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(800) 421-2110 is a Credit Card Call

Alternately: +18004212110

Reported Name:

Credit Card Offer

Reported Category:

Credit Card

User Reputation

Negative

RoboKiller Block Status

Blocked

Last Call

12 hours ago

Total Calls

25,259

Based On

2,321 user reports

Listen

Transcription

this is a very important message about your current credit card accounts this is your second and final notice to lower your credit card interest rate and payments press one now to find out the terms conditions and Associated changes before the next billing cycle again this is your final notice so press one now to take advantage of this today press one now

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32 user reports for (800) 421-2110

The comments below are user submitted reports by third parties and are not endorsed by RoboKiller.

May 28, 2021

Foreign Language

Fake "lower your credit card interest rate" scam by madarchod criminals phoning from India and impersonating either Capital One, JPMorgan Chase, Bank of America, or Wells Fargo. This is a fake credit scam by criminals calling from India, stealing your credit card numbers, Social Security number, bank account and personal information. There are hundreds of these India scams where they pretend to be fake debt collectors threatening you for debts that you do not owe, offer to lower the interest rate on credit cards or a fake student loan that you do not have, offer you a fake home equity loan based on a request that you did not inquire about, consolidate all your credit cards and debts at 0% interest, or give you an unsecured $100,000 line of credit. This call begins with a pre-recorded message generated using text-to-speech translation software to disguise the origin of this India scam. The message says that either you are pre-approved for a personal or business loan with no upfront fees and no credit report needed, you qualify for 0% or 1.9% interest rate on all your credit cards due to your prompt payment history that they have been monitoring (fake!), or that you need to complete your application for a student loan forgiveness repayment plan that you previously contacted them about (fake!). If you answer the call, the India scammer tells you that because of your good credit history, he can offer you lower interest rates on all your credit cards to consolidate your debts. He asks for your SSN and your credit card numbers "for verification purposes". Or the scammer says that to prove your credibility, you must first buy a prepaid gift card and give him the card number and PIN code. These scammers also pretend to be fake debt collectors, threatening you for fake debts and past due amounts that you do not owe. About 65% of North America scam calls come from India and 30% come from the Philippines. India scammers run hundreds of fraud, extortion, and money laundering scams every day such as posing as a fake pharmacy, fake Social Security officer saying your benefits are suspended, IRS officer collecting on fake unpaid back taxes, debt collector threatening you for fake unpaid bills, fake bank/financial/FedEx/UPS/DHL scams, pretending to offer fake health insurance, car warranty, student loan forgiveness, credit card and debt consolidation services, posing as Amazon to falsely say an unauthorized purchase was made to your credit card or your Prime membership was auto-debited from your bank, posing as Microsoft/Dell/HP/Apple to say your account has been hacked or they detected a virus on your computer, fake "we are refunding your money" or "your account has been auto-debited" scams, fake Google/Alexa listing and work-from-home scams, posing as electric utilities, Verizon, AT&T, or Comcast, fake solar panel and home purchase offers, fake fundraisers asking for donations, fake phone surveys, and the scammers try to steal your credit card, bank account/routing number, Social Security number, and personal information. A India call center may rotate through a fake Social Security, subscription auto-renewal, pharmacy, and credit card offer scam within one week. Philippines scammers focus more on auto/home/health/life insurance, Social Security and Medicare identity theft. Scammers use disposable VoIP phone numbers (e.g. MagicJack devices) or they spoof fake names and numbers on Caller ID. Anyone can use telecom software to phone with a fake CID name and number. Scammers spoof thousands of fake 8xx toll-free numbers. CID is useless with scam calls unless the scam asks you to phone them back. CID area codes are never the origin of scam calls since scams use spoofed CID numbers from across the US and Canada, numbers belonging to unsuspecting people, invalid area codes, and fake foreign country CID numbers; e.g. fake women crying "help me" emergency scams often spoof Mexico and Middle East CID numbers. Scammers often spoof the actual phone numbers of businesses such as Apple, Verizon, and banks to trick you into thinking the call is valid. How can you avoid being scammed by phone calls? NEVER trust any unsolicited caller who: sells something (most unsolicited calls are scams so your odds of saving money are very poor); asks for your Social Security number; offers a free gift or reward; threatens you with arrest/lawsuit or says you need to reply back soon (pressure tactic); asks you to access a website, download a file, wire transfer money or buy prepaid debit/gift cards; claims suspicious activity on your account; says your subscription is being refunded or auto-renewed/auto-debited; and all pre-recorded messages. Recordings are far more likely to be malicious scams and not just telemarketer spam. All unsolicited callers with foreign accents, usually Indian or Filipino, are mostly scams. Filipino scammers tend to speak better English than Indian scammers. Filipinos speak English with a subtle accent having a slight trill. Scams often say that you inquired about a job, insurance, social security benefits, or that you previously contacted them or visited their website. A common India phone scam uses a fake Amazon recording about a purchase of an iPhone, but Amazon never robo-dials and Amazon account updates are emailed. Many banks use automated fraud alert calls to confirm a suspicious purchase, but always verify the number that the recording tells you to phone or just call the number printed on your credit card. Some scams ask for your credit card for purchase of their fake product or service. The scammer calls you back one day later to say their credit card machine is broken, so you must wire transfer the payment to them. After you have wired the money to them, they still overcharge your credit card after they change phone numbers, so they rob you twice before disappearing. Wire transfers and prepaid debit cards laundered through foreign bank accounts are untraceable. Scammers try to gain your trust by saying your name when they call, but their autodialer automatically displays your name or says your name in a recording when your number is dialed using phone databases that list millions of names and addresses. Scammers often call using an initial recording speaking English, Spanish, or Chinese that is easily generated using text-to-speech translation software to disguise the origin of their India phone room. Some speech synthesis software sound robotic, but others sound natural. To hide their foreign accents, some India scammers use non-Indians in their phone room. Scammers often use interactive voice response (IVR) robotic software that combines voice recognition with artificial intelligence, speaks English with American voices, and responds based on your replies. IVR calls begin with: "Hi, this is fake_name, I am a fake_job_title on a recorded line, can you hear me okay?"; or "Hi, this is fake_name, how are you doing today?"; or "Hello? (pause) Are you there?"; or "Hi, may I speak to your_name?" IVR quickly asks you a short question to elicit a yes/no reply so it hangs up if it encounters voicemail. IVR robots understand basic replies and yes/no answers. To test for IVR, ask "How is the weather over there?" since IVR cannot answer complex questions and it keeps talking if you interrupt it in mid-sentence. IVR usually transfers you to the scammer, but some scams entirely use IVR with the robot asking for your credit card or SSN. A common myth is IVR calls record you saying "yes" so scammers can authorize purchases just using your "yes" voice, but scammers need more than just a recorded "yes" from you - credit cards and SSN. Phone/email scams share two common traits: the CID name/number and the "From:" header on emails are easily faked, and the intent of scam calls is malicious just as file attachments and website links on scam emails are harmful. Scams snowball for many victims. If your personal/financial data are stolen, either by being scammed, visiting a malicious website, or by a previous data breach of a business server that stores your data, then your data gets sold by scammers on the dark web who will see you as fresh meat and prey on you even more. This is why some receive 40+ scam calls everyday while others get 0 to 2 calls per day. If you provide your personal information to a phone scammer, lured by fake 80%-discounted drugs or scared by fake IRS officers, you receive even more phone scams and identity theft can take years to repair. Most unsolicited calls are scams, often with an Indian accent. No other country is infested with pandemics of phone room sweatshops filled with criminals who belong to the lowest India caste and many are thieves and rapists who were serving jail time but released early due to prison overcrowding. Scammers often shout profanities at you. Just laugh at their abusive language. Google "Hindi swear words" and memorize some favorites, e.g. call him "Rundi Ka Bacha" (son of whore) or call her "Rundi Ki Bachi" (daughter of whore). Scammers ignore the National Do-Not-Call Registry; asking scammers to stop calling is useless. You do these scammers a favor by quickly hanging up. But you ruin their scams when you slowly drag them along on the phone call, give them fake personal and credit card data (16 random digits starting with 4 for Visa, 5 for MasterCard), ask them to speak louder and repeat what they said to waste their time and energy.

April 13, 2021

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Scam
Caller Name: Fake Bank of America

Goes by an associate name for the bank or financial loan company

February 24, 2021

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Credit Card
Caller Name: Unsolicited call.

WE NO LONGER HAVE A BANK of AMERICA ACCOUNT. Paid and closed YEARS AGO.

August 12, 2020

none
Bank
Caller Name: Bank of America

customer service

February 16, 2020

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Scam

credit card

February 12, 2020

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Scam

scam

December 29, 2019

Scam

Fake Bank Of America scam call by criminals phoning from India This is a fake Bank Of America scam call by criminals phoning from India, trying to steal your credit card number, Social Security number, and personal information. This call usually begins with a pre-recorded robotic speaker who pretends to be either Bank of America (or Wells Fargo, Chase Bank, or Citibank). The message is generated in multiple languages, including English, Spanish, and Chinese, using text-to-speech software to disguise the origin of this India scam and the messages are adjusted depending upon the scam. The pre-recorded scam message tells you vague information about fake activity on your account or presents a fake 0%-interest credit card offer, designed to lure you to press "1" or to phone back. If you respond to the call, then you get transferred to the East Indian scammer who tells you that because of your good credit history, he can offer you lower interest rates... he first needs your credit card number and SSN "for verification purposes". I gave this India scammer a fake credit card number, fake SSN, and fake bank information, and then the scammer transferred me to his "supervisor" who immediately tried to charge thousands of dollars to the fake credit card number that I gave him. More than 95% of all North America phone scams originate from crowded phone rooms in India that run numerous fraud, extortion, and money laundering scams every day ranging from fake pharmacies to posing as fake Social Security or IRS officers collecting on "unpaid back taxes", fake bill collectors threatening you for fake unpaid debts, pretending to offer fake health insurance, car warranty, and debt, student loan forgiveness, credit card consolidation services, posing as Amazon to falsely say that an unauthorized purchase was made to your account or that your Prime membership was auto-debited from your credit card or bank account, posing as Microsoft or HP to say that your software needs renewal or they detected a problem with your computer, pretending to be DHL, UPS, or a bank, falsely stating that they installed ransomware virus on your computer and you need to pay them money, etc, and the scammers try to steal your credit card, bank account and routing number, or Social Security number and personal information. Some scammers try to gain your trust by looking up the name associated with your phone number and asking for you by name when they call. Many India scammers now phone you with an initial pre-recorded robotic person speaking English, Spanish, or Chinese that is easily generated using text-to-speech software to disguise the origin of their India phone room, but then you speak to the East Indian scammer when you take the bait and respond to the pre-recorded message. Scammers often either use disposable VoIP phone numbers or they spoof fake Caller ID phone numbers. Anyone, including you, can use telecom software or a third-party service to phone using fake names and phone numbers that show up on Caller ID. India scammers often spoof fake toll-free Caller ID numbers that begin with "8". India scammers do not care about the U.S. National Do-Not-Call Registry and asking scammers to stop calling has no effect. I love to play with these scammers and keep them on the phone by pretending to be interested in their scam because many scam victims are the senile elderly. You do these scammers a favor by yelling at them and immediately hanging up. But you ruin their scams by slowly dragging them along on the phone call, calling them back if their phone number can be phoned, pretending to be interested in their product or service, pretending that you are worried when they threaten you, always giving them fake credit card numbers and fake personal information, asking them to speak louder and to repeat what they said to use up more of their energy, etc. The best defense against phone scammers is a good offense by not quickly hanging up the phone, but instead toying with them for at least 10 or 20 minutes to use up more of their time and energy so they have less time to deceive an elderly victim. Never give an unknown caller your credit card number or Social Security number. Companies who already have your information may ask for the last four digits for verification. Some India scammers ask for your bank account and routing number or ask you to wire transfer them a payment, giving a fake explanation that they cannot accept a credit card or personal check. This is an instant scammer alert because scammers can withdraw money if they know your bank account and routing number (e.g. counterfeit cashed checks) and illegal wire transfers are far less traceable than unauthorized credit card charges. India scammers may threaten to have you arrested, but the IRS, Social Security Administration, and debt collectors cannot threaten to arrest or sue you on the phone; they are required to send you paper notices by registered mail. If the scam sounds very authentic, ask the scammer for their verifiable company name, street address, and a callback number, which all real businesses will provide. Every East Indian scammer will immediately fail this test since they all use spoofed fake Caller ID numbers or VoIP numbers that they quickly dispose of. Never trust any unsolicited call because they are mostly scammers, usually with a slight or strong East Indian foreign accent, and most scam calls originate from India. No other foreign country is infested with numerous noisy sweatshops filled with phone scam criminals. These India scammers belong to the lowest India caste and many are thieves, robbers, and rapists who were serving jail sentences and released early due to prison overcrowding.

Marsh

November 25, 2019

Robokiller is a dirty rip off they owe me a refund

September 25, 2019

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Credit Card

These folks make me want to pull my d**n hair out 🤬🤬🤬

Speedy Joe

September 12, 2019

Social Security Scam
Caller Name: Unknown

Robocall left a message in Chinese from: 800-997-1468, Called back & talked to a live person. A Chinese bitch answered in Chinese first, then talked in broken English with a heavy accent. Upon asking questions, she said she speaks in Mandarin Chinese & her location is in California. She said, she is Bank of America representative & refused to transfer the call to a manager or supervisor. She said, Bank of America number is stolen and it is in the hands of Telemarketers, so there is nothing she can do. The Chinese bitch also said that she can not remove numbers from her calling list. She said, call 800-421-2110. A minute later, I received a call from a non-working number: 914-750-1908.

May 2, 2019

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Credit Card

Scam

April 16, 2019

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Bank

Saying they’re Bank of America and asking for you to enter account or social security number before you can speak to an associate.

March 26, 2019

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Scam

Saying was bofa. But actually not

February 21, 2019

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Telemarketer

Credit card offer

January 31, 2019

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Bank

Bank of America card services but it is spam

January 24, 2019

none
Telemarketer

Credit card services

January 16, 2019

none
Bank

Annoying

December 22, 2018

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Credit Card

Several credit card voice mail from different phone numbers.

December 21, 2018

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Foreign Language

The recording was very short

December 10, 2018

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Fake Offer

Claims to offer me a lower rate- if I do nothing my card will be cancelled- press1

December 7, 2018

allow

This is my bank

December 7, 2018

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Credit Card

Offer to Lower interest rate on current Visa card or it will be canceled.

December 6, 2018

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Credit Card

Scam

December 3, 2018

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I have no idea who this is

December 2, 2018

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Credit Card

Scam robo

November 27, 2018

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Fake Offer

Someone calling about trump

November 26, 2018

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Scam

Cancel credit card if I didn’t respond to them.

November 15, 2018

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Credit Card

I have read a lot of comments about this being a Bank of America credit card scam. Glad I have RoboKiller.

November 14, 2018

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Other Scam

Credit card interest and card cancel

November 13, 2018

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I do not have a Visa card spam

November 13, 2018

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No message left

November 12, 2018

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Scam

Recorded call about “your Visa card”

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