ACTUAL FRAUD

August 16, 2023

Calls as. US Bank trying to get me to Zelle a fraud person. But the person was already in my Zelle. I d9nt know how because I don't know this person. It is a scam. IT IS NOT US BANK

November 29, 2022

Some woman called asking if I was trying to make a Zelle payment for $3k-4k. I totally blanked because I no longer use the service and told her that the account wasn't linked to a bank account anymore, as I had closed the one it was attached to and I got a very rushed "Ok we'll take care of this" and she hung up. As someone who did have to deal with the real fraud dept of US Bank, that's not how I was treated so that's what finally raised the red flags.

November 22, 2022

DO NOT ANSWER THESE. Scammers are spoofing numbers to appear as US Bank, USAA and others. If you have any worries just call directly into your bank.

October 21, 2022

First they texted me I had a scheduled Zelle payment so I checked and I didn't. Then they called me twice saying I couldn't see it because it was fraud so I said I would call the bank directly and they hung up on me. They had to have spoofed the number. It's not even the fraud department number. Always call your bank directly

October 9, 2022

Made it seem like there was a scheduled payment from my bank account when there wasn’t and after you answer a message from them they start spam calling you

September 7, 2022

Spam

July 3, 2022

showed their true colors when Ice Tea came on.

March 15, 2022

Called the bank # on cc. It matched the caller’s linked number. YET it was not the bank. Typical spoof tactic

March 11, 2022

THIS IS SOMEONE IMPERSONATING THEY ARE FROM MY BANKS SECURITY DEPARTMENT! I KNOW HOW EVERYTHING WITH MY BANK WORKS ESPECIALLY THE SECURITY AND THIS IS BY NO MEANS HOW THEY GO ABOUT GETTING IN TOUCH WITH THEIR MEMBERS IF SOMETHING IS WRONG! THEY ALSO DON'T CALL AND JUST HANG UP FOR GOD'S SAKE! THIS IS A BLACKLISTED SCAMMER!!!

July 7, 2021

Fake "lower your credit card interest rate" scam by madarchod criminals phoning from India and impersonating U.S. Bank by spoofing the actual 800-872-2657 number on Caller ID that belongs to US Bank. This is a fake credit scam by criminals calling from India, stealing your credit card numbers, Social Security number, bank account and personal information. There are hundreds of these India scams where they pretend to be fake debt collectors threatening you for debts that you do not owe, offer to lower the interest rate on credit cards or a fake student loan that you do not have, offer you a fake home equity loan based on a request that you did not inquire about, consolidate all your credit cards and debts at 0% interest, or give you an unsecured $100,000 line of credit. If you answer the call, the India scammer tells you that because of your good credit history, he can offer you lower interest rates on all your credit cards to consolidate your debts. He asks for your SSN and your credit card numbers and U.S. Bank online credentials "for verification purposes". Or the scammer says that to prove your credibility, you must first buy a prepaid gift card and give him the card number and PIN code. These scammers also pretend to be fake debt collectors, threatening you for fake debts and past due amounts that you do not owe. About 65% of North America scam calls come from India and 30% come from the Philippines. India scammers run hundreds of fraud, extortion, and money laundering scams every day such as posing as a fake pharmacy, fake Social Security officer saying your benefits are suspended, IRS officer collecting on fake unpaid back taxes, debt collector threatening you for fake unpaid bills, fake bank/financial/FedEx/UPS/DHL scams, pretending to offer fake health insurance, car warranty, student loan forgiveness, credit card and debt consolidation services, posing as Amazon to falsely say an unauthorized purchase was made to your credit card or your Prime membership was auto-debited from your bank, posing as Microsoft/Dell/HP/Apple to say your account has been hacked or they detected a virus on your computer, fake "we are refunding your money" or "your account has been auto-debited" scams, fake Google/Alexa listing and work-from-home scams, posing as electric utilities, Verizon, AT&T, or Comcast, fake solar panel and home purchase offers, fake fundraisers asking for donations, fake phone surveys, and the scammers try to steal your credit card, bank account/routing number, Social Security number, and personal information. A India call center may rotate through a fake Social Security, subscription auto-renewal, pharmacy, and credit card offer scam within one week. Philippines scammers focus more on auto/home/health/life insurance, Social Security and Medicare identity theft. Scammers use disposable VoIP phone numbers (e.g. MagicJack devices) or they spoof fake names and numbers on Caller ID. Anyone can use telecom software to phone with a fake CID name and number. Scammers spoof thousands of fake 8xx toll-free numbers. CID is useless with scam calls unless the scam asks you to phone them back. CID area codes are never the origin of scam calls since scams use spoofed CID numbers from across the US and Canada, numbers belonging to unsuspecting people, invalid area codes, and fake foreign country CID numbers; e.g. fake women crying "help me" emergency scams often spoof Mexico and Middle East CID numbers. Scammers often spoof the actual phone numbers of businesses such as Apple, Verizon, and banks to trick you into thinking the call is valid. How can you avoid being scammed by phone calls? NEVER trust any unsolicited caller who: sells something (most unsolicited calls are scams so your odds of saving money are very poor); asks for your Social Security number; offers a free gift or reward; threatens you with arrest/lawsuit or says you need to reply back soon (pressure tactic); asks you to access a website, download a file, wire transfer money or buy prepaid debit/gift cards; claims suspicious activity on your account; says your subscription is being refunded or auto-renewed/auto-debited; and all pre-recorded messages. Recordings are far more likely to be malicious scams and not just telemarketer spam. All unsolicited callers with foreign accents, usually Indian or Filipino, are usually scams. Filipino scammers tend to speak better English than Indian scammers. Filipinos speak English with a subtle accent having a slight trill. Scams often say that you inquired about a job, insurance, social security benefits, or that you previously contacted them or visited their website. A common India scam plays a fake Amazon recording. Amazon account updates are emailed, not robo-dialed. Many banks use automated fraud alert calls to confirm a suspicious purchase, but verify the number that the recording tells you to phone or just call the number printed on your credit card. India scammers impersonate AT&T DirecTV, Comcast, or a cable/Internet company, offering fake discounts or service upgrades. Indians impersonate the IRS or Social Security Administration. The IRS/SSA never make unsolicited calls and never threaten to arrest you; they initiate contact via postal mail. Real lawsuits are not phoned in, especially not using vague threats lacking details; legal notices are mailed/couriered. The police, FBI, DEA never phone to threaten arrest; they show up in person with a warrant. Scammers try to gain your trust by saying your name when they call, but their autodialer automatically displays your name or says your name in a recording when your number is dialed using phone databases that list millions of names and addresses. Scammers often call using an initial recording speaking English, Spanish, or Chinese that is easily generated using text-to-speech translation software to disguise the origin of their India phone room. Some speech synthesis software sound robotic, but others sound natural. To hide their foreign accents, some India scammers use non-Indians in their phone room. Scammers often use interactive voice response (IVR) robotic software that combines voice recognition with artificial intelligence, speaks English with American voices, and responds based on your replies. IVR calls begin with: "Hi, this is fake_name, I am a fake_job_title on a recorded line, can you hear me okay?"; or "Hi, this is fake_name, how are you doing today?"; or "Hello? (pause) Are you there?"; or "Hi, may I speak to your_name?" IVR quickly asks you a short question to elicit a yes/no reply so it hangs up if it encounters voicemail. IVR robots understand basic replies and yes/no answers. To test for IVR, ask "How is the weather over there?" since IVR cannot answer complex questions and it keeps talking if you interrupt it in mid-sentence. IVR usually transfers you to the scammer, but some scams entirely use IVR with the robot asking for your credit card or SSN. A common myth is IVR calls record you saying "yes" so scammers can authorize purchases just using your "yes" voice, but scammers need more than just a recorded "yes" from you - credit cards and SSN. Phone/email scams share two common traits: the CID name/number and the "From:" header on emails are easily faked, and the intent of scam calls is malicious just as file attachments and website links on scam emails are harmful. Scams snowball for many victims. If your personal/financial data are stolen, either by being scammed, visiting a malicious website, or by a previous data breach of a business server that stores your data, then your data gets sold by scammers on the dark web who will see you as fresh meat and prey on you even more. This is why some receive 40+ scam calls everyday while others get 0 to 2 calls per day. If you provide your personal information to a phone scammer, lured by fake 80%-discounted drugs or scared by fake IRS officers, you receive even more phone scams and identity theft can take years to repair. Most unsolicited calls are scams, often with an Indian accent. No other country is infested with pandemics of phone room sweatshops filled with criminals who belong to the lowest India caste and many are thieves and rapists who were serving jail time but released early due to prison overcrowding. Scammers often shout profanities at you. Just laugh at their abusive language. Google "Hindi swear words" and memorize some favorites, e.g. call him "Rundi Ka Bacha" (son of whore) or call her "Rundi Ki Bachi" (daughter of whore). Scammers ignore the National Do-Not-Call Registry; asking scammers to stop calling is useless. You do these scammers a favor by quickly hanging up. But you ruin their scams when you slowly drag them along on the phone call, give them fake personal and credit card data (16 random digits starting with 4 for Visa, 5 for MasterCard), ask them to speak louder and repeat what they said to waste their time and energy.

June 22, 2021

... new customer and eligible for debt and interest rate deduction on your existing credit card. To speak to a live representative please press 1 now.

June 11, 2021

Caller ID was U S BANK - I do not have an account with them.

December 10, 2020

Internet says they’re a bank... get calls. No message to a google voice number that isn’t used but receives tons of fraud calls. I assume anything that calls this number is a wrong number or fraud. This number has called several times and left no message.

December 2, 2020

- no message, hang up - suspect US Bank spoof/scam DATE: TIME: 2020-10-19 - 17:55 PM MST

October 20, 2020

Never done business with this bank

October 2, 2020

This number is US Bank dial in number, not outgoing line. Needs to be blocked as it is being spoofed.

September 25, 2020

The phone number (800) 872-2657 is a legitimate phone number for US BANK (which is what the Caller ID showed on my phone), but the caller ID was spoofed and it was really a scam company supposedly offering a credit card rate reduction.

September 8, 2020

Bank information

August 25, 2020

Bank

August 10, 2020

I wanted to answer this

July 31, 2020

US Bank

July 24, 2020

No

May 5, 2020

Wrong number

October 11, 2019

Please try and stop this continuing phone call. Thx u

April 26, 2019

Us bank

April 25, 2019

Usbank legit fraud is. Why did I get this app?

February 13, 2019