Pretending to be Bank of America

October 13, 2025

Fraud, gets nasty during call!

October 8, 2025

Scammers

October 5, 2025

FAKE credit card or account fraud notification scam by Puta'ng Ina Ka criminals phoning from the Philippines. This is a fake credit card impersonation or account security and fraud alert scam by criminals calling from the Philippines, sometimes spoofing Caller ID names and numbers that belong to financial institutions and various companies, to steal your credit card and Social Security numbers, online account user login and password, and other personal and financial information. The scam may begin with a pre-recorded message speaking English that is generated using text-to-speech translation software to disguise the origin of this Filipino scam, but then you talk to the Filipino scammer. The recording tells you either that their fraud services department detected suspicious activity on your credit card or your financial account and that your account has been locked, or that an online order was purchased using your account. This scam bait message is designed to scare you and the Filipino scammer then asks for your credit card number, PIN codes, online login passwords, answers to security questions, Social Security number, and other personal information "for verification purposes". Whenever you receive a fraud alert call from a bank, credit card issuer, Amazon, Apple, UPS/FedEx/DHL, or any business, ALWAYS verify the number that they ask you to call back on, or just phone the number that is printed on the back of your credit card or the number listed on the company website. About 50% of North America scam calls come from India and 45% come from the Philippines. Foreign scammers run thousands of fraud, extortion, money laundering scams every day such as posing as a fake pharmacy, fake Social Security officer saying your benefits are suspended, IRS officer collecting on fake unpaid back taxes, debt collector threatening you for fake unpaid bills, fake bank/financial/FedEx/UPS/DHL scams, posing as utility/phone/internet companies, pretending to offer fake health insurance, car warranty, student loan forgiveness, credit card and debt consolidation services, posing as Amazon to falsely say an unauthorized purchase was made to your credit card, posing as Microsoft/Dell/HP/Apple to say your account has been hacked or they detected a virus on your computer, fake "we are refunding your money" or "your account has been auto-debited" scams, fake Google/Alexa listing scams, fake solar panel and home purchase offers, fake fundraisers asking for donations, fake phone surveys, and the scammers try to steal your financial and personal data. Indian scammers often rotate through fake tech support, subscription auto-renewal, and fake pharmacy scams on the same day. Filipino scammers run many loan and tax/debt relief, Social Security and Medicare identity theft, auto/home/health/life insurance, and fake charity donation scams. Scammers use disposable VoIP phone numbers (e.g. MagicJack) and telecom software to spoof fake names and numbers on Caller ID. Scammers spoof thousands of fake 8xx toll-free numbers. CID is useless with scam calls unless the scam asks you to phone them back. CID area codes are never the origin of scam calls since scams use spoofed CID numbers from across the US/Canada, numbers belonging to unsuspecting people, invalid area codes, and fake foreign country CID numbers; e.g. fake women crying "help me" emergency scams spoof Mexico and Middle East CID numbers. Scammers often spoof the actual name and number of businesses such as banks to trick you into thinking the call is valid. How can you avoid being scammed by phone calls? NEVER trust any unsolicited caller who: sells something (most unsolicited calls are scams so your odds of saving money are very poor); asks for your Medicare or Social Security number; offers debt relief, loan services, Medicare assistance (people who are old or desperate in debt often fall for scams); offers a free gift/reward; threatens you with arrest/lawsuit; asks you to access a website, download a file, wire transfer money or buy prepaid debit/gift cards; claims your account is frozen or has suspicious activity; says a subscription is refunded or auto-renewed/auto-debited; and all recorded messages. Recordings are far more likely to be malicious scams and not just telemarketer spam. All unsolicited callers with foreign accents, usually Indian or Filipino, are mostly scams. No other countries are infested with phone room sweatshops filled with criminals. Most Filipino scammers speak better English than Indian scammers. Filipinos speak English with a subtle accent that may sound Hispanic. To hide their foreign origin, some India scammers use non-Indians in their phone room. Scams often falsely say that you previously contacted them or visited their website. Indian scammers play fake Amazon recordings. Amazon account updates are emailed, not robo-dialed. Many banks use automated fraud alert calls to confirm a suspicious purchase, but always call the number printed on your credit card to verify if the fraud alert is real or fake. Scammers impersonate phone/cable/internet companies, offering fake discounts or service upgrades. Indians impersonate the IRS and Social Security Administration. The IRS/SSA never make unsolicited calls and never threaten to arrest you; they initiate contact via postal mail. Real lawsuits are not phoned in, especially not using recorded threats lacking details; legal notices are mailed/couriered. The police, FBI, DEA never phone to threaten arrest; they show up in person with a warrant. Scammers try to gain your trust by saying your name when they call; your name, address, birthday are public data. Many scammers, especially female Filipinas, use "romance scam" tactics of sounding really friendly as if they are your best friend or lover to try to gain your affection and trust, hoping that you let your guard down so they can easily steal your identity and money. Scammers often play recordings speaking English, Spanish, or Chinese that is easily generated using text-to-speech translation software to disguise the origin of their overseas phone room. Some speech synthesis sound robotic, but most AI speech sound very realistic. Scammers often use interactive voice response (IVR) AI/NLP software that combines voice recognition with artificial intelligence, speaks English with American voices, and responds based on your replies. IVR calls begin with: "This is fake_name, I am a fake_job_title on a recorded line, can you hear me okay?"; or "Hi, how are you doing today?"; or "Hello? Are you there?"; or "Hi, may I speak to your_name?" IVR quickly asks you a short question to elicit a yes/no reply so it hangs up if it encounters voicemail. One myth is that saying "yes" to IVR lets scammers use your voice sample for other scams. IVR understands basic replies and yes/no answers. To test for IVR, ask "How is the weather there?" since IVR cannot answer complex questions. IVR usually transfers you to the scammer, but some scams entirely use IVR with the robot asking for your credit card or SSN. Phone/email scams share two common traits: the CID name/number and the "From:" header on emails are easily faked, and the intent of scam calls is malicious just as file attachments and website links on scam emails are harmful. Scams snowball for many victims. If your personal/financial data are stolen, either by being scammed, visiting a malicious website, or by a previous data breach of a business server that stores your data, then your data gets sold by scammers on the dark web who will see you as fresh meat and prey on you even more. This is why some receive 40+ scam calls everyday while others get only 0 to 2 calls per week. If you provide your personal data to a phone scammer, lured by fake 80%-discounted drugs or fake loan and debt services, you receive even more phone scams and identity theft can take years to repair. Scammers often shout profanities at you. Google "Hindi swear words" and memorize some favorites, e.g. call him "Randi Ka Beta" (son of whore) or call her "Randi Ka Betty" (daughter of whore). Scammers ignore the National Do-Not-Call Registry. Asking scammers to stop calling is useless. Scam recordings often tell you to press a keypad number to be placed on their Do-Not-Call list or to unsubscribe from their scam texts/emails, but those keypad commands are fake and they say that just to sound legit. Scammers often provide a toll-free callback number to look like a real business, but they regularly shed old callback numbers so you can never reach the scammers once you have realized that you were scammed. Scammers tell you their callback number just to gain your trust long enough to steal your identity and money and then they frequently switch to using new callback numbers. You do these scammers a favor by quickly hanging up. YOU SHOULD SCAMBAIT ALL SCAMMERS - slowly drag scammers along on the phone call, provide fake personal and financial data (16 random digits starting with 4 for Visa, 5 for MasterCard), ask them to speak louder and repeat what they said to waste their time and energy.

August 18, 2025

Tried to have me call 1-800-727-6515

August 18, 2025

I received on my cell phone, two calls back to back asking if I had charged $264 to Best Buy and they gave a number to call back. I-800-727-6515 the Fraud Dept I looked up the fraud dept number and it was different. I am on hold with the regular Bank of America 1-800-432-1000 which is the legitimate Bank of America Customer Service number. Robokill said this probably a scam.

August 18, 2025

Calling back-to-back multiple times. we did not answer. voicemail says with Bank of America calling about suspected fraud on our account. we do not bank with bank of america.

August 18, 2025

FRAUD ATTEMPT BY SPOOFING Bank of America’s NUMBER AND USING "BUENA VISTA ELE" CNAM!!!! I REPORTED THIS MORNING ON AN EALRIER FRAUD ATTEMP USING A DIFFERENT PHONE NUMBER BUT THE SAME "BUENA VISTA ELE" CNAM TODAYS EARLIER REPORT WAS FOR SPOOFED PHONE NUMBER OF 8008693557

August 18, 2025

You revealed this superbly! casino en ligne Terrific data. Thanks. casino en ligne fiable Cheers, I appreciate this. meilleur casino en ligne Whoa tons of useful knowledge. casino en ligne fiable You actually said this very well! casino en ligne Thanks! Good information. casino en ligne francais You definitely made your point! casino en ligne You actually said it perfectly! casino en ligne Kudos, A lot of material. casino en ligne You said it nicely.. casino en ligne France

June 2, 2025

It’s a spoof call. They don’t call you from this number. This is the number you call for balance inquiries

May 16, 2025

”Congratulations, due to your excellent payment history. You now qualify for a 0% interest rate on your credit card, to clean your 0%.”

April 19, 2025

Credit card offer

April 15, 2025

Never

September 25, 2024

this was a fraudulent call.

September 18, 2024

Pretended to be my bank.

September 9, 2024

Bank of America scam

July 12, 2024

Spoofed number for Bank of America. Lady claimed someone in another state was trying to open a credit card in my name. I refused to discuss with her & she put another man on the phone who gave me 2 call back numbers - DO NOT CALL THEM. I hung up & called BOA directly & spoke to fraud tech dept. They confirmed that any call from 800-4320-1000 is spoofed, they NEVER call from that number.

June 12, 2024

Spoofed number looks like the real bank phone number

May 6, 2024

Call ended

February 16, 2024

I have no accounts with B of A

January 27, 2024

Call is labeled “Bank of America”. Message left is “I’m Michael service”, I’m calling to help”. Does not sound like the manner in which a Banker would leave a message. Sounds fraudulent.

January 26, 2024

Trouble logging in

January 5, 2024

I do not have Bank of America, read about this scam online.

December 11, 2023

Someone has hijacked one of Bank of America’s toll-free numbers. They called and asked me: “Someone opened a Bank of America account in your name yesterday using your social security number. We have a serious problem that we need to address immediately. Are you familiar with Zelle?”

December 7, 2023

This is scam….they committed fraud against

November 23, 2023

BA does not call after banking hours.

October 27, 2023

Not my bank

September 19, 2023

Scam

September 14, 2023

The said they were from AT&T and they want to my bank information to cancel my order

September 10, 2023

Received a call from the Bank of America fraud phone number (18004321000) after saying hello and asked who’s calling the response we ‘it’s the police MF!’

September 9, 2023

Phishing for people’s bank account numbers

July 27, 2023

Calling to verify some information on an account

July 22, 2023

Scam

June 27, 2023

Fraudulent activity

June 22, 2023

BOA says it does not call. It will text or mail only

June 21, 2023

Show as Bank of America; is scammer attempting to access debit card.

June 13, 2023

Failed screening

May 5, 2023

Never a relationship with them

April 19, 2023

Fake Fraud Prevention

April 11, 2023

Scam

April 6, 2023

Bank of America Scam

March 31, 2023

Fake caller from Bank of America and I don’t have that bank. Spam call.

March 30, 2023

Possible scam call

March 25, 2023

This is not Bank of America this is a financing scamming place

March 6, 2023

Caller stated he was from Bank of America and there were large charges on an account that was opened last Friday. I did not open an account on Friday. The caller referenced a charge on Zelle, Anthony's Plumbing and something else. He asked if I was familiar with the charges, if I thought they were fraudulent etc. I told him since he is from the bank he would know if they were fraudulent or not and he hung up. He was good, he knows how to rile you up and push you to become concerned. The Caller ID on the phone said Bank of America.

February 21, 2023

They ask for your account information

December 13, 2022

I’m not associated with B of A or affiliated with them. So they are not on my contact list. Block this number. I’m on the do not call registry.

December 3, 2022

call back number from Bank of America

October 4, 2022

Allow please

October 4, 2022

The caller will tell you he works for Bank of America Fraud department and there has been fraudulent activity on your account. BofA never calls when there is fraud, they will text you or email you.

September 29, 2022

Says BOA on caller ID but google doesn’t link it to the bank

July 6, 2022

Spam

July 3, 2022

bank of america

May 14, 2022

Bank

April 11, 2022

My main bank acct

March 16, 2022

Called back - using a “Bank of America” phone number

February 14, 2022

Do not block

September 13, 2021

I didn’t hear the bank return call. Always let the return call of my calls come through. The bank’s number was 4104

August 30, 2021

They use a program to show Bank of America in the caller ID

August 16, 2021

Masking Bank of America’s phone number and claiming to be Frauds Dept.

August 5, 2021

Frauds claiming to be from BOA

July 28, 2021

Scam from India once again

July 20, 2021

spoofed Bank of America . stated that my account had suspect activity. I DON'T HAVE A BANK OF AMERICA ACCOUNT

May 10, 2021

Offer free gift if I change banks

May 8, 2021

Automated voice says $1,649 was taken in money gram from account…then recording stopped

May 5, 2021

Claim to be Bank of America and wanted me to login to my account.

May 4, 2021

Allow

January 28, 2021

I’m really annoyed. I have been waiting for Bank Of America to call me back to help me with a serious issue and I never got a chance to screen the call myself

December 28, 2020

I don’t have a bofacaccount

October 20, 2020

Support Callback

September 16, 2020

My wife and i bank

September 3, 2020

Bank of America

August 14, 2020

Bank of America

August 5, 2020

BofA

July 26, 2020

Bank of America

July 18, 2020

Bank of America

July 15, 2020

Home Bank

March 20, 2020

Legit call

January 31, 2020

Fake Bank Of America scam call by madarchod criminals phoning from India This is a fake Bank Of America scam call by criminals phoning from India, trying to steal your credit card number, Social Security number, and personal information. This call begins with a pre-recorded robotic speaker who pretends to be Bank of America (or Wells Fargo, Chase Bank, Citibank, DHL/UPS/FedEx couriers, a government official, or a credit and loan service). The message is generated in multiple languages, including English, Spanish, and Chinese, using text-to-speech translation software to disguise the origin of this India scam and the messages are adjusted depending upon the scam. The pre-recorded scam message tells you vague information about fake activity on your account, presents a fake 0%-interest credit card offer, all designed to lure you to press "1" or to phone back. If you respond to the call, then you get transferred to the East Indian scammer who tells you that because of your good credit history, he can offer you lower interest rates... he first needs your credit card number and SSN "for verification purposes". More than 95% of all North America phone scams originate from crowded phone rooms in India that run numerous fraud, extortion, and money laundering scams every day such as pretending to be a fake pharmacy, posing as fake Social Security officers saying your benefits are suspended or fake IRS officers collecting on fake unpaid back taxes or fake bill collectors threatening you for fake unpaid debts, pretending to offer fake health insurance, car warranty, and debt, student loan forgiveness, credit card consolidation services, posing as Amazon to falsely say that an unauthorized purchase was made to your account or that your Prime membership was auto-debited from your credit card or bank account, posing as Microsoft or HP to say that your software needs renewal or they detected a problem with your computer, fake "we are refunding your money" or "your account has been auto-debited" scams, pretending to be DHL, UPS, or a bank, falsely stating that they installed ransomware virus on your computer and you need to pay them money, etc, and the scammers try to steal your credit card, bank account and routing number, or Social Security number and personal information. Some scammers try to gain your trust by looking up the name associated with your phone number and asking for you by name when they call. Many India scammers now phone you with an initial pre-recorded robotic person speaking English, Spanish, or Chinese that is easily generated using text-to-speech translation software to disguise the origin of their India phone room, but then you speak to the East Indian scammer when you take the bait and respond to the pre-recorded message. Scammers always either use disposable VoIP phone numbers (e.g. MagicJack devices) or they spoof fake Caller ID phone numbers. Anyone, including you, can use telecom software or a third-party service to phone using fake names and phone numbers that show up on Caller ID. India scammers often spoof fake toll-free Caller ID numbers that begin with "8". The Caller ID name and number is often useless with scam calls unless the scam setup asks you to phone them back. India scammers do not care about the U.S. National Do-Not-Call Registry and asking scammers to stop calling has no effect. I love to play with these scammers and keep them on the phone by pretending to be interested in their scam because many scam victims are the senile elderly. You do these scammers a favor by yelling at them and immediately hanging up. But you ruin their scams by slowly dragging them along on the phone call, calling them back if their phone number can be phoned, pretending to be interested in their product or service, pretending that you are worried when they threaten you, always giving them fake credit card numbers and fake personal information, asking them to speak louder and to repeat what they said to use up more of their energy, pretending to innocently ask the scum why he is shouting profanities at me, etc. The best defense against phone scammers is a good offense by not quickly hanging up the phone, but instead toying with them for at least 10 or 20 minutes to use up more of their time and energy so they have less time to deceive an elderly victim. Never give an unknown caller your credit card number or Social Security number. Companies who already have your information may ask for the last four digits for verification. Some India scammers ask for your bank account and routing number or ask you to wire transfer them a payment, giving a fake explanation that they cannot accept a credit card or personal check. This is an instant scammer alert because scammers can withdraw money if they know your bank account and routing number (e.g. counterfeit cashed checks) and illegal wire transfers are far less traceable than unauthorized credit card charges. India scammers may threaten to have you arrested, but the IRS, Social Security Administration, and debt collectors cannot threaten to arrest or sue you on the phone; they are required to send you paper notices by registered mail. Some India scammers ask you to use your browser to visit a website that allows the scammer to directly access and control your computer and then they can install a ransomware virus to extort money from you. If the scam sounds very authentic, ask the scammer for their verifiable company name, street address, and a callback number that can be searched and matched to the company name and address, which all real businesses will provide. Every East Indian scammer will immediately fail this test since they all use spoofed fake Caller ID numbers or VoIP numbers that they quickly dispose of. Never trust any unsolicited call because they are mostly scammers, usually with a slight or strong East Indian foreign accent, and most scam calls originate from India. No other foreign country is infested with numerous noisy sweatshops filled with phone scam criminals. These India scammers belong to the lowest India caste and many are thieves, robbers, and rapists who were serving jail sentences and released early due to prison overcrowding.

January 25, 2020

Fake....chinese recording, dont even use this bank!!

January 9, 2020

Do not answer. Block!

December 30, 2019

Why can’t I receive this call?

December 18, 2019

This is a fake Bank of America scam call by criminals phoning from India, trying to obtain your credit card number, Social Security number, and personal information. There are thousands of these India scams where they offer to consolidate all your debts at "0% interest" and you can tell they are just scammers reading from a script. This call begins with a pre-recorded robotic person who pretends to be Bank of America, Wells Fargo, or Citibank. The robotic message is generated in multiple languages, including English, Spanish, and Chinese, using text-to-speech software to hide the origin of this India scam. If you respond to the call, then you get transferred to the East Indian scammer who tells you that because of your good credit history, he can offer you lower interest rates... he just needs your credit card number and SSN "for verification purposes". If a company already has your financial or SSN information, they will never ask for it by phone unless they just ask for the last four digits for verification! I gave this India scammer a fake credit card number, fake SSN, and fake bank information, and then the scammer transferred me to his "supervisor" who then tried to charge $6800 (which was what I purposely contrived and told the scammer was my outstanding Visa balance, which the dumb scammer should have known instead of asking) to the fake credit card number I gave him. Anyone, including you, can phone with any spoofed fake Caller ID numbers these days by using telecom software or third-party services, so you can never totally trust what shows up on Caller ID. More than 95% of all North America phone scams originate from crowded phone rooms in India that run numerous fraud, extortion, and money laundering scams every day ranging from fake pharmacies to posing as fake Social Security or IRS officers collecting on "unpaid back taxes", fake bill collectors threatening you for overdue bills, pretending to offer fake health insurance, car warranty and credit card consolidation services, posing as Microsoft or HP to say that your software needs renewal or they detected a problem with your computer, falsely stating that they installed ransomware virus on your computer and you need to pay them money, etc, and the scammers try to obtain your credit card or Social Security number and personal information. Some scammers try to gain your trust by looking up the name associated with your phone number and asking for you by name when they call. Many India scammers now phone you with an initial pre-recorded robotic person speaking English that is generated using text-to-speech software to disguise the origin of their India phone room, but then you end up talking to an East Indian scammer when you take the bait and respond to the pre-recorded message. Scammers often either use disposable VoIP phone numbers or they spoof fake Caller ID phone numbers. Anyone, including you, can use telecom software or a third-party service to phone using fake Caller ID numbers these days. India scammers do not care about the U.S. National Do-Not-Call Registry and asking scammers to stop calling has no effect. I love to toy with these scammers and keep them on the phone by pretending to be interested in their scam because many scam victims are the senile elderly. You do these scammers a favor by yelling at them and quickly hanging up. But you ruin their scams by slowly dragging them along on the phone call, pretending to be interested in their product or service, pretending that you are worried when they threaten you, giving them fake credit card numbers and fake personal information, and toying with them for at least 10 or 20 minutes to use up more of their time and energy so they have less time to deceive an elderly victim. Never give an unknown caller your credit card number or Social Security number. Companies who already have your information may ask for the last four digits for verification purposes. Never trust any unsolicited call because they are mostly scammers, usually with a slight or strong foreign accent, and most scam calls originate from India. No other foreign country is infested with numerous noisy sweatshops filled with phone scam criminals. These India scammers belong to the lowest India caste and many are thieves, robbers, and rapists who were serving jail sentences and released early due to prison overcrowding.

December 14, 2019

Message is in Chinese

December 13, 2019

Spoofed number from fake Chinese Bank of America robocall. I've already received 6 today all with the same fake VM.

December 10, 2019

Multiple calls..from offers to owing money credit card..annoying

December 8, 2019

Bank of America with Chinese embassy

December 5, 2019

Chinese Bank of America

November 19, 2019

Spam

November 9, 2019

Not really Bank Of America, spoofed caller ID called my cell at 03:00 am. No msg. Really? No.

November 8, 2019

BOA Bank scam do not answer

November 8, 2019

My Bank

November 4, 2019

History shows you have good payment history on your credit card. We may be able to lower your monthly payment and increase your line of credit. I do not own any credit cards!!!

October 30, 2019

Bank of America Chinese scam

October 8, 2019

Chinese recording using Bank of America main number. Bank of America acknowledges servers complaints about Chinese calls using their number. This happens every few months. Has to be s phishing attempt

September 30, 2019

If you Win a contest in the US, they aren’t allowed to charge you a fee!!! This is NOT B of A! And no one needs any info other than your name and address to send you a check!

September 25, 2019

Bank of America

September 25, 2019

Started in English and the continued on In Chinese

September 25, 2019

Bank of America scam

September 25, 2019

Bank of America. I have no accounts with them

September 24, 2019

Weird music and then a voice speaking in Chinese . I do not use B of A so probably a scam.

September 17, 2019