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(800) 945-2000 is a Credit Card Offer Call

Alternately: +18009452000

Reported Name:

Credit Card Rate Scam

Reported Category:

Credit Card Offer

User Reputation

Negative

RoboKiller Block Status

Blacklist

Last Call

2 hours ago

Total Calls

586,366

Based On

29,730 user reports

Listen

Transcription

hi this is the last chance from Bank of America with important changes to your account before the next billing cycle congratulation on your excellent payment history you now qualify for zero percent interest rate on all your credit card account this is the limited time offer and you must respond immediately press one now to speak to our qualification department and complete the enrollment process

The information on this site is based on available user feedback.

What is this scam? How do I determine if this is a scam?

These robocalls begin by introducing “Rachel from cardholder services” who explains that you’re eligible to reduce your credit card interest rate. The caller asks you to confirm or give up some personal information, such as your credit card number, credit card security code, social security number, or mother's maiden name. After the call ends, the caller uses the information you gave to make charges on your account or to create a new account in your name.

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112 user reports for (800) 945-2000

The comments below are user submitted reports by third parties and are not endorsed by RoboKiller.

April 28, 2020

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Bank

Card

April 24, 2020

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Credit Card Offer

Credit card scam

February 26, 2020

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Credit Card Offer

Visa credit card

February 19, 2020

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Insurance

February 18, 2020

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Credit scam

February 18, 2020

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Scam

No message left

February 17, 2020

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Unknown long distance caller with no message left

February 15, 2020

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Scam

credit card interest reduction; probably scam attempt.

February 15, 2020

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Credit Card Offer

Annoying

February 15, 2020

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Scam

Offering women

February 12, 2020

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Credit Card Offer

Robocall

February 12, 2020

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Foreign Language

I ask don't district and they continue to call and hassament me

February 11, 2020

Scam

Fake "0 percent interest rate on all your credit card accounts" scam call by madarchod criminals phoning from India This is a fake "0 percent interest rate on all your credit card accounts" scam call by criminals phoning from India, trying to steal your credit card number, Social Security number, date of birth, and personal information. There are hundreds of these India scams where they either pretend to be fake debt collectors threatening you for debts that you do not owe, offer to lower the interest rate on a fake student loan that you do not have, consolidate all your debts at 0% interest, or give you an unsecured $100,000 line of credit. This call begins with a pre-recorded robotic speaker who says: "This is the alert system with Visa Master Card Account Services with important changes to your account before the next billing cycle. Congratulations on your excellent payment history, you now qualify for a 0 percent interest rate on all your credit card accounts. This is a limited time offer and you must respond immediately. Press one now to speak to our qualification department and complete the enrollment process." The robotic English message is generated using text-to-speech translation software to disguise the origin of this India scam. If you respond to the call, then you get transferred to the East Indian scammer who tells you that because of your good credit history, he can offer you 0% interest rates on all your existing loans... he just needs all your credit card numbers and SSN "for verification purposes". More than 95% of all North America phone scams originate from crowded phone rooms in India that rotate through numerous different fraud, extortion, and money laundering scams every day such as pretending to be a fake pharmacy, posing as fake Social Security officers saying your benefits are suspended or fake IRS officers collecting on fake unpaid back taxes or fake bill collectors threatening you for fake unpaid debts, pretending to offer fake health insurance, car warranty, and debt, student loan forgiveness, credit card consolidation services, posing as Amazon to falsely say that an unauthorized purchase was made to your account or that your Prime membership was auto-debited from your credit card or bank account, posing as Microsoft or HP to say that your software needs renewal or they detected a problem with your computer, fake "we are refunding your money" or "your account has been auto-debited" scams, fake Google/Alexa listing and work-from-home scams, pretending to be DHL, UPS, or a bank, falsely stating that they installed ransomware virus on your computer and you need to pay them money, etc, and the scammers try to steal your credit card, bank account and routing number, or Social Security number and personal information. Some scammers try to gain your trust by looking up the name associated with your phone number and asking for you by name when they call. Many India scammers now phone you with an initial pre-recorded robotic person speaking English, Spanish, or Chinese that is easily generated using text-to-speech translation software to disguise the origin of their India phone room, but then you speak to the East Indian scammer when you take the bait and respond to the pre-recorded message. Scammers always either use disposable VoIP phone numbers (e.g. MagicJack devices) or they spoof fake Caller ID phone numbers. Anyone, including you, can use telecom software or a third-party service to phone using fake names and phone numbers that show up on Caller ID. India scammers often spoof fake toll-free Caller ID numbers that begin with "8". The Caller ID name and number is often useless with scam calls unless the scam setup asks you to phone them back and the Caller ID area code is almost never the area from which the scam call actually originated since many scams use fake area codes from across the U.S. and Canada, and also purposely faked foreign country Caller ID numbers (e.g. fake women crying "help me" emergency scams often use fake Mexico and Middle Eastern Caller ID numbers). Some India scammers also spoof the actual real phone numbers of businesses such as Apple, Verizon, and U.S. banks so when you phone the number back, you realize that you were scammed from the spoofed Caller ID number of the actual business. What is the best way to avoid being scammed by a phone call? Never trust any unsolicited caller or anyone who phones you with any kind of sales offer (more than 90% of unsolicited sales calls are scams so your odds of saving money are poor), any kind of legal or arrest threats, any claims of suspicious activity on an account, any claims of refunds or auto-renewed/auto-debited accounts, and any pre-recorded messages. Any unsolicited caller with a foreign accent (nearly always East Indian) should immediately be treated as a scam until carefully proven otherwise. India scammers do not care about the U.S. National Do-Not-Call Registry and asking scammers to stop calling has no effect. I love to play with these scammers and keep them on the phone by pretending to be interested in their scam because many scam victims are the senile elderly. You do these scammers a favor by yelling at them and immediately hanging up. But you ruin their scams by slowly dragging them along on the phone call, calling them back if their phone number can be phoned, pretending to be interested in their product or service, pretending that you are worried when they threaten you, always giving them fake credit card numbers and fake personal information, asking them to speak louder and to repeat what they said to use up more of their energy, pretending to innocently ask the scum why he is shouting profanities at me, etc. The best defense against phone scammers is a good offense by not quickly hanging up the phone, but instead toying with them for at least 10 or 20 minutes to use up more of their time and energy so they have less time to deceive an elderly victim. Never give an unknown caller your credit card number or Social Security number. Companies who already have your information may ask for the last four digits for verification. Some India scammers ask for your bank account and routing number or ask you to wire transfer them a payment, giving a fake explanation that they cannot accept a credit card or personal check. This is an instant scammer alert because scammers can withdraw money if they know your bank account and routing number (e.g. counterfeit cashed checks) and illegal wire transfers are far less traceable than unauthorized credit card charges. India scammers may threaten to have you arrested, but the IRS, Social Security Administration, and debt collectors cannot threaten to arrest or sue you on the phone; they are required to send you paper notices by registered mail. The police and FBI also will never phone you and say that officers are coming to arrest you (many India extortions threaten to send officers); if the police really want to arrest you, they just show up with a warrant without phoning first. Some India scammers ask you to use your browser to visit a website that allows the scammer to directly access and control your computer and then they can install a ransomware virus to extort money from you, or they ask you to download a virus file to your computer. If the scam sounds very authentic, ask the scammer for their verifiable company name, street address, and a callback number that can be searched and matched to the company name and address, which all real businesses will provide. Every East Indian scammer will immediately fail this test since they all use spoofed fake Caller ID numbers or VoIP numbers that they quickly dispose of. Never trust any unsolicited call because they are mostly scammers, usually with a slight or strong East Indian foreign accent, and most scam calls originate from India. No other foreign country is infested with numerous noisy sweatshops filled with phone scam criminals who belong to the lowest India caste and many are thieves, robbers, and rapists who were serving jail sentences but released early due to prison overcrowding. Most India scammers are men, but many are women who also readily shout profanities. Just laugh at them. Google "Hindi swear words" and memorize some favorites to feed to these scammers.

February 8, 2020

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Credit Card Offer

Scam

February 7, 2020

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Scam

scam

February 7, 2020

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Scam

I don't need any insurance

February 7, 2020

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Credit Card Offer

Not sure

February 6, 2020

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Scam

Credit card rate fraud

February 5, 2020

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Scam

credit card rate scam

February 4, 2020

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Scam

Don t know. I didn't answer

February 4, 2020

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Scam

micro soft

February 4, 2020

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Scam

Be aware of this scam artist. He wants S.S.number or you face j as il.

February 4, 2020

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Credit Card Offer

Computer voice

February 3, 2020

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Credit card

February 3, 2020

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Scam

Apple account hacking spam call

February 3, 2020

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Credit Card Offer

They call everyday. As soon as their number is blocked, they call from a different number.

February 3, 2020

I got a call from this # and it is always someone with a thick Indian accent wanting my social security number FIRST THING. Chase Bank would NEVER ask for that info over the telephone. I verified at the local branch. It is a SCAM.

February 1, 2020

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Credit Card Offer

Scam

January 30, 2020

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Sales Offer

Credit card reduce rates offer

January 30, 2020

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Bank

Credit card

January 29, 2020

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Scam

credit card scammers

January 29, 2020

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Scam

Credit dated scam

January 28, 2020

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Scam

Their last 4 digits were 2000 but my banks are 2006. Criminology is more prevalent, now, then I’ve ever seen it before.

January 28, 2020

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Scam

Credit card scam

January 28, 2020

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Credit Card Offer

Lower rate scam

January 28, 2020

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Credit card fraud scam

January 28, 2020

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Credit Card Offer

Credit Card Scam

January 28, 2020

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Credit Card Offer

Scam

January 27, 2020

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Credit Card Offer

Scam

January 27, 2020

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Credit Card Offer

Big scam

January 27, 2020

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Credit Card.

girl in maryland

January 27, 2020

Scam

just received a call from this number. thought it was my credit card co calling me. I just blocked it.

January 24, 2020

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Credit Card Offer

W***e

January 24, 2020

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Credit Card Offer

Credit card rate scam

January 24, 2020

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Did not listen to it

January 23, 2020

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Scam

they lie and say they are from Chase bank

January 23, 2020

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Scam

spam

January 22, 2020

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Scam

scammer

January 22, 2020

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Scam

Credit card scam

Matt

January 22, 2020

Scam

[deleted]

January 21, 2020

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Credit card rate reduction offer

January 21, 2020

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Scam

Credit card scam

January 20, 2020

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Credit card rate reduction scam

January 20, 2020

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Credit Card Offer

I have pressed the take me off the list button (#2)

January 20, 2020

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Credit Card Offer

Scam

January 20, 2020

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Credit Card Offer

I don’t need any

January 19, 2020

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Scam

credit card scam

January 16, 2020

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Scam

This has been going on since Obama took office!

January 16, 2020

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Telemarketer

Chase scam

January 14, 2020

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Credit Card Offer

They call every day, pain in the.....

January 14, 2020

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Scam

Chinese scam

January 13, 2020

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Credit Card Offer

Indian card services

January 13, 2020

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Credit Card Offer

Automated spam caller

January 9, 2020

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Scam

CC rate scam

January 9, 2020

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Scam

credit card scam

January 9, 2020

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Credit Card Offer

Interest scam credit card.

January 9, 2020

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Credit Card Offer

Credit card scams

January 8, 2020

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Credit Card Offer

Please block !

January 8, 2020

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Credit Card Offer

Scam to get you to give them your information.

January 7, 2020

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Credit Card Offer

Fake

January 7, 2020

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Scam

Credit card services

January 6, 2020

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Credit Card Offer

Do not want to talk to anyone but my card services

January 6, 2020

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Credit Card Offer

Recording said press 1 to get interest rates lowered to zero %. I hung up and redials the phone number. It is actually Chase. I was told it happens everyday. How do these scammers spoof credit card company phone numbers so easily. Why can’t something be done?

January 6, 2020

allow

Chase fraud dept

January 3, 2020

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Credit Card Offer

Recording

January 3, 2020

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Card service

January 3, 2020

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Scam

Credit Card Rate Scam

January 2, 2020

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Computer Security Scam

Scam

January 2, 2020

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Scam

Credit card rates

January 2, 2020

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I don’t know!!

December 30, 2019

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Scam

Credit card rate

Edward

December 30, 2019

Scam
Caller Name: Chase card SUcs

Machine answered call , they hung up. National Do not call list means nothing to these people .

FED UP

December 30, 2019

Scam
Caller Name: MEMBER CARD SERVIES

Card member services FRAUD CALLS!!!

December 28, 2019

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Telemarketer

Credit card percentage rate reduction solicitation

December 27, 2019

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Credit Card Offer

Lower interest rates

December 27, 2019

block
Credit Card Offer

Interest rate reduction scam

December 27, 2019

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Credit Card Offer

Thanks for blocking . I have received this recorded message many times, blocked it but still continues. Thanks again.

December 26, 2019

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Credit Card Offer

Identified as insurance scam

December 25, 2019

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Scam

Credit card scam

kono

December 23, 2019

Credit Card Offer

left no message claim to be chase

December 23, 2019

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Scam

credit cards

December 23, 2019

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Credit Card Offer

Fraud

December 20, 2019

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Scam

Credit Card Rate

December 19, 2019

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Bank

Credit card scam

December 19, 2019

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Credit Card Offer

Lower rate scam

December 19, 2019

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Credit Card Offer

Guy realized it was an answer bot and not a real person so he ended up wasting time speaking nonsense

December 19, 2019

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Credit Card Offer

Credit card scam

December 18, 2019

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Telemarketer

they claim to be Chase but they are not

December 18, 2019

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Telemarketer

Car warranty

December 18, 2019

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Pharmacy

Used profanity after hearing recording

December 17, 2019

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Credit Card Offer

Lower interest rate.

December 14, 2019

I press 1 and, was ask to get lower interest. Then I pretend myself as foreigner who don’t speak English and, after 2 minutes of conversation, he start cursing me out , I knew it from the beginning...ha ha ha ..lol . That was fun..if you ever get call by a scammers, just play dump all the way u can!! Ha ha..fuckers!!

yoda

November 19, 2019

Scam
Caller Name: chase

no message left...i dont bank with chase

October 30, 2019

Bank
Caller Name: Scam robocall from (800) 945-2000

Be careful. Never press any button from any phone call no matter what!!! Any question just go to your bank in person, or call the number on the back of your card!

Jan

October 30, 2019

Credit Card Offer
Caller Name: Credit card company

8009452000- just called me.....again....twice today

bahama

October 14, 2019

Scam
Caller Name: Chase card services

YouMail: high risk scam, transcript- On your account. However, if you do not respond you promotion will be cancelled. So, please press 1 now to transfer to live representative who can assist you in securing your 0% interest rate again, talk to live representative, press one now. White pages: Spam/Fraud Potential: High, Spam reports 33,895; Calls Detected 1,074,749; Whitepages Searches 7,493; asked for last 4 digits of Chase credit card details, but I do not own one nor do I even bank with Chase. Go to: https://www.consumer.ftc.gov/blog/2015/06/ftc-stops-robocall-scam?page=5. Apparently they are at it again. https://dailyvoice.com/new-york/ramapo/news/new-scam-alert-police-warn-rocklanders-to-be-wary-of-these-phone-calls/738651/

Mama

October 7, 2019

Scam
Caller Name: Chase card services????

As stated above they want your personal info. BLOCK THIS NUMBER!!

September 20, 2019

Scam

I don't own a credit card

you want to scam me? let's play a game...

September 6, 2019

Credit Card Offer
Caller Name: SCAM!! "Visa global care center" Atlanta GA

I successfully kept this scamming animal on the phone for 9 minutes, knowing it was a scam since I have NO cards connected to the number he was calling. I kept playing dumb asking the same questions over and over, which I knew he could not answer, and about which he became increasingly agitated with me. I asked him repeatedly which of my cards he was calling about, what info he needed. Initially he said he only needed the expiration date from the card I use most. (Didn't give him ANY info, of course). After asking more and more about what other info he needed, and asking him what my name is, he finally said he would need the last 4 digits on the card to locate the account. I said "I thought you didn't need any other info". As he raised his voice I asked why he was getting upset with me, I am just making protecting myself. He finally told me, (after I asked about 7 times) the name and location of the company above. I told him I don't see this anywhere on the web, and if it was legit I would find it. He wanted me to call a different number to verify. I repeated the above questions until he hung up. I wanted to curse him out for being a criminal, but figured it would piss him off more to waste his time as he wasted mine. These animals must be stopped!!!!

BEWARE Of This SCAM Caller !!

July 30, 2019

Scam
Caller Name: BEWARE Of This SCAM Caller !!

BEWARE Of This SCAM Caller !! ..

BEWARE Of This SCAM Caller !!

July 30, 2019

Scam
Caller Name: BEWARE Of This SCAM Caller !!

BEWARE Of This SCAM Caller !!

Tired

June 19, 2019

I called Chase and nothing was wrong. Don't answer. DON'T give any personal info. If you have Chase, call them back on any number on your card, account, or actual website.

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