(800) 847-2911 Alternately: +18008472911 Credit Card Bank Account / Credit Card Offer Blacklist

Calls

148,053

Last Call

59 seconds ago

Reputation

Negative

Listen

No recording available.

What is this scam? How do I determine if this is a scam?

These robocalls begin by introducing “Rachel from cardholder services” who explains that you’re eligible to reduce your credit card interest rate. The caller asks you to confirm or give up some personal information, such as your credit card number, credit card security code, social security number, or mother's maiden name. After the call ends, the caller uses the information you gave to make charges on your account or to create a new account in your name.

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The comments below are user submitted reports by third parties and are not endorsed by Robokiller.

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100 user reports for (800) 847-2911

February 24, 2020

Scam
Caller Name: Bank of America

Fake Bank of America "0% interest rate" scam call by madarchod criminals phoning from India This is a fake "0% interest rate on all your credit card accounts" scam call by criminals phoning from India, trying to steal your credit card numbers, Social Security number, date of birth, and personal information. There are hundreds of these India scams where they either pretend to be fake debt collectors threatening you for debts that you do not owe, offer to lower the interest rate on a fake student loan that you do not have, consolidate all your debts at 0% interest, or give you an unsecured $100,000 line of credit. This call begins with a pre-recorded robotic speaker who says: "This is the last chance from Bank of America with important changes to your account before the next billing cycle. Congratulations on your excellent payment history, you now qualify for a 0% interest rate on all your credit card accounts. This is a limited time offer and you must respond immediately, press 1 now to speak to our qualification department and complete the enrollment process." The robotic English message is generated using text-to-speech translation software to disguise the origin of this India scam. If you respond to the call, then you get transferred to the India scammer who may ask for you by your name in order to make the call sound like a personal phone call to gain your trust, but they are auto-dialing thousands of numbers. It is easy to acquire huge phone database listings of millions of names associated with phone numbers and addresses and have the autodialer display the name that is currently dialed. The scammer tells you that because of your good credit history, he can offer you lower interest rates... he just needs all your credit card numbers and SSN "for verification purposes". More than 95% of all North America phone scams originate from crowded phone rooms in India that rotate through hundreds of different fraud, extortion, and money laundering scams every day such as pretending to be a fake pharmacy, posing as fake Social Security officers saying your benefits are suspended, fake IRS officers collecting on fake unpaid back taxes, or fake bill collectors threatening you for fake unpaid debts, pretending to offer fake health insurance, car warranty, student loan forgiveness, credit card and debt consolidation services, posing as Amazon to falsely say that an unauthorized purchase was made to your account or that your Prime membership was auto-debited from your credit card or bank account, posing as Microsoft/Dell/HP/Apple to say that your software needs renewal or they detected a problem with your computer, fake "we are refunding your money" or "your account has been auto-debited" scams, fake Google/Alexa listing and work-from-home scams, pretending to be a bank or Fedex/UPS/DHL, falsely stating that they installed ransomware virus on your computer and you need to pay them money, etc, and the scammers try to steal your credit card, bank account and routing number, or Social Security number and personal information. Many scammers try to gain your trust by asking for you by your name when they call, but the autodialer is just dialing thousands of phone numbers and automatically displaying your name when your number is dialed from a phone database that contains millions of names, numbers, and addresses in the U.S. Many India scammers phone you with an initial pre-recorded robotic person speaking English, Spanish, or Chinese that is easily generated using text-to-speech translation software to disguise the origin of their India phone room, but then you speak to the India scammer when you take the bait and respond to the pre-recorded message. Some speech synthesis software sound very robotic, but others sound very natural. Scammers often either use disposable VoIP phone numbers (e.g. MagicJack devices) or they spoof fake Caller ID phone numbers. Anyone, including you, can use telecom software or a third-party service to phone using fake names and phone numbers that show up on Caller ID. India scammers often spoof fake toll-free Caller ID numbers that begin with "8". The Caller ID name and number is often useless with scam calls unless the scam setup asks you to phone them back and the Caller ID area code is almost never the area from which the scam call actually originated since many scams use fake Caller ID area codes from across the U.S. and Canada, totally invalid area codes, and also purposely faked foreign country Caller ID numbers (e.g. fake women crying "help me" emergency scams from India often spoof fake Mexico and Middle East Caller ID numbers). Some India scammers also spoof the actual real phone numbers of businesses such as Apple, Verizon, and U.S. banks so when you phone the number back, you realize that you were scammed from the spoofed Caller ID number of the actual business. How can you avoid being scammed by phone calls (and also emails)? Never trust any unsolicited caller or anyone who phones with any sales offer (most unsolicited sales calls are scams so your odds of saving money are very poor), any offer of a "free gift", any legal or arrest threats (pressure tactic), any caller or recording who tells you to reply back or do something immediately or within a few hours (pressure tactic), any claims of suspicious activity on an account, any claims of refunds or auto-renewed/auto-debited accounts, and any pre-recorded messages. A common India scam calls you with a fake Amazon recording of a suspicous purchase of an iPhone, but Amazon never robo-dials you like this and Amazon account updates are communicated in emails. Many banks do use automated fraud alert phone calls to confirm a suspicious purchase, but always verify the number that the message tells you to phone or just call the number printed on the back of your credit card. Any unsolicited caller with a foreign accent (nearly always Indian) should immediately be treated as a scam until carefully proven otherwise. Many scams tell a lie that you recently inquired about a job, social security benefits, doctor appointment, insurance, or that you recently contacted them or visited their website, and they try to steal your personal information and SSN. Many India scammers begin the call using interactive voice response (IVR) robotic software that sounds very realistically human, speaks clear English, listens to your replies, and responds based on your replies. To test for IVR, ask them, "What do you get when you add 1 plus 2?" If their reply sounds odd or robotic, then ask, "Why does the sky have a blue color?" A real human will reply reasonably, but IVR software gets confused by trivia questions. The IVR usually transfers you to the India scammer, but some scams entirely use IVR with the robot asking for your credit card or SSN. Phone and email scams share two common attributes: 1) The Caller ID name/number and the "From:" header on an email can be totally fake; 2) The phone number and information on a scam phone call is malicious just as the file attachments and website links on a scam email are malicious. Always hover your mouse over email links to display the true destination and learn how to analyze raw email headers such as "Return-path:" and "Received:" which provides a trace of the servers that handled the email from its origin to your mail server (e.g. a true Amazon email will start from a domain name owned by Amazon). Phone and email scams snowball for many victims - if your personal or financial data are stolen, either through a phone or email scam, clicking on a malicious website, or by a previous data breach of a business server that stores your data, then your personal data gets shared and sold by scammers on the dark web who then see you as fresh meat and prey on you even more. That is one main reason why some people receive 40+ scam phone calls every day while others receive 0 to 2 scam calls per day. Credit card numbers sell for $5 to $20 on the dark web, bank account numbers and email passwords sell for as much as $500, and Social Security numbers sell for $1 to $10 just for the name with number or more than $300 if the SSN includes full name, address, date of birth, and drivers license information. India scammers do not care about the U.S. National Do-Not-Call Registry and asking scammers to stop calling has no effect. Many American telemarketers will honor your request to be removed from their phone database, but India scammers do not care, and some India scammers even tell you that they will stop calling if you buy their fake insurance or fake drugs, which is laughably false. I love to play with these scammers and keep them on the phone by pretending to be interested in their scam. You do these scammers a favor by yelling at them and immediately hanging up since they shrug off all the profanities that they hear. But you ruin their scams by slowly dragging them along on the phone call, calling them back if their phone number can be phoned, pretending to be interested in their product or service, pretending that you are worried when they threaten you, always giving them fake credit card numbers and fake personal information, asking them to speak louder and to repeat what they said to use up more of their energy, pretending to innocently ask the scum why he is shouting profanities at me, etc. The best defense against phone scammers is a good offense by not quickly hanging up the phone, but instead toying with them for at least 10 or 20 minutes to use up more of their time and energy so they have less time to deceive an elderly victim. Scammers do not earn a fixed annual salary. If you use up their time while you do other things, you make them poorer for sitting there trying to scam you. If you immediately hang up, their autodialer quickly connects them to another potential victim. Never give an unknown caller your credit card number or Social Security number. Companies who already have your information may ask for the last four digits for verification. Some India scammers ask for your bank account and routing number or ask you to wire transfer them a payment, giving a fake explanation that they cannot accept a credit card or personal check. Scammers can steal money if they know your bank account and routing number (e.g. counterfeit cashed checks) and wire transfers are far less traceable than unauthorized credit card charges. India scammers may threaten to have you arrested, but the IRS, SSA, and debt collectors cannot threaten to arrest or sue you on the phone; they are required to send you paper notices by registered mail. The police and FBI will never phone you and say that officers are coming to arrest you (many India extortions threaten to send officers); if the police really want to arrest you, they just show up with a warrant without phoning first. Some India scammers ask you to use your browser to visit a website that allows the scammer to directly access and control your computer and then they can install a ransomware virus to extort money from you, or they ask you to download a virus file to your computer. These same remote desktop websites are used by both legitimate technical support and India scammers to see and click on your screen. If the scam sounds very authentic, ask the scammer for their verifiable company name, street address, and a callback number that can be googled and matched to the company name and address, which all real businesses will provide. Every Indian scammer will immediately fail this test since they all use spoofed fake Caller ID numbers or VoIP numbers that they can quickly dispose of. Scams often prey on fear (you are going to be arrested or your account was hacked), ignorance (your fake account subscription was auto-renewed/auto-debited), or greed (that 80% savings on fake drugs or insurance or 0%-interest loan is just a scam to steal money and identity theft data). If you are dumb enough to give your credit card or SSN to a random stranger on the street to buy fake drugs, insurance, or loans, then you deserve to be scammed. Most unsolicited calls are scams nowadays, usually with a subtle to strong Indian foreign accent, and most scam calls originate from India. No other foreign country is infested with numerous noisy sweatshops filled with phone scam criminals who belong to the lowest India caste and many are thieves, robbers, and rapists who were serving jail sentences but released early due to prison overcrowding. Most India scammers are men, but many are women who also readily shout profanities and the cowards tell you that they will blow up your house (totally fake just like their scam). Just laugh at their abusive language. Google "Hindi swear words" and memorize some favorites to piss on these scammers, e.g. call him "Rundi Ka Bacha" (son of a whore) or call her "Rundi Ki Bachi" (daughter of a whore). But if you can spare at least 5 minutes, first scam the scammer before abusing them by sounding interested, asking them questions to keep them talking and having to think harder because they veer off their rehearsed script, do not overdo the acting, and feed them totally fake information (16 random digits starting with 4 for Visa and 5 for Master Card, when the scammer says the card does not work, ask them to repeat the number and try again, and then tell them "try my second card number", and then give them a third 16-random-digit number starting with 3 for Diners Club lol).

February 20, 2020

block
Credit Card Offer

Calling at 0619!!!!!!!!

February 5, 2020

Scam
Caller Name: Verizon Caller ID said Visa

Didn't answer. Verizon flagged it as spam as soon as the call popped up.

February 3, 2020

Scam

Fake 0%-interest rate credit services scam call by madarchod criminals phoning from India This is a fake 0%-interest rate credit services scam call by criminals phoning from India, trying to steal your credit card number, Social Security number, date of birth, and personal information. There are hundreds of these India scams where they either pretend to be fake debt collectors threatening you for debts that you do not owe, offer to lower the interest rate on a fake student loan that you do not have, consolidate all your debts at "0% interest", or give you an unsecured $100,000 line of credit. This call begins with a pre-recorded robotic speaker who says, "this is the credit card holder award center from Visa Master Card. We have been monitoring your credit card accounts for the last 6 months. (FAKE!!) Congratulations on your excellent payment history, you now qualify for a 0% interest rate on all your credit card accounts." (FAKE!!) The robotic English message is generated using text-to-speech translation software to disguise the origin of this India scam. If you respond to the call, then you get transferred to the East Indian scammer who tells you that because of your good credit history, he can offer you lower interest rates... he just needs your credit card number and SSN "for verification purposes". I gave this India scammer a fake credit card number, fake SSN, and fake bank information, and then the scammer transferred me to his "supervisor" who then tried to charge $6800 (which was what I purposely contrived and told the scammer was my debt) to the fake credit card number that I gave him. More than 95% of all North America phone scams originate from crowded phone rooms in India that run numerous fraud, extortion, and money laundering scams every day such as pretending to be a fake pharmacy, posing as fake Social Security officers saying your benefits are suspended or fake IRS officers collecting on fake unpaid back taxes or fake bill collectors threatening you for fake unpaid debts, pretending to offer fake health insurance, car warranty, and debt, student loan forgiveness, credit card consolidation services, posing as Amazon to falsely say that an unauthorized purchase was made to your account or that your Prime membership was auto-debited from your credit card or bank account, posing as Microsoft or HP to say that your software needs renewal or they detected a problem with your computer, fake "we are refunding your money" or "your account has been auto-debited" scams, pretending to be DHL, UPS, or a bank, falsely stating that they installed ransomware virus on your computer and you need to pay them money, etc, and the scammers try to steal your credit card, bank account and routing number, or Social Security number and personal information. Some scammers try to gain your trust by looking up the name associated with your phone number and asking for you by name when they call. Many India scammers now phone you with an initial pre-recorded robotic person speaking English, Spanish, or Chinese that is easily generated using text-to-speech translation software to disguise the origin of their India phone room, but then you speak to the East Indian scammer when you take the bait and respond to the pre-recorded message. Scammers always either use disposable VoIP phone numbers (e.g. MagicJack devices) or they spoof fake Caller ID phone numbers. Anyone, including you, can use telecom software or a third-party service to phone using fake names and phone numbers that show up on Caller ID. India scammers often spoof fake toll-free Caller ID numbers that begin with "8". The Caller ID name and number is often useless with scam calls unless the scam setup asks you to phone them back. India scammers do not care about the U.S. National Do-Not-Call Registry and asking scammers to stop calling has no effect. I love to play with these scammers and keep them on the phone by pretending to be interested in their scam because many scam victims are the senile elderly. You do these scammers a favor by yelling at them and immediately hanging up. But you ruin their scams by slowly dragging them along on the phone call, calling them back if their phone number can be phoned, pretending to be interested in their product or service, pretending that you are worried when they threaten you, always giving them fake credit card numbers and fake personal information, asking them to speak louder and to repeat what they said to use up more of their energy, pretending to innocently ask the scum why he is shouting profanities at me, etc. The best defense against phone scammers is a good offense by not quickly hanging up the phone, but instead toying with them for at least 10 or 20 minutes to use up more of their time and energy so they have less time to deceive an elderly victim. Never give an unknown caller your credit card number or Social Security number. Companies who already have your information may ask for the last four digits for verification. Some India scammers ask for your bank account and routing number or ask you to wire transfer them a payment, giving a fake explanation that they cannot accept a credit card or personal check. This is an instant scammer alert because scammers can withdraw money if they know your bank account and routing number (e.g. counterfeit cashed checks) and illegal wire transfers are far less traceable than unauthorized credit card charges. India scammers may threaten to have you arrested, but the IRS, Social Security Administration, and debt collectors cannot threaten to arrest or sue you on the phone; they are required to send you paper notices by registered mail. Some India scammers ask you to use your browser to visit a website that allows the scammer to directly access and control your computer and then they can install a ransomware virus to extort money from you. If the scam sounds very authentic, ask the scammer for their verifiable company name, street address, and a callback number that can be searched and matched to the company name and address, which all real businesses will provide. Every East Indian scammer will immediately fail this test since they all use spoofed fake Caller ID numbers or VoIP numbers that they quickly dispose of. Never trust any unsolicited call because they are mostly scammers, usually with a slight or strong East Indian foreign accent, and most scam calls originate from India. No other foreign country is infested with numerous noisy sweatshops filled with phone scam criminals. These India scammers belong to the lowest India caste and many are thieves, robbers, and rapists who were serving jail sentences and released early due to prison overcrowding.

January 12, 2020

block

Visa calling about a lower rate.

January 9, 2020

block
Credit Card Offer

Usual 0% interest rate

January 6, 2020

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Scam

scam artists

Lynn

December 30, 2019

Telemarketer
Caller Name: Cody from Consumer credit services lied and initially said visa credit card authorization

Showed up on my caller ID as our local medical clinic. Said he got my info from experian, didn’t know if I actually had credit cards, I wouldn’t say, after drilling him for the address he changed the rate he quoted from zero to 6% yet didn’t know my name, nor would I give it. I told him I was and am a certified credit counselor, he panicked and wouldn’t transfer me to his supervisor, said he didn’t like how I was speaking to him. 😪

December 20, 2019

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Credit Card Offer

Tired of the calls

December 13, 2019

block
Scam

AT&T defines this number as “Spam Risk” in caller ID

BlessedLady

December 13, 2019

Credit Card Offer
Caller Name: Card Services

Lower interest rate on all my credit cards. They are the billing service for banks.

December 7, 2019

block
Scam

re: credit card.

December 6, 2019

block

Credit card spam

December 2, 2019

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Credit Card Offer

Credit card scam

November 22, 2019

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No message

November 21, 2019

I received a call from 800-669-8488 about lowering my credit card rate. I hung up. My phone rang again immediately from 800-847-2911 and the person on the other end said "why did you hang up Mother F@#K%&" I hung up again.

J.W.

November 21, 2019

Caller Name: CREDIT CARD SCAM

Credit card scam said they could lower interest rates. Wants all your info!!!

November 13, 2019

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Scam

credit card bs

November 11, 2019

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Scam

visa scam

November 11, 2019

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Scam

Credit card scam

November 8, 2019

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Credit Card Offer

Recording offering credit card solicitation .

November 6, 2019

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Credit Card Offer

Recording and if you want to speak with them, they want you to press one so you should just block and disconnect on this particular spammer

October 29, 2019

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didnt hear anything other than robot answer

September 20, 2019

block

Appreciate the blocks

August 27, 2019

block
Scam

scammers

August 21, 2019

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Telemarketer

cc scam

August 1, 2019

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Political

Russian hackers

July 24, 2019

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Scam

they have alot of my personal information!!😪😪

July 1, 2019

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Credit Card Offer

Nearly impossible to understand. I am going to guess Bangladesh or Phillipino dialect. Seems clear their music purposefully makes u wait. Combo of real people & robocall.

June 28, 2019

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Scam

Visa credit card B0

June 27, 2019

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Scam

Visa scam

June 19, 2019

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Scam

Card member services

June 12, 2019

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Credit Card Offer

Alice from credit card services

May 3, 2019

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Scam

trying to say they are card service

May 2, 2019

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Scam

Card services

April 30, 2019

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Scam

Sick of it.

April 25, 2019

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Scam

ssa

April 15, 2019

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Credit Card Offer

credit card call

April 15, 2019

none
Credit Card Offer

It will not ERASE

April 12, 2019

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Scam

“Alice” from card services

April 10, 2019

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Scam

Credit card scam

April 5, 2019

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Scam

Card Services

April 3, 2019

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Credit Card Offer

Credit card services

April 2, 2019

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Scam

credit card company trying to get me to sign up for a card.

March 29, 2019

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Computer Security Scam

These people should be found and arrested!!

March 28, 2019

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Credit Card Offer

It was a recording

March 27, 2019

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Credit Card Offer

“Alice” from VISA calls me all the time! Very annoying! Thank you for blocking her.

March 22, 2019

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Credit Card Offer

“Alice”

March 22, 2019

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Credit Card Offer

0% APR offer on a “credit card”

March 21, 2019

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Bank

Looks like the are spamming 800 numbers now. Ugh!

March 21, 2019

allow
Credit Card Offer

Spam

March 20, 2019

block
Scam

Credit card scam

March 20, 2019

block
Credit Card Offer

Credit card scam

March 20, 2019

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Bank

I don’t know this number or bank.

March 19, 2019

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I don’t know what the call was about. You guys identified it as a credit card marketer.

March 19, 2019

block
Scam

Card services

March 19, 2019

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Credit Card Offer

Card Services Spam

March 18, 2019

block

Thank you, thank you!!!!! I have told everyone about RoboKiller!!!

March 18, 2019

block

repeated caller,

March 14, 2019

block
Credit Card Offer

Scam

March 14, 2019

block
Credit Card Offer

Don’t want these calls

March 13, 2019

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Credit Card Offer

Caller cursed.

March 13, 2019

block

Credit card

March 13, 2019

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Telemarketer

Credit card telemarketer

March 8, 2019

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Scam

They try to trick you into thinking you have a credit card or cards that you can have zero % interest

March 8, 2019

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Telemarketer

Automated response machine.

March 6, 2019

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Scam

they have been calling me for 5 years

March 5, 2019

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Telemarketer

Credit Card Scam

March 4, 2019

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Credit Card Offer

Offer to lower credit card rate.

March 2, 2019

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Telemarketer

Visa card scam

February 27, 2019

block

iTunes

February 27, 2019

block
Credit Card Offer

No

February 20, 2019

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Credit Card Offer

Lower interest scam

February 20, 2019

block
Scam

Credit card

February 19, 2019

block
Credit Card Offer

Scam

February 19, 2019

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Scam

How do I get rid of these calls?

February 18, 2019

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Credit card interest

February 18, 2019

block

Life Insurance

February 16, 2019

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Credit Card Offer

Offers a zero percent interest rate on some credit card.

February 16, 2019

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Scam

Pretending to be my credit card company

February 15, 2019

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Scam

Fake zero percent Visa card offer

February 15, 2019

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Credit Card Offer

Recording states your credit card will be canceled if you don’t respond! BS!

February 15, 2019

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Scam

They said it was my father calling- he has been dead for 10 years!

February 15, 2019

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Scam

“Visa Credit Card”

February 15, 2019

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Online Advertising Offer

Credit card account. Nothing wrong with your credit cards, blah, blah, blah.

February 15, 2019

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Credit Card Offer

Annoying

February 15, 2019

block

Credit card

February 14, 2019

block

Credit card

February 14, 2019

block
Scam

Automated “Alicia from visa”

February 14, 2019

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Telemarketer

Credit card promotion (supposedly).

February 14, 2019

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Telemarketer

Alice from VISA with Zero interest rate Visa card available

February 14, 2019

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Credit Card Offer

Scam scam acam

February 14, 2019

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Credit Card Offer

Zero interest credit card

February 14, 2019

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Credit Card Offer

Offering me 0% interest on a Visa card

February 14, 2019

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Scam

Credit card scam.

February 14, 2019

block
Scam

Lower cc rate scam

February 14, 2019

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Credit Card Offer

Visa credit card offering 0% interest-rate

February 14, 2019

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Scam

Prerecorded

February 13, 2019

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Telemarketer

Recording

February 13, 2019

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Political

None

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