scammers tend to speak better English than Indian scammers. Filipinos speak English with a subtle accent having a slight trill. Scams often say that you inquired about a job, insurance, social security benefits, or that you previously contacted them or visited their website. A common India scam plays a fake Amazon recording. Amazon account updates are emailed, not robo-dialed. Many banks use automated fraud alert calls to confirm a suspicious purchase, but verify the number that the recording tells you to phone or just call the number printed on your credit card. India scammers impersonate AT&T DirecTV, Comcast, or a cable/Internet company, offering fake discounts or service upgrades. Indians impersonate the IRS and Social Security Administration. The IRS/SSA never make unsolicited calls and never threaten to arrest you; they initiate contact via postal mail. Real lawsuits are not phoned in, especially not using pre-recorded threats lacking details; legal notices are mailed/couriered. The police, FBI, DEA never phone to threaten arrest; they show up in person with a warrant. Scammers try to gain your trust by saying your name when they call, but their autodialer automatically displays your name or says your name in a recording when your number is dialed using phone databases that list millions of names and addresses. Scammers often call using an initial recording speaking English, Spanish, or Chinese that is easily generated using text-to-speech translation software to disguise the origin of their India phone room. Some speech synthesis software sound robotic, but others sound natural. To hide their foreign accents, some India scammers use non-Indians in their phone room. Scammers often use interactive voice response (IVR) robotic software that combines voice recognition with artificial intelligence, speaks English with American voices, and responds based on your replies. IVR calls begin with: "Hi, this is fake_name, I am a fake_job_title on a recorded line, can you hear me okay?"; or "Hi, this is fake_name, how are you doing today?"; or "Hello? (pause) Are you there?"; or "Hi, may I speak to your_name?" IVR quickly asks you a short question to elicit a yes/no reply so it hangs up if it encounters voicemail. IVR robots understand basic replies and yes/no answers. To test for IVR, ask "How is the weather over there?" since IVR cannot answer complex questions and it keeps talking if you interrupt it in mid-sentence. IVR usually transfers you to the scammer, but some scams entirely use IVR with the robot asking for your credit card or SSN. A common myth is IVR calls record you saying "yes" so scammers can authorize purchases just using your "yes" voice, but scammers need more than just a recorded "yes" from you - credit cards and SSN. Phone/email scams share two common traits: the CID name/number and the "From:" header on emails are easily faked, and the intent of scam calls is malicious just as file attachments and website links on scam emails are harmful. Scams snowball for many victims. If your personal/financial data are stolen, either by being scammed, visiting a malicious website, or by a previous data breach of a business server that stores your data, then your data gets sold by scammers on the dark web who will see you as fresh meat and prey on you even more. This is why some receive 40+ scam calls everyday while others get 0 to 2 calls per day. If you provide your personal information to a phone scammer, lured by fake 80%-discounted drugs or scared by fake IRS officers, you receive even more phone scams and identity theft can take years to repair. Most unsolicited calls are scams, often with an Indian accent. No other country is infested with pandemics of phone room sweatshops filled with criminals who belong to the lowest India caste and many are thieves and rapists who were serving jail time but released early due to prison overcrowding. Scammers often shout profanities at you. Just laugh at their abusive language. Google "Hindi swear words" and memorize some favorites, e.g. call him "Rundi Ka Bacha" (son of whore) or call her "Rundi Ki Bachi" (daughter of whore). Scammers ignore the National Do-Not-Call Registry; asking scammers to stop calling is useless. You do these scammers a favor by quickly hanging up. But you ruin their scams when you slowly drag them along on the phone call, give them fake personal and credit card data (16 random digits starting with 4 for Visa, 5 for MasterCard), ask them to speak louder and repeat what they said to waste their time and energy.

Hang up

Scammer

Bogus don’t have Capital One credit card

Unknown number

I don’t have a capital one account

I don’t have any business relationship with Capital One

Don’t have this card

Not Capital one. They wanted my SS #. Hung up when I said no.

Capital one

Psycho Susan E. Magnani sending out robocalls, per usual. She owns Emblazon Industries. She installs spyware onto people's devices, and uploads deep fakes of them too. All to get revenge on customers, employees, or anyone else that doesn't like her. Her only real business is scamming and stalking people out of their time and money. Steer clear of this lying, manipulative individual.

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Paul optometry

Number possibly spoof

I doubt this is legit

Allow

Imposter for capital one

Allow call to go thru thank you

Solicitor!

Scammers

Customer Service

Scam maybe

Telemarketing

Spoofed

Spam

Credit card capital one customer service - I don’t have anything with Capital One

Ok with you ?

I don’t have an account with them

Caller hung-up during screening process

“Visa and Mastercard card member services”. When asked for what bank, “card member services” was the response. Scam.

Not interested

I do not have an account

No credit cards

"Capital One" calling

C

Fraudulent call

do not answer

Not a customer of capital one

not a capital one customer

Psycho Susan E. Magnani sending out robocalls, per usual. She owns Emblazon Industries. She installs spyware onto people's devices, and uploads deep fakes of them too. All to get revenge on customers, employees, or anyone else that doesn't like her. Her only real business is scamming and stalking people out of their time and money. Steer clear of this lying, manipulative individual.

My card account

Block

Recording from Capital One asking for card information or to open new account

We have NO card from this co., nor want one!

I do not have account

To turn on security for your credit card

Regarding card issues

said they were from Capitol One, I called the real number for them and they had not called me

Block

Caller hung up during screening

They called, claiming to be Experian, but, given that it's a Capital One phone number, AND they gave the standard 'We've been reviewing your payment history... Reduce your interest on all your credit cards' speech, but then wanted to know what I estimated my debt was, I knew it was a scam. Credit where it is due, the caller tried to bluff his way past it when I identified him.

Capital One

We don’t use this company

Grrrr!!!

Sales call

Thank you

Scam

Junk

No relationship to Capital One

Credit Card

Credit card s cam

Block

Another thief offering lower interest rates

I know them

Unknown number

Scammers

Probably fraud, I don’t have any cards with them.

Unknown number

Lower credit card debt, adjust credit interest rate

Allow caller

Apply for a new card

Customers Service

block

Capital one customer assistant

Customer service

Frauds

Telemarketer created this account, I have not used

Hung up

Spoofed number

Gratefully away from this card, I don't want to be associated with this card ever again, if I can help it! Thank you for protecting me!!!

Capital One called and I don’t use Capital One

this is a fraudster

Caller reading poorly off a script identifies themselves as “card services” and offers to lower interest on my credit cards. Totally bogus.

Was labeled as capital and pick up the call and was a robocall offering some credit benefit?? And hung up

Capital One unsolicited

Yes

Please allow Capital One

Capital credit card,surprised it was block

Allow

Not their customer

I don’t have a capital one card

This call should have been allowed. The quality was uncharacteristically terrible. And it dropped while I was on hold.

Customer service callback

They are not the real people

Credit Card

Capital one called me back

thank you