SCAM! FAKE credit card, transaction error, or account fraud notification, or delivery alert scam by madarchod criminals phoning from India. This is a fake financial account, credit card, or retail impersonation; account security, transaction error, or fraud alert; or fake delivery alert scam by madarchod criminals calling from India, sometimes spoofing Caller ID names and numbers that belong to financial institutions, shipping carriers, and various companies, to steal your credit card and Social Security numbers, online account user login and password, and other personal and financial information. The scam may begin with a pre-recorded message speaking English that is generated using text-to-speech AI translation software to disguise the origin of this India scam, but then you talk to the Indian scammer. The recording/scammer tells you either that their fake fraud services department detected suspicious activity on your credit card or your financial/Bitcoin/Coinbase/crypto/Amazon/Apple/BestBuy/Google account, that your account has been locked due to fraudulent activity, that a fraudulent online purchase order or transaction was made using your account, that a recent transaction could not be processed, or that they were unsuccessful in delivering a package to you. For DHL/UPS/FedEx/GoFo scams, the scammer tells you that some fake package is being held at a DHL/UPS/FedEx/GoFo hub because there was not enough paid for shipping or your fake international shipment has extra customs fees or import taxes that you need to pay to have your package delivered. With all these scam setups, the scammer says that he first needs your account login credentials, answers to security questions, credit card numbers, PIN codes, Social Security number, and other personal information "for verification purposes". Whenever you receive a fraud alert or delivery alert call from a bank, credit card issuer, Amazon, Apple, UPS/FedEx/DHL/GoFo, or any business, ALWAYS verify the number that they ask you to call back on, or just phone the number that is printed on the back of your credit card or the number listed on the company's official website. About 71% of North America scam calls come from India, 19% from Philippines, 4% from China/Myanmar. Foreign scammers run thousands of fraud, extortion, money laundering scams every day such as posing as a fake pharmacy, fake Social Security officer saying your benefits are suspended, IRS officer collecting on fake unpaid back taxes, debt collector threatening you for fake unpaid bills, fake bank/financial/FedEx/UPS/DHL scams, posing as utility/phone/internet companies, pretending to offer fake health insurance, car warranty, student loan forgiveness, credit card and debt consolidation services, posing as Amazon to falsely say an unauthorized purchase was made to your credit card, posing as Microsoft/Dell/HP/Apple to say your account has been hacked or they detected a virus on your computer, fake "we are refunding your money" or "your account has been auto-debited" scams, fake Google/Alexa listing scams, fake solar and home purchase offers, fake fundraisers asking for donations, fake phone surveys, and the scammers try to phish your financial and personal data. Indian scammers often rotate through fake tech support, fake auto-renewals/charges, fake pharmacy, many loan and tax/debt relief scams, and fake charity donation scams on the same day. Filipino scammers run many Social Security and Medicare identity theft, and auto/home/health/life insurance scams. Scammers use disposable VoIP phone numbers (e.g. MagicJack) and telecom software to spoof fake names and numbers on Caller ID. Scammers spoof thousands of fake 8xx toll-free numbers. CID is useless with scam calls unless the scam asks you to phone them back. CID area codes are never the origin of scam calls since scams use spoofed CID numbers from across the US/Canada, numbers belonging to unsuspecting people, invalid area codes, and fake foreign country CID numbers; e.g. fake women crying "help me" emergency scams spoof Mexico and Middle East CID numbers. Scammers often spoof the actual name and number of businesses such as banks to trick you into thinking the call is valid. How can you avoid being scammed by phone calls? NEVER trust any unsolicited caller who: sells something (most unsolicited calls are scams so your odds of saving money are very poor); asks for your Medicare or Social Security number; offers debt relief, loan services, Medicare assistance (people who are old or desperate in debt often fall for scams); offers a free gift/reward; threatens you with arrest/lawsuit; asks you to access a website, download a file, wire transfer money or buy prepaid debit/gift cards; claims your account is frozen or has suspicious activity; says a subscription is refunded or auto-renewed/auto-debited; and all recorded messages. Recordings are far more likely to be malicious scams and not just telemarketer spam. All unsolicited callers with foreign accents, usually Indian or Filipino, are mostly scams. No other countries are infested with phone room sweatshops filled with criminals. Most Filipino scammers speak better English than Indian scammers. Filipinos speak English with a subtle accent that may sound Hispanic. To hide their foreign origin, some India scammers use non-Indians in their phone room. Scams often falsely say that you previously contacted them or visited their website. Indian scammers play fake Amazon recordings. Amazon account updates are emailed, not robo-dialed. Many banks use automated fraud alert calls to confirm a suspicious purchase, but always call the number printed on your credit card to verify if the fraud alert is real or fake. Scammers impersonate phone/cable/internet companies, offering fake discounts or service upgrades. Indians impersonate the IRS and Social Security Administration. The IRS/SSA never make unsolicited calls and never threaten to arrest you; they initiate contact via postal mail. Real lawsuits are not phoned in, especially not using recorded threats lacking details; legal notices are mailed/couriered. The police, FBI, DEA never phone to threaten arrest; they show up in person with a warrant. Scammers try to gain your trust by saying your name when they call; your name, address, birthday are public data. Many scammers, especially female Filipinas, use "romance scam" tactics of sounding really friendly as if they are your best friend or lover to try to gain your affection and trust, hoping that you let your guard down so they can easily steal your identity and money. Scammers often play recordings speaking English, Spanish, or Chinese that is easily generated using text-to-speech AI translation software to disguise the origin of their overseas phone room. Some speech synthesis sound robotic, but most AI speech sound very realistic. Scammers often use interactive voice response (IVR) AI/NLP software that combines voice recognition with artificial intelligence, speaks English with American voices, and responds based on your replies. IVR calls begin with: "This is fake_name, I am a fake_job_title on a recorded line, can you hear me okay?"; or "Hi, how are you doing today?"; or "Hello? Are you there?"; or "Hi, may I speak to your_name?" IVR quickly asks you a short question to elicit a yes/no reply so it hangs up if it encounters voicemail. One myth is that saying "yes" to IVR lets scammers use your voice sample for other scams. IVR understands basic replies and yes/no answers. To test for IVR, ask "Is the willy fuzzy box open?" since IVR cannot answer complex/odd questions. IVR usually transfers you to the scammer, but some scams entirely use IVR with the robot asking for your credit card or SSN. Phone/email scams share two common traits: the CID name/number and the "From:" header on emails are easily faked, and the intent of scam calls is malicious just as file attachments and website links on scam emails are harmful. Scams snowball for many victims. If your personal/financial data are stolen, either by being scammed, visiting a malicious website, or by a previous data breach of a business server that stores your data, then your data gets sold by scammers on the dark web who will see you as fresh meat and prey on you even more. This is why some receive 40+ scam calls everyday while others get only 0 to 2 calls per week. If you provide your personal data to a phone scammer, lured by 80%-discounted fake drugs or fake loan and debt services, you receive even more phone scams and identity theft can take years to repair. Scammers often shout profanities at you. Google "Hindi swear words" and memorize some favorites; call him "Rundi Ka Beta" (son of whore) or call her "Rundi Key Betty" (daughter of whore). Scammers ignore the National Do-Not-Call Registry. Asking scammers to stop calling is useless. Scam recordings often tell you to press a keypad number to be placed on their Do-Not-Call list, opt out, or unsubscribe from their scam texts/emails, but those keypad commands are fake and they say that just to sound legit. Scammers often provide a toll-free callback number to look like a real business, but they regularly shed old callback numbers so you can never reach the scammers once you have realized that you were scammed. Scammers tell you their callback number just to gain your trust long enough to steal your identity and money and then they frequently switch to using new callback numbers. You do these scammers a favor by quickly hanging up. YOU SHOULD SCAMBAIT ALL SCAMMERS - slowly drag scammers along on the phone call, provide fake personal and financial data (16 random digits starting with 4 for Visa, 5 for MasterCard), ask them to speak louder and repeat what they said to waste their time and energy.

October 8, 2026

not spam

August 1, 2024

Fraud Protection

March 22, 2024

Allow

August 17, 2023

Credit card fraud department

February 8, 2022

My Primary Bank

January 25, 2022

Not interested

September 23, 2021

Not Wells Fargo bank

August 20, 2021

No account in this bank

August 17, 2021

Will put number on my contacts list

June 4, 2021

I got a call from this number and it said "Wells Fargo" on Caller ID. However... I have never done business with this company. I answered the phone anyway. Some dude with a thick Indian accent and poor English says he is Wells Fargo and told me that I was behind on payments. Red flags and alarms immediately go off in my head - Foreign caller? (check!) Talking nonsense shyt about an account that I do not have and a bank that I do not use? (check!) The scammer immediately becomes evasive when I ask for details about what payments and how much I am delinquent? (check!) Since he disturbed me on my nice sunny afternoon, I decided to toy with him for another 15 minutes before he shouted profanities at me and I laughed and told him rude stuff about his mother. Moral of my story: If you are a Wells Fargo customer, this may be a valid call, or your call could still be this same Indian scammer spoofing the fake Caller ID number. If you are not a Wells Fargo customer and wondered why you got a call, welp, that is why they call it "phishing" - scammers robo-dial thousands of numbers and they hope to phish for gullible targets. And always remember this: scammers can spoof a fake Caller ID name and number faster than you can change your underwear. I am still amazed at the number of people who claim that a scam call is valid just because the Caller ID display looks legitimate, or if the scammer says your name. Marketing databases with millions of phone numbers associated with names and addresses are easily available for both legitimate businesses and scammers to use. Just because a caller knows your name, address, or names of relatives means absolutely nothing since scammers easily obtain that information to make the call sound legit.

April 4, 2021

Wells Fargo scammer

March 31, 2021

My bank

December 19, 2020

Needs to talk to me!!

October 26, 2020

Update you on claim

September 21, 2020

Wells Fargo Bank

August 5, 2020

This was my bank calling me

June 14, 2020

Wells Fargo Claim Center

April 9, 2020

Fake Wells Fargo scam call by criminals phoning from India This is a fake Wells Fargo scam call by criminals phoning from India, trying to steal your credit card number, Social Security number, and personal information. This call usually begins with a pre-recorded robotic speaker who pretends to be Wells Fargo (or Bank of America, Chase Bank, Citibank, or American Express). The message is generated in multiple languages, including English, Spanish, and Chinese, using text-to-speech software to disguise the origin of this India scam and the messages are adjusted depending upon the scam. The pre-recorded scam message tells you vague information about fake activity on your account, designed to lure you to press "1" or to phone back. If you respond to the call, then you get transferred to the East Indian scammer who tells you either that your account is past due or because of your good credit history, he can offer you lower interest rates... he first needs your credit card number and SSN "for verification purposes". I gave this India scammer a fake credit card number, fake SSN, and fake bank information, and then the scammer transferred me to his "supervisor" who immediately tried to charge thousands of dollars to the fake credit card number that I gave him. More than 95% of all North America phone scams originate from crowded phone rooms in India that run numerous fraud, extortion, and money laundering scams every day ranging from fake pharmacies to posing as fake Social Security or IRS officers collecting on "unpaid back taxes", fake bill collectors threatening you for fake unpaid debts, pretending to offer fake health insurance, car warranty, and debt, student loan forgiveness, credit card consolidation services, posing as Amazon to falsely say that an unauthorized purchase was made to your account or that your Prime membership was auto-debited from your credit card or bank account, posing as Microsoft or HP to say that your software needs renewal or they detected a problem with your computer, pretending to be DHL, UPS, or a bank, falsely stating that they installed ransomware virus on your computer and you need to pay them money, etc, and the scammers try to steal your credit card, bank account and routing number, or Social Security number and personal information. Some scammers try to gain your trust by looking up the name associated with your phone number and asking for you by name when they call. Many India scammers now phone you with an initial pre-recorded robotic person speaking English, Spanish, or Chinese that is easily generated using text-to-speech software to disguise the origin of their India phone room, but then you speak to the East Indian scammer when you take the bait and respond to the pre-recorded message. Scammers often either use disposable VoIP phone numbers or they spoof fake Caller ID phone numbers. Anyone, including you, can use telecom software or a third-party service to phone using fake names and phone numbers that show up on Caller ID. India scammers often spoof fake toll-free Caller ID numbers that begin with "8". India scammers do not care about the U.S. National Do-Not-Call Registry and asking scammers to stop calling has no effect. I love to play with these scammers and keep them on the phone by pretending to be interested in their scam because many scam victims are the senile elderly. You do these scammers a favor by yelling at them and immediately hanging up. But you ruin their scams by slowly dragging them along on the phone call, calling them back if their phone number can be phoned, pretending to be interested in their product or service, pretending that you are worried when they threaten you, always giving them fake credit card numbers and fake personal information, asking them to speak louder and to repeat what they said to use up more of their energy, etc. The best defense against phone scammers is a good offense by not quickly hanging up the phone, but instead toying with them for at least 10 or 20 minutes to use up more of their time and energy so they have less time to deceive an elderly victim. Never give an unknown caller your credit card number or Social Security number. Companies who already have your information may ask for the last four digits for verification. Some India scammers ask for your bank account and routing number or ask you to wire transfer them a payment, giving a fake explanation that they cannot accept a credit card or personal check. This is an instant scammer alert because scammers can withdraw money if they know your bank account and routing number (e.g. counterfeit cashed checks) and illegal wire transfers are far less traceable than unauthorized credit card charges. India scammers may threaten to have you arrested, but the IRS, Social Security Administration, and debt collectors cannot threaten to arrest or sue you on the phone; they are required to send you paper notices by registered mail. If the scam sounds very authentic, ask the scammer for their verifiable company name, street address, and a callback number, which all real businesses will provide. Every East Indian scammer will immediately fail this test since they all use spoofed fake Caller ID numbers or VoIP numbers that they quickly dispose of. Never trust any unsolicited call because they are mostly scammers, usually with a slight or strong East Indian foreign accent, and most scam calls originate from India. No other foreign country is infested with numerous noisy sweatshops filled with phone scam criminals. These India scammers belong to the lowest India caste and many are thieves, robbers, and rapists who were serving jail sentences and released early due to prison overcrowding.

December 29, 2019

No affiliations to my debtors.

September 30, 2019

fake wells Fargo call

August 21, 2019

Scary

December 5, 2018