Capital One.. Linda from Capital One calling about a past due credit card debt over a year old.

February 7, 2024

Block

December 29, 2022

It’s not spam people you just need to pay your d**n bill

December 28, 2022

Just scammers

December 12, 2022

Not interested

November 19, 2022

Not really, it’s a scam.

November 14, 2022

CAPITAL ONE

November 10, 2022

I don’t want this telemarketer or spam call calling me thank you

November 6, 2022

Spam

November 5, 2022

Asking for login

November 1, 2022

Credit card

October 31, 2022

Credit card

October 25, 2022

Banking account

October 12, 2022

Never used credit card

October 10, 2022

If you are sending me a card you have my info

October 9, 2022

My credit card

September 26, 2022

Ed. 4//1–/.\,

September 18, 2022

Ignore them like usual

August 31, 2022

Do not want to talk to them

August 29, 2022

I don’t know this number

August 15, 2022

Good

August 15, 2022

Thank you

August 14, 2022

Rrr

July 15, 2022

Capital One debt collecturdz

July 9, 2022

Always Block.

July 4, 2022

I don’t know who it is

June 22, 2022

Don’t know

June 17, 2022

Spam

June 12, 2022

Delete

June 8, 2022

Spammer

May 16, 2022

I got multiple calls a day, and they've been calling for nearly a year!

May 15, 2022

Stop

May 15, 2022

Scammer

May 5, 2022

I want to block all these calls that I don’t know

May 2, 2022

None

April 30, 2022

Forever block and ignore yucky scammers. They can call you sometimes; but troll back the scammers to have a good time!!!

April 25, 2022

Walmart

April 17, 2022

This can call you sometimes but troll the scammers to waste time!!!

April 12, 2022

Lee blocking

April 5, 2022

Yuk

March 30, 2022

Allow

March 20, 2022

Recording of a lady named Linda who sounds like a computer

February 20, 2022

My credit card

February 15, 2022

Filing Bankruptcy

February 12, 2022

Cc

February 7, 2022

Unknown

February 4, 2022

This is Linda from Capitol One, on behalf of Walmart (yada yada yada)

February 3, 2022

Scam

January 30, 2022

Scammers

January 28, 2022

Silence and then some women with a thick accent calling me about debt collecting at 9pm! Leave me alone! I havent worked since I got fired right before thanksgiving! Stop. Calling. Me!

January 23, 2022

hey u c***s nobody wants to kiss ur trashy d******e

January 22, 2022

Already tried to deal with this - they wouldn’t.

January 16, 2022

Stop calling my phone

December 31, 2021

hey u b******s kiss my a*****e

December 21, 2021

This is a LEGITIMATE caller

October 30, 2021

Hillary Clinton 2020 campaign 🙄

October 27, 2021

Too many unwanted calls

October 14, 2021

collections

October 12, 2021

Robocalls

October 2, 2021

cool to call me

September 23, 2021

No message left

September 11, 2021

always accept

September 2, 2021

Delete

August 20, 2021

Credit Card 💳

August 18, 2021

Didn't leave a msg

August 7, 2021

My credit card company

July 27, 2021

capital one

July 20, 2021

Capital One

July 6, 2021

Capital One

July 1, 2021

Spiral ine bill

June 21, 2021

Wrong number

May 31, 2021

Credit department

May 28, 2021

I have an active account with them

May 24, 2021

HARASSMENT;REPEATED DAILY CALLER; I DO NOT HAVE A CAPITAL ONE CREDIT CARD

April 13, 2021

CAPITAL ONE CALLS MY HOUSE PHONE DAILY HARASSING ME WHEN I DO NOT HAVE A CAPITAL ONE CREDIT CARD

March 29, 2021

I DO NOT HAVE A CAPITAL ONE ACCOUNT;STOP CALLING ME

March 27, 2021

continues to daily call me i do not have their card

March 25, 2021

S***W THEM!!!

March 23, 2021

Walmart Credit Card

March 22, 2021

This is Capital One, this is not a scam

February 20, 2021

Recorded message

January 22, 2021

Scam

October 21, 2020

Fake Comenity Bank, Midland Credit, Genesis Credit, Credence, Portfolio Recovery, Synchrony Bank, Discover Financial, Capital One, PayPal, American Express, Chase Bank, Bank of America (or another fake or real-but-spoofed bank name) phantom debt collection scam by madarchod criminals phoning from India This is what the Federal Trade Commission calls a phantom debt collection scam where the scammer pretends to be a debt collector, bank, credit agency, billing department, lawyer, or law enforcement and threatens to sue or arrest you using lies, harassment, and intimidation to collect on fake debts that you do not owe. Debt collection scams are very common because many people carry debts, so it is easy for scammers to phish for gullible victims. And Indian debt collection scams have vastly increased this year to prey upon the larger number of people in debt. The India scammer asks for you by your name in order to sound like a personal phone call to gain your trust, but they are randomly auto-dialing everyone. The scammer may say "I am calling on a recorded line" just to sound official, but it is fake! The scammer either mentions an unpaid debt and past due amount that must be paid immediately or says that they have frozen your account due to fraudulent activity. The scammer then asks for your online banking login credentials, Social Security number and date of birth "for verification purposes", and tells you that you can settle the debt by paying with a credit card, prepaid debit card, or eBay gift card, or demands that you wire transfer the payment, or asks for your bank account/routing number. More than 80% of North America scam phone calls come from India scammers who operate hundreds of fraud, extortion, and money laundering scams every day such as posing as a fake pharmacy, fake Social Security officer saying your benefits are suspended, IRS officer collecting on fake unpaid back taxes, debt collector threatening you for fake unpaid bills, fake bank/financial/Fedex/UPS/DHL scams, pretending to offer fake health insurance, car warranty, student loan forgiveness, credit card and debt consolidation services, posing as Amazon to falsely say an unauthorized purchase was made to your credit card or your Prime membership was auto-debited from your bank, posing as Microsoft/Dell/HP/Apple to say your account has been hacked or they detected a virus on your computer, fake "we are refunding your money" or "your account has been auto-debited" scams, fake Google/Alexa listing and work-from-home scams, posing as an electric utility, Verizon, AT&T, or Comcast to say your service is suspended, fake solar panel and home purchase offers, fake fundraisers asking for donations, fake phone surveys, and the scammers try to steal your credit card, bank account/routing number, Social Security number, and personal information. A India call center may rotate through a fake Social Security, subscription auto-renewal, pharmacy, and credit card offer scam during one week. Philippines scammers account for about 15% of scam calls. Scammers use disposable VoIP phone numbers (e.g. MagicJack devices) or they spoof fake names and numbers on Caller ID. Anyone can use telecom software to phone with a fake CID name and number. India scammers spoof thousands of fake 8xx toll-free numbers. CID is useless with scam calls unless the scam asks you to phone them back. CID area codes are never the origin of scam calls since scams use spoofed CID numbers from across the US and Canada, numbers belonging to unsuspecting people, invalid area codes, and fake foreign country CID numbers; e.g. fake women crying "help me" emergency scams from India spoof Mexico and Middle East CID numbers. Scammers often spoof the actual phone numbers of businesses such as Apple, Verizon, and banks to trick you into thinking the call is valid. How can you avoid being scammed by phone calls? NEVER trust any unsolicited caller who sells something (most unsolicited calls are scams so your odds of saving money are very poor); asks for your Social Security number; offers a free gift or reward; threatens you with arrest/lawsuit or says you need to reply back soon (pressure tactic); asks you to access a website, download a file, wire transfer money or buy prepaid debit/gift cards; claims suspicious activity on your account; says your subscription is being refunded or auto-renewed/auto-debited; and all pre-recorded messages. Recordings are far more likely to be malicious scams and not just telemarketer spam. All unsolicited callers with foreign accents, usually Indian or Filipino, are mostly scams. Filipino scammers tend to speak better English than Indian scammers. Many Filipinos pronounce English with a subtle accent having a slight trill. Scams often say that you inquired about a job, insurance, social security benefits, or that you previously contacted them or visited their website. A common India phone scam uses a fake Amazon recording about a purchase of an iPhone, but Amazon never robo-dials and Amazon account updates are emailed. Many banks use automated fraud alert calls to confirm a suspicious purchase, but always verify the number that the recording tells you to phone or just call the number printed on your credit card. Some India scams ask for your credit card for purchase of their fake product or service. The scammer calls you back one day later to say their credit card machine is broken, so you must wire transfer the payment to them. After you have wired the money to them, they still overcharge your credit card after they change phone numbers, so they rob you twice before disappearing. Wire transfers and prepaid debit cards laundered through foreign bank accounts are untraceable. Scammers try to gain your trust by saying your name when they call, but their autodialer automatically displays your name or says your name in a recording when your number is dialed using phone databases that list millions of names and addresses. Scammers often call using an initial recording speaking English, Spanish, or Chinese that is easily generated using text-to-speech translation software to disguise the origin of their India phone room. Some speech synthesis software sound robotic, but others sound natural. To hide their foreign accents, some India scammers use non-Indians in their phone room. India scammers often use interactive voice response (IVR) robotic software that combines voice recognition with artificial intelligence, speaks English with American voices, and responds based on your replies. IVR calls begin with: "Hi, this is fake_name, I am a fake_job_title on a recorded line, can you hear me okay?"; or "Hi, this is fake_name, how are you doing today?"; or "Hello? (pause) Are you there?"; or "Hi, may I speak to your_name?" IVR quickly asks you a short question to elicit a yes/no reply so it hangs up if it encounters voicemail. IVR robots understand basic replies and yes/no answers. To test for IVR, ask "How is the weather over there?" since IVR cannot answer complex questions and it keeps talking if you interrupt it in mid-sentence. IVR usually transfers you to the scammer, but some scams entirely use IVR with the robot asking for your credit card or SSN. A common myth is IVR calls record you saying "yes" so scammers can authorize purchases just using your "yes" voice, but scammers need more than just a recorded "yes" from you - credit cards and SSN. Phone/email scams share two common traits: the CID name/number and the "From:" header on emails are easily faked, and the intent of scam calls is malicious just as file attachments and website links on scam emails are harmful. Scams snowball for many victims. If your personal/financial data are stolen, either by being scammed, visiting a malicious website, or by a previous data breach of a business server that stores your data, then your data gets sold by scammers on the dark web who will see you as fresh meat and prey on you even more. This is why some receive 40+ scam calls everyday while others get 0 to 2 calls per day. If you provide your personal information to a phone scammer, lured by fake 80%-discounted drugs or scared by fake IRS officers, you receive even more phone scams and identity theft can take years to repair. Most unsolicited calls are scams, often with an Indian accent. No other country is infested with pandemics of phone room sweatshops filled with criminals who belong to the lowest India caste and many are thieves and rapists who were serving jail time but released early due to prison overcrowding. India scammers shout profanities at you. Just laugh at their abusive language. Google "Hindi swear words" and memorize some favorites, e.g. call him "Rundi Ka Bacha" (son of whore) or call her "Rundi Ki Bachi" (daughter of whore). Scammers ignore the National Do-Not-Call Registry; asking scammers to stop calling is useless. You do these scammers a favor by quickly hanging up. But you ruin their scams when you slowly drag them along on the phone call, give them fake personal and credit card data (16 random digits starting with 4 for Visa, 5 for MasterCard), ask them to speak louder and repeat what they said to waste their time and energy

September 9, 2020