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(800) 423-1414 is a Scam Call

Alternately: +18004231414

Reported Name:

Credit Card Charges India Scam

Reported Category:

Scam

User Reputation

Negative

RoboKiller Block Status

None

Last Call

August 6, 2020

Total Calls

31,260

Based On

1,090 user reports

Listen

Transcription

hi this is the last chance from Bank of America with important changes to your account before the next billing cycle congratulation on your excellent payment history you now qualify for zero percent interest rate on all your credit card account this is the limited time offer and you must respond immediately press one now to speak to our qualification department and complete the enrollment process

The information on this site is based on available user feedback.

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23 user reports for (800) 423-1414

The comments below are user submitted reports by third parties and are not endorsed by RoboKiller.

June 20, 2020

none

Credit Card Services?!

March 30, 2020

block
Credit Card

Scam

March 19, 2020

block
Credit Card

Scam

March 18, 2020

block
Bank

Bank of America scam

March 18, 2020

block
Credit Card

These robo calls are going to be the death of me 💀

March 17, 2020

Online Advertising Offer

scammer call

March 17, 2020

block
Scam
Caller Name: Credit Card Scam

Wanted My Credit Card Number

March 17, 2020

block
Scam

The guy somehow recognized the recording and used the F word quite angrily. LOL = what they deserve 👍

March 16, 2020

block
Credit Card

Scam

March 14, 2020

Scam - dirt bags!

M.B.

March 10, 2020

Scam
Caller Name: ‭+1 (800) 423-1414‬

March 10, 2020

Credit Card Offer

STOP YOUR DAMN PHONE CALLS ABOUT "" CREDIT CARDS "" NOT INTERESTED & WILL NOT ANSWER PHONE NUMBERS I HAVE LISTED, DO YOU KNOW WHAT THE WORD """STOP""" MEANS

March 5, 2020

block

I wish you could block SPAM TEXTS - they are a BIG PROBLEM AND GETTING MORE PREVALENT.....

March 4, 2020

block
Scam

Credit card debt reduction

March 3, 2020

block
Telemarketer

about credit card interest rates. I don't have a credit card

March 2, 2020

block
Credit Card

American Express scam

February 19, 2020

allow

American Express

February 12, 2020

block
Credit Card

Credit Card scam

February 4, 2020

Scam

Fake 0%-interest rate credit services scam call by madarchod criminals phoning from India This is a fake 0%-interest rate credit services scam call by criminals phoning from India, trying to steal your credit card number, Social Security number, date of birth, and personal information. There are hundreds of these India scams where they either pretend to be fake debt collectors threatening you for debts that you do not owe, offer to lower the interest rate on a fake student loan that you do not have, consolidate all your debts at "0% interest", or give you an unsecured $100,000 line of credit. This call begins with a pre-recorded robotic speaker who says, "this is the credit card holder award center from Visa Master Card. We have been monitoring your credit card accounts for the last 6 months. (FAKE!!) Congratulations on your excellent payment history, you now qualify for a 0% interest rate on all your credit card accounts." (FAKE!!) The robotic English message is generated using text-to-speech translation software to disguise the origin of this India scam. If you respond to the call, then you get transferred to the East Indian scammer who tells you that because of your good credit history, he can offer you lower interest rates... he just needs your credit card number and SSN "for verification purposes". I gave this India scammer a fake credit card number, fake SSN, and fake bank information, and then the scammer transferred me to his "supervisor" who then tried to charge $6800 (which was what I purposely contrived and told the scammer was my debt) to the fake credit card number that I gave him. More than 95% of all North America phone scams originate from crowded phone rooms in India that run numerous fraud, extortion, and money laundering scams every day such as pretending to be a fake pharmacy, posing as fake Social Security officers saying your benefits are suspended or fake IRS officers collecting on fake unpaid back taxes or fake bill collectors threatening you for fake unpaid debts, pretending to offer fake health insurance, car warranty, and debt, student loan forgiveness, credit card consolidation services, posing as Amazon to falsely say that an unauthorized purchase was made to your account or that your Prime membership was auto-debited from your credit card or bank account, posing as Microsoft or HP to say that your software needs renewal or they detected a problem with your computer, fake "we are refunding your money" or "your account has been auto-debited" scams, pretending to be DHL, UPS, or a bank, falsely stating that they installed ransomware virus on your computer and you need to pay them money, etc, and the scammers try to steal your credit card, bank account and routing number, or Social Security number and personal information. Some scammers try to gain your trust by looking up the name associated with your phone number and asking for you by name when they call. Many India scammers now phone you with an initial pre-recorded robotic person speaking English, Spanish, or Chinese that is easily generated using text-to-speech translation software to disguise the origin of their India phone room, but then you speak to the East Indian scammer when you take the bait and respond to the pre-recorded message. Scammers always either use disposable VoIP phone numbers (e.g. MagicJack devices) or they spoof fake Caller ID phone numbers. Anyone, including you, can use telecom software or a third-party service to phone using fake names and phone numbers that show up on Caller ID. India scammers often spoof fake toll-free Caller ID numbers that begin with "8". The Caller ID name and number is often useless with scam calls unless the scam setup asks you to phone them back. India scammers do not care about the U.S. National Do-Not-Call Registry and asking scammers to stop calling has no effect. I love to play with these scammers and keep them on the phone by pretending to be interested in their scam because many scam victims are the senile elderly. You do these scammers a favor by yelling at them and immediately hanging up. But you ruin their scams by slowly dragging them along on the phone call, calling them back if their phone number can be phoned, pretending to be interested in their product or service, pretending that you are worried when they threaten you, always giving them fake credit card numbers and fake personal information, asking them to speak louder and to repeat what they said to use up more of their energy, pretending to innocently ask the scum why he is shouting profanities at me, etc. The best defense against phone scammers is a good offense by not quickly hanging up the phone, but instead toying with them for at least 10 or 20 minutes to use up more of their time and energy so they have less time to deceive an elderly victim. Never give an unknown caller your credit card number or Social Security number. Companies who already have your information may ask for the last four digits for verification. Some India scammers ask for your bank account and routing number or ask you to wire transfer them a payment, giving a fake explanation that they cannot accept a credit card or personal check. This is an instant scammer alert because scammers can withdraw money if they know your bank account and routing number (e.g. counterfeit cashed checks) and illegal wire transfers are far less traceable than unauthorized credit card charges. India scammers may threaten to have you arrested, but the IRS, Social Security Administration, and debt collectors cannot threaten to arrest or sue you on the phone; they are required to send you paper notices by registered mail. Some India scammers ask you to use your browser to visit a website that allows the scammer to directly access and control your computer and then they can install a ransomware virus to extort money from you. If the scam sounds very authentic, ask the scammer for their verifiable company name, street address, and a callback number that can be searched and matched to the company name and address, which all real businesses will provide. Every East Indian scammer will immediately fail this test since they all use spoofed fake Caller ID numbers or VoIP numbers that they quickly dispose of. Never trust any unsolicited call because they are mostly scammers, usually with a slight or strong East Indian foreign accent, and most scam calls originate from India. No other foreign country is infested with numerous noisy sweatshops filled with phone scam criminals. These India scammers belong to the lowest India caste and many are thieves, robbers, and rapists who were serving jail sentences and released early due to prison overcrowding.

January 31, 2020

block
Bank

Not a customer of American Exp

December 5, 2019

block

Google scam

Dominick

November 20, 2019

Credit Card Offer
Caller Name: No Idea

Total scam. Do not answer

September 16, 2019

block
Credit Card

No message was left

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