SCAM! FAKE credit card, transaction error, account fraud notification, or delivery alert scam by madarchod criminals phoning from India. This is a fake financial account, credit/debit card, or retail impersonation; fake identity verification, 2-factor authentication, account security, transaction error, or fraud alert; or fake delivery alert scam by madarchod criminals calling from India, often spoofing Caller ID to look like financial institutions, shipping carriers, retail businesses and various companies to steal your money, Social Security number, online account user login/password credentials, and other personal/financial data. The scam may begin with a pre-recorded message speaking English that is generated using text-to-speech AI translation software to disguise the origin of this India scam, but then you talk to the Indian scammer. The recording/scammer tells you either that their fake fraud services department detected suspicious activity on your credit/debit card or your financial, Bitcoin/Coinbase/crypto, Amazon/Apple/BestBuy/Google/Walmart account, that your account has been locked due to fraudulent activity, that a fraudulent online purchase order or transaction was made using your account, that a recent transaction could not be processed, that they are verifying your identity via 2FA or a password confirmation/reset, or that they were unsuccessful in delivering a package. The scammer says that he needs your account login credentials, answers to security questions, credit/debit card numbers, PIN codes, SSN, and other personal data "for verification purposes". For DHL/UPS/FedEx/GoFo scams, the scammer falsely tells you that a package is being held at a regional hub because there was not enough paid for shipping or your fake international shipment has extra customs fees or import taxes that you need to pay to have your package delivered. When you receive any email/phone alert from a financial institution, retail or carrier company, or any business, ALWAYS verify the number that they ask you to call, or just phone the number printed on the back of your credit card or phone numbers on a company's official website. If you were not expecting a package delivery, financial transaction, or user login alert, do not immediately trust the phone call or email that may contain harmful links. About 72% of North America scam calls come from India, 19% from Philippines, 3% from China/Myanmar. Foreign scammers run thousands of fraud, extortion, money laundering scams every day such as posing as a fake pharmacy, fake Social Security officer saying your benefits are suspended, IRS officer collecting on fake unpaid back taxes, debt collector threatening you for fake unpaid bills, fake bank/financial/FedEx/UPS/DHL scams, posing as utility/phone/internet companies, pretending to offer fake health insurance, car warranty, student loan forgiveness, credit card and debt consolidation services, posing as Amazon to falsely say an unauthorized purchase was made to your credit card, posing as Microsoft/Dell/HP/Apple to say your account has been hacked or they detected a virus on your computer, fake "we are refunding your money" or "your account has been auto-debited" scams, fake Google/Alexa listing scams, fake solar and home purchase offers, fake fundraisers asking for donations, fake phone surveys, and the scammers try to phish your financial and personal data. Indian scammers often rotate through fake tech support, fake auto-renewals/charges, fake pharmacy, many loan and tax/debt relief scams, and fake charity donation scams on the same day. Filipino scammers run many Social Security and Medicare identity theft, and auto/home/health/life insurance scams. Scammers use disposable VoIP phone numbers (e.g. MagicJack) and telecom software to spoof fake names and numbers on Caller ID. Scammers spoof thousands of fake 8xx toll-free numbers. CID is useless with scam calls unless the scam asks you to phone them back. CID area codes are never the origin of scam calls since scams use spoofed CID numbers from across the US/Canada, numbers belonging to unsuspecting people, invalid area codes, and fake foreign country CID numbers; e.g. fake women crying "help me" emergency scams spoof Mexico and Middle East CID numbers. Scammers often spoof the actual name and number of businesses such as banks to trick you into thinking the call is valid. How can you avoid being scammed by phone calls? NEVER trust any unsolicited caller who: sells something (most unsolicited calls are scams so your odds of saving money are very poor); asks for your Medicare or Social Security number; offers debt relief, loan services, Medicare assistance (people who are old or desperate in debt often fall for scams); offers a free gift/reward; threatens you with arrest/lawsuit; asks you to access a website, download a file, wire transfer money or buy prepaid debit/gift cards; claims your account is frozen or has suspicious activity; says a subscription is refunded or auto-renewed/auto-debited; and all recorded messages. Recordings are far more likely to be malicious scams and not just telemarketer spam. All unsolicited callers with foreign accents, usually Indian or Filipino, are mostly scams. No other countries are infested with phone room sweatshops filled with criminals. Most Filipino scammers speak better English than Indian scammers. Filipinos speak English with a subtle accent that may sound Hispanic. To hide their foreign origin, some India scammers use non-Indians in their phone room. Scams often falsely say that you previously contacted them or visited their website. Indian scammers play fake Amazon recordings. Amazon account updates are emailed, not robo-dialed. Many banks use automated fraud alert calls to confirm a suspicious purchase, but always call the number printed on your credit card to verify if the fraud alert is real or fake. Scammers impersonate phone/cable/internet companies, offering fake discounts or service upgrades. Indians impersonate the IRS and Social Security Administration. The IRS/SSA never make unsolicited calls and never threaten to arrest you; they initiate contact via postal mail. Real lawsuits are not phoned in, especially not using recorded threats lacking details; legal notices are mailed/couriered. The police, FBI, DEA never phone to threaten arrest; they show up in person with a warrant. Scammers try to gain your trust by saying your name when they call; your name, address, birthday are public data. Many scammers, especially female Filipinas, use "romance scam" tactics of sounding really friendly as if they are your best friend or lover to try to gain your affection and trust, hoping that you let your guard down so they can easily steal your identity and money. Scammers often play recordings speaking English, Spanish, or Chinese that is easily generated using text-to-speech AI translation software to disguise the origin of their overseas phone room. Some speech synthesis sound robotic, but most AI speech sound very realistic. Scammers often use interactive voice response (IVR) AI/NLP software that combines voice recognition with artificial intelligence, speaks English with American voices, and responds based on your replies. IVR calls begin with: "This is fake_name, I am a fake_job_title on a recorded line, can you hear me okay?"; or "Hi, how are you doing today?"; or "Hello? Are you there?"; or "Hi, may I speak to your_name?" IVR quickly asks you a short question to elicit a yes/no reply so it hangs up if it encounters voicemail. One myth is that saying "yes" to IVR lets scammers use your voice sample for other scams. IVR understands basic replies and yes/no answers. To test for IVR, ask "Is the willy fuzzy box open?" since IVR cannot answer complex/odd questions. IVR usually transfers you to the scammer, but some scams entirely use IVR with the robot asking for your credit card or SSN. Phone/email scams share two common traits: the CID name/number and the "From:" header on emails are easily faked, and the intent of scam calls is malicious just as file attachments and website links on scam emails are harmful. Scams snowball for many victims. If your personal/financial data are stolen, either by being scammed, visiting a malicious website, or by a previous data breach of a business server that stores your data, then your data gets sold by scammers on the dark web who will see you as fresh meat and prey on you even more. This is why some receive 40+ scam calls everyday while others get only 0 to 2 calls per week. If you provide your personal data to a phone scammer, lured by 80%-discounted fake drugs or fake loan and debt services, you receive even more phone scams and identity theft can take years to repair. Scammers often shout profanity at you. Google "Hindi swear words" and memorize some favorites; call him "Rundi Ka Beta" (son of whore) or her "Rundi Key Betty" (daughter of whore). Scammers ignore the National Do-Not-Call Registry. Asking scammers to stop calling is useless. Scam recordings often tell you to press a keypad number to be placed on their Do-Not-Call list, opt out, or unsubscribe from their scam texts/emails, but their keypad commands are fake, just to sound more legit. Scammers often provide a callback number to appear legit, but they quickly shed old callback numbers so you can never reach the scammers once you have realized that you were scammed. Scammers tell you their callback number just to gain your trust long enough to steal your identity/money and then they frequently switch to new callback numbers. You do phone scammers a favor by quickly hanging up. YOU SHOULD SCAMBAIT ALL SCAMMERS - play along, slowly drag scammers on the call, provide fake personal/financial data (16 random digits starting with 4 for Visa, 5 for MasterCard), ask them to speak louder and repeat what they said, ask many questions that force them to go off script to drain their time and energy.

October 24, 2026

SCAM! FAKE credit card, transaction error, account fraud notification, or delivery alert scam by madarchod criminals phoning from India. This is a fake financial account, credit/debit card, or retail impersonation; fake identity verification, 2-factor authentication, account security, transaction error, or fraud alert; or fake delivery alert scam by madarchod criminals calling from India, often spoofing Caller ID to look like financial institutions, shipping carriers, retail businesses and various companies to steal your money, Social Security number, online account user login/password credentials, and other personal/financial data. The scam may begin with a pre-recorded message speaking English that is generated using text-to-speech AI translation software to disguise the origin of this India scam, but then you talk to the Indian scammer. The recording/scammer tells you either that their fake fraud services department detected suspicious activity on your credit/debit card or your financial, Bitcoin/Coinbase/crypto, Amazon/Apple/BestBuy/Google/Walmart account, that your account has been locked due to fraudulent activity, that a fraudulent online purchase order or transaction was made using your account, that a recent transaction could not be processed, that they are verifying your identity via 2FA or a password confirmation/reset, or that they were unsuccessful in delivering a package. The scammer says that he needs your account login credentials, answers to security questions, credit/debit card numbers, PIN codes, SSN, and other personal data "for verification purposes". For DHL/UPS/FedEx/GoFo scams, the scammer falsely tells you that a package is being held at a regional hub because there was not enough paid for shipping or your fake international shipment has extra customs fees or import taxes that you need to pay to have your package delivered. When you receive any email/phone alert from a financial institution, retail or carrier company, or any business, ALWAYS verify the number that they ask you to call, or just phone the number printed on the back of your credit card or phone numbers on a company's official website. If you were not expecting a package delivery, financial transaction, or user login alert, do not immediately trust the phone call or email that may contain harmful links. About 72% of North America scam calls come from India, 19% from Philippines, 3% from China/Myanmar. Foreign scammers run thousands of fraud, extortion, money laundering scams every day such as posing as a fake pharmacy, fake Social Security officer saying your benefits are suspended, IRS officer collecting on fake unpaid back taxes, debt collector threatening you for fake unpaid bills, fake bank/financial/FedEx/UPS/DHL scams, posing as utility/phone/internet companies, pretending to offer fake health insurance, car warranty, student loan forgiveness, credit card and debt consolidation services, posing as Amazon to falsely say an unauthorized purchase was made to your credit card, posing as Microsoft/Dell/HP/Apple to say your account has been hacked or they detected a virus on your computer, fake "we are refunding your money" or "your account has been auto-debited" scams, fake Google/Alexa listing scams, fake solar and home purchase offers, fake fundraisers asking for donations, fake phone surveys, and the scammers try to phish your financial and personal data. Indian scammers often rotate through fake tech support, fake auto-renewals/charges, fake pharmacy, many loan and tax/debt relief scams, and fake charity donation scams on the same day. Filipino scammers run many Social Security and Medicare identity theft, and auto/home/health/life insurance scams. Scammers use disposable VoIP phone numbers (e.g. MagicJack) and telecom software to spoof fake names and numbers on Caller ID. Scammers spoof thousands of fake 8xx toll-free numbers. CID is useless with scam calls unless the scam asks you to phone them back. CID area codes are never the origin of scam calls since scams use spoofed CID numbers from across the US/Canada, numbers belonging to unsuspecting people, invalid area codes, and fake foreign country CID numbers; e.g. fake women crying "help me" emergency scams spoof Mexico and Middle East CID numbers. Scammers often spoof the actual name and number of businesses such as banks to trick you into thinking the call is valid. How can you avoid being scammed by phone calls? NEVER trust any unsolicited caller who: sells something (most unsolicited calls are scams so your odds of saving money are very poor); asks for your Medicare or Social Security number; offers debt relief, loan services, Medicare assistance (people who are old or desperate in debt often fall for scams); offers a free gift/reward; threatens you with arrest/lawsuit; asks you to access a website, download a file, wire transfer money or buy prepaid debit/gift cards; claims your account is frozen or has suspicious activity; says a subscription is refunded or auto-renewed/auto-debited; and all recorded messages. Recordings are far more likely to be malicious scams and not just telemarketer spam. All unsolicited callers with foreign accents, usually Indian or Filipino, are mostly scams. No other countries are infested with phone room sweatshops filled with criminals. Most Filipino scammers speak better English than Indian scammers. Filipinos speak English with a subtle accent that may sound Hispanic. To hide their foreign origin, some India scammers use non-Indians in their phone room. Scams often falsely say that you previously contacted them or visited their website. Indian scammers play fake Amazon recordings. Amazon account updates are emailed, not robo-dialed. Many banks use automated fraud alert calls to confirm a suspicious purchase, but always call the number printed on your credit card to verify if the fraud alert is real or fake. Scammers impersonate phone/cable/internet companies, offering fake discounts or service upgrades. Indians impersonate the IRS and Social Security Administration. The IRS/SSA never make unsolicited calls and never threaten to arrest you; they initiate contact via postal mail. Real lawsuits are not phoned in, especially not using recorded threats lacking details; legal notices are mailed/couriered. The police, FBI, DEA never phone to threaten arrest; they show up in person with a warrant. Scammers try to gain your trust by saying your name when they call; your name, address, birthday are public data. Many scammers, especially female Filipinas, use "romance scam" tactics of sounding really friendly as if they are your best friend or lover to try to gain your affection and trust, hoping that you let your guard down so they can easily steal your identity and money. Scammers often play recordings speaking English, Spanish, or Chinese that is easily generated using text-to-speech AI translation software to disguise the origin of their overseas phone room. Some speech synthesis sound robotic, but most AI speech sound very realistic. Scammers often use interactive voice response (IVR) AI/NLP software that combines voice recognition with artificial intelligence, speaks English with American voices, and responds based on your replies. IVR calls begin with: "This is fake_name, I am a fake_job_title on a recorded line, can you hear me okay?"; or "Hi, how are you doing today?"; or "Hello? Are you there?"; or "Hi, may I speak to your_name?" IVR quickly asks you a short question to elicit a yes/no reply so it hangs up if it encounters voicemail. One myth is that saying "yes" to IVR lets scammers use your voice sample for other scams. IVR understands basic replies and yes/no answers. To test for IVR, ask "Is the willy fuzzy box open?" since IVR cannot answer complex/odd questions. IVR usually transfers you to the scammer, but some scams entirely use IVR with the robot asking for your credit card or SSN. Phone/email scams share two common traits: the CID name/number and the "From:" header on emails are easily faked, and the intent of scam calls is malicious just as file attachments and website links on scam emails are harmful. Scams snowball for many victims. If your personal/financial data are stolen, either by being scammed, visiting a malicious website, or by a previous data breach of a business server that stores your data, then your data gets sold by scammers on the dark web who will see you as fresh meat and prey on you even more. This is why some receive 40+ scam calls everyday while others get only 0 to 2 calls per week. If you provide your personal data to a phone scammer, lured by 80%-discounted fake drugs or fake loan and debt services, you receive even more phone scams and identity theft can take years to repair. Scammers often shout profanity at you. Google "Hindi swear words" and memorize some favorites; call him "Rundi Ka Beta" (son of whore) or her "Rundi Key Betty" (daughter of whore). Scammers ignore the National Do-Not-Call Registry. Asking scammers to stop calling is useless. Scam recordings often tell you to press a keypad number to be placed on their Do-Not-Call list, opt out, or unsubscribe from their scam texts/emails, but their keypad commands are fake, just to sound more legit. Scammers often provide a callback number to appear legit, but they quickly shed old callback numbers so you can never reach the scammers once you have realized that you were scammed. Scammers tell you their callback number just to gain your trust long enough to steal your identity/money and then they frequently switch to new callback numbers. You do phone scammers a favor by quickly hanging up. YOU SHOULD SCAMBAIT ALL SCAMMERS - play along, slowly drag scammers on the call, provide fake personal/financial data (16 random digits starting with 4 for Visa, 5 for MasterCard), ask them to speak louder and repeat what they said, ask many questions that force them to go off script to drain their time and energy.

October 24, 2026

100% scam - fuck them

June 18, 2026

Legitimately sent

May 10, 2026

Our bank

November 9, 2025

This an allowed caller

September 19, 2025

this is not spam

March 10, 2025

FRAUD! Fake number! It seems legit but it’s not, PROMISE! BLOCKKKK

January 20, 2025

I called my Bank and was informed this number is a scam.

January 28, 2024

Scam

November 7, 2023

Staffing for Medical Government contracts

August 3, 2023

Just trying to get money from me

April 19, 2023

Known fraudulent number. Bank scam

January 6, 2023

not my info

October 23, 2022

Very helpful ++

October 2, 2022

Again

September 18, 2022

Amount over $50 no pin

September 13, 2022

Very important

July 20, 2022

Legit

May 29, 2022

this is legit. they were helping

May 21, 2022

Bank personnel

April 14, 2022

Fraud

April 12, 2022

Tried To Call Back But Both Numbers Were Disconnected

March 31, 2022

Legitimate

March 31, 2022

Always allow

March 19, 2022

I don’t have a credit card ending in 9035, this this must be a scammer.

March 14, 2022

Always allow my Bank Institution

January 14, 2022

Scame

January 13, 2022

Definite identity theft people!! Tried to get money on my bank card, and want me to call back and open it up!!

December 23, 2021

It’s ok

December 10, 2021

This is the fraud center for one of my banks.

November 26, 2021

business caller

October 29, 2021

answer this call

October 25, 2021

there is no bank fraud

September 17, 2021

Fraud notification

September 10, 2021

T**s real

August 25, 2021

Checking a purchase

August 9, 2021

Fraud Alert

August 5, 2021

Bank fraud division

July 21, 2021

they were calling for the previous owner of this number

July 13, 2021

This number is from the bank fraud center. Many banks use them.

July 3, 2021

repeat calling

June 6, 2021

Allow

May 26, 2021

My bank checking for unauthorized use.

March 24, 2021

allow calls, texts, and voicemails

March 22, 2021

Frud

March 19, 2021

Trying to buy something online

March 4, 2021

fraudulent use of card

March 3, 2021

Unusual charges on credit card needing verification.

January 20, 2021

Not a scam call

December 30, 2020

FFCU

December 17, 2020

Fraud Center

December 12, 2020

fraud alert

December 12, 2020

Bank fraud center

November 20, 2020

Pioneer WV

November 11, 2020

Fraud alert

October 21, 2020

Wanted last 4 numbers of card referenced

October 17, 2020

fraud

October 16, 2020

CME Fraud Center

September 8, 2020

Credit Union

August 31, 2020

Banks fraud center

August 30, 2020

Florida

August 22, 2020

There is no one at my address nor do I know the person they are looking for.

August 19, 2020

IBERIABANK fraud department

August 4, 2020

Checkpoint for possible credit card fraud

July 26, 2020

Fraud protection ATM card

July 18, 2020

Bank fraud

July 15, 2020

saved

July 11, 2020

Fraud alert

July 11, 2020

fraud

July 10, 2020

allow all calls from southeasterncu.com and their fraud center

June 30, 2020

Debit Card Authorizations Verification

June 23, 2020

Checking to make sure I used the card for a couple purchases

June 18, 2020

Allowed

June 2, 2020

Bank fraud center

May 11, 2020

Fake automated bank recording asking for personal and banking info.

February 3, 2020

Credit card fraud scam

January 14, 2020

My bank

November 23, 2019

Bank fraud center

October 8, 2019

Unknown. No id

September 8, 2019

My bank

November 15, 2018