Start Blocking Robocalls with RoboKiller

Privacy Policy

(630) 256-8591 is a Scam Call

Alternately: +16302568591

Reported Name:

Portfolio Recovery Associates Scam

Reported Category:

Scam

User Reputation

Negative

RoboKiller Block Status

Blocked

Last Call

12 hours ago

Total Calls

403,392

Based On

5,835 user reports

Listen

No recording available.

The information on this site is based on available user feedback.

Share on social to warn others of this phone scam:

Twitter Facebook LinkedIn Reddit

Get RoboKiller and block these robocalls automatically!

RoboKiller blocks over 1 million robocalls every day!

Add Comment

By submitting a comment, you give us permission to publish your comment publicly.

100 user reports for (630) 256-8591

The comments below are user submitted reports by third parties and are not endorsed by RoboKiller.

July 26, 2020

none
Debt Collector
Caller Name: Debt

Was very ill when this was going on in hospital for 2 wks

July 11, 2020

none
Debt Collector
Caller Name: Portfolio collections

Numerous phone numbers

July 8, 2020

none
Scam
Caller Name: Spam

Wanted to try and scam me.

July 2, 2020

Scam

Fake Midland Credit, Genesis Credit, Comenity Bank, Synchrony Bank, Recovery Services, Discover Financial, Capital One, PayPal, American Express, Chase Bank, Bank of America, Transworld Systems (or another fake or real credit agency or bank name) phantom debt collection scam by madarchod criminals phoning from India This is what the Federal Trade Commission calls a phantom debt collection scam where the scammer pretends to be a debt collector, bank or credit agency, billing department, lawyer, or law enforcement and threatens to sue or arrest you using lies, harassment, and intimidation to collect on fake debts that you do not owe. Either the recording or the India scammer asks for you by your name in order to sound like a personal phone call to gain your trust, but they are auto-dialing thousands of numbers. The scammer may say "I am calling on a recorded line" just to sound official, but it is fake! The scammer either mentions an unpaid debt and past due amount that must be paid immediately or says that they have frozen your account due to fraudulent activity. The scammer then asks for your online banking login credentials, Social Security number and date of birth "for verification purposes", and either tells you that you can settle the debt by paying with a credit card or demands that you wire transfer the payment for the fake debt or asks for your bank account/routing number. More than 95% of North America phone scams come from India scammers who use hundreds of fraud, extortion, and money laundering scams every day such as posing as a fake pharmacy, fake Social Security officers saying your benefits are suspended, IRS officers collecting on fake unpaid back taxes, bill collectors threatening you for fake unpaid debts, fake bank, financial, or Fedex/UPS/DHL scams; pretending to offer fake health insurance, car warranty, student loan forgiveness, credit card and debt consolidation services; posing as Amazon to falsely say an unauthorized purchase was made to your credit card or your Prime membership was auto-debited from your bank; posing as Microsoft/Dell/HP/Apple to say that your software needs renewal or they detected a problem or virus on your computer; fake "we are refunding your money" or "your account has been auto-debited" scams; fake Google/Alexa listing and work-from-home scams; posing as Verizon/AT&T/Comcast or your electric utility to say your service is suspended; fake fundraisers asking for donations; fake political and lifestyle phone surveys; and the scammers try to steal your credit card, bank account/routing number, or Social Security number and personal information. One India call center may cycle through a fake Social Security, computer subscription auto-renewal, pharmacy, health insurance, and credit card offer scam during the week. People often hear different scams from the same spoofed Caller ID number. Scammers often use disposable VoIP phone numbers (MagicJack devices) or they spoof fake Caller ID phone numbers. Scammers use telecom software or a third-party service to phone using fake names and phone numbers that show up on CID. India scammers often spoof fake "8xx-" toll-free CID numbers. The CID name/number is useless with scam calls unless the scam asks you to phone them back and the CID area code is almost never the origin of the call. You waste your time researching the CID number since scams use spoofed CID numbers from across the U.S. and Canada, totally invalid area codes, and also fake foreign country CID numbers; e.g. fake women crying "help me" emergency scams often spoof Mexico and Middle East CID numbers. India scammers also spoof the actual phone numbers of businesses such as Apple, Verizon, and U.S. banks to trick you into thinking the call is valid. How can you avoid being scammed by phone calls? NEVER trust any unsolicited caller who sells something (most unsolicited sales calls are scams so your odds of saving money are very poor); offers of a "free gift"; legal or arrest phone threats or a caller or recording who says you need to reply back soon (pressure tactic); callers who ask you to access a website, download a file, wire transfer money or buy gift cards immediately while they stay on the phone with you; claims of suspicious activity on an account or refunds or auto-renewed/auto-debited accounts; and all pre-recorded messages. Recorded messages are far more likely to be malicious scams, and not just telemarketing spam. A common India scam phones you with a fake Amazon recording about a purchase of an iPhone, but Amazon never robo-dials you like this and Amazon account updates are communicated in emails. Many banks do use automated fraud alert phone calls to confirm a suspicious purchase, but always verify the number that the message tells you to phone or just call the number printed on your credit card. Any unsolicited caller with a foreign accent, usually Indian, should immediately be treated as a scam. Many scams tell a lie that you recently inquired about a job, insurance, social security benefits, doctor appointment, or that you recently contacted them or visited their website. Many scammers try to gain your trust by saying your name when they call, but the autodialer is automatically displaying your name to the scammer or saying your name in a recording when your number is dialed using widely-available phone databases that contain millions of names, numbers, and addresses. Many India scammers phone you with an initial pre-recorded message speaking English, Spanish, or Chinese that is easily generated using text-to-speech translation software to disguise the origin of their India phone room, but then you speak to the India scammer when you respond to the pre-recorded message. Some speech synthesis software sound robotic, but others sound natural. To hide their foreign accents, some India scammers use non-Indians in their phone room and many India scammers begin calls using interactive voice response (IVR) robotic software that combines voice recognition with artificial intelligence, speaks English with American voices, listens to your speech, and responds based on your replies. Four common IVR setups begin the call with either: "Hi, this is fake_name, I am a fake_job_title on a recorded line, can you hear me okay?"; or "Hi, this is fake_name, how are you doing today?"; or "Hello? (pause) Are you there?"; or "Hi, may I speak to your_name?" IVR scam calls quickly ask you a short question to elicit a yes/no reply so it hangs up if it encounters voicemail. The quick question is often followed by fake background noise and a fake phone ringing to simulate a call center. The IVR robot can understand basic replies, yes/no/what? answers, and basic questions. To test for an IVR robot, ask them, "How is the weather over there?" IVR software cannot answer complex questions. IVR robots keep talking if you try to interrupt them in mid-sentence. The IVR usually transfers you to the India scammer, but some phone scams entirely use IVR with the robot asking for your credit card or SSN. A common myth is these IVR scam calls try to record you saying "yes" so scammers can authorize other purchases and charges just using your "yes" voice, but scammers need more information than just a simple recorded "yes" from you, i.e. your credit cards and SSN. Phone/email scams share two common traits: 1) The Caller ID name/number and the "From:" header on emails are easily faked; and 2) The intent of a scam phone call is malicious just as the file attachments and website links on a scam email are malicious. Phone/email scams snowball for many victims. If your personal/financial data are stolen, either by being scammed, visiting a malicious website, or by a previous data breach of a business server that stores your data, then your personal data gets shared and sold by scammers on the dark web who then see you as fresh meat and prey on you even more. If you provide your personal and financial data to a phone scammer, lured by fake 80%-discounted drugs or scared by fake IRS officers, you receive more phone scams and identity theft can take years to repair. India scammers do not care about the National Do-Not-Call Registry and asking scammers to stop calling is useless. You do these scammers a favor by quickly hanging up. But you ruin their scams when you slowly drag them along on the phone call, always giving them fake credit card numbers and fake personal data (16 random numbers starting with 4 for Visa 5 for MasterCard), asking them to speak louder and to repeat what they said to waste their time and energy.

June 2, 2020

none
Debt Collector
Caller Name: Collection

Wanted bank account information

April 23, 2020

none
Debt Collector
Caller Name: Portfolio Recovery

Collection Agency

March 11, 2020

block

Scam

March 10, 2020

allow

T

March 9, 2020

block
Scam

I would like to see your recordings used more often with different themes, that's the best part of Robo killer, that's why I signed up!!

March 7, 2020

block
Debt Collector
Caller Name: Wrong Person

Calling For Gloria Knighton

March 3, 2020

none
Debt Collector
Caller Name: Portfolio recovery

Debt collector scam

February 25, 2020

block
Scam

they won't leave me alone

February 22, 2020

Debt Collector
Caller Name: Portfolio Recover Associates

This is a fake phantom debt collection scam! This is what the Federal Trade Commission calls a phantom debt collection scam where the scammer pretends to be a debt collector, lawyer, or law enforcement and threatens to sue or arrest you using harassment (repeated phone calls), lies, threats, and intimidation to collect on fake debts that you do not owe. Although more than 95% of all North America phone scams originate from crowded phone rooms in India that run numerous fraud, extortion, and money laundering scams every day such as pretending to be fake pharmacies, posing as fake Microsoft, Amazon, and Apple representatives, and pretending to offer credit cards and student loan forgiveness, some of these phantom debt collection scams are committed by Americans, but many phantom debt scams also come from India scammers using text-to-speech translation software to generate a pre-recorded message without a foreign accent. Another version of these phantom debt collection scams is the frequent extortion scams perpetrated solely by Indians posing as Social Security or IRS officers threatening to sue or arrest you for fake unpaid back taxes. The scammers often mention very vague urgent messages or legal actions, fake important documents, fake financial accounts that are unpaid, fake names of the debt collector handling your fake debts, or fake ID account codes for your fake debt, and they often falsely say "our numerous attempts to contact you at your home and workplace have been unsuccessful and this is our final attempt", which is all false and intended to make it sound urgent. The scammer then may ask for your Social Security number and either tells you that you can settle the debt by paying with a credit card or demands that you wire transfer the payment for the fake debt or asks you for your bank account and routing number. Here is how to tell the difference between a real debt collector and a scammer: A debt collector must tell you the exact information about your debt such as the name of the creditor, the exact amount owed, and if you dispute the debt, the debt collector has to obtain verification of the debt. A scammer either avoids providing this information or provides very vague or totally false information. A real debt collector usually mentions the name of the creditor on their first phone call. A scammer tries to sound very threatening, but never gives any exact details. A debt collector has to mail you a printed-on-paper "validation letter" within five days of first contacting you. If you do not dispute the debt in writing within 30 days, the debt collector has the right to assume the debt is valid. Scammers always pressure you to settle the debt immediately, often demanding that you make a money transfer from you bank that can be untraceable; this is very common with India scammers posing as debt collectors and fake IRS officers. A scammer may threaten to tell your family and employer about your debts, but a real debt collector can only ask other people about your address, phone number, and place of employment; they cannot tell other people about your debts. Scammers will ask for your bank account and routing numbers and Social Security number, whereas real debt collectors will not. Ask the debt collector for their name, company name, street address, and a callback number, which all real debt collectors will provide. Every one of the thousands of India scammers will also immediately fail this test since all of the India scammers use spoofed fake Caller ID numbers or disposable VoIP numbers. If you suspect a scam, contact the creditor the debt collector claims to be working for and find out who has been assigned to collect the debt. (NOTE: This is NOT a Russian scam as posted by the previous "Pros ’n’ Cons". I actually think this "Pros ’n’ Cons" is a scammer from India because he sometimes posts his Russian finger-pointing minutes after a number begins to be used by the Social Security scams, which are all Indian in origin!)

Pros ’n’ Cons

February 21, 2020

Social Security Scam
Caller Name: (630) 256-8591

This is a fake credit services scam call by criminals phoning from Russia, trying to steal your credit card number, Social Security number, and personal information. There are hundreds of these Russian scams where they offer to lower the interest rates on a fake student loan that you do not have, consolidate all your debts at "0% interest", or give you an unsecured $100,000 line of credit. This call begins with a pre-recorded robotic speaker who pretends to be a credit and loan service. The robotic English message is generated using text-to-speech translation software to disguise the origin of this Russian scam. If you respond to the call, then you get transferred to the West Russian scammer who tells you that because of your good credit history, he can offer you lower interest rates... he just needs your credit card number and SSN "for verification purposes". More than 95% of all North America phone scams originate from crowded phone rooms in Russia that run numerous fraud, extortion, and money laundering scams every day such as pretending to be a fake pharmacy, posing as fake Social Security or IRS officers collecting on "unpaid back taxes" or fake bill collectors threatening you for fake unpaid debts, pretending to offer fake health insurance, car warranty, and debt, student loan forgiveness, credit card consolidation services, posing as Amazon to falsely say that an unauthorized purchase was made to your account or that your Prime membership was auto-debited from your credit card or bank account, posing as Microsoft or HP to say that your software needs renewal or they detected a problem with your computer, pretending to be DHL, UPS, FedEx or a bank, falsely stating that they installed ransomware virus on your computer and you need to pay them money, etc, and the scammers try to steal your credit card, bank account and routing number, or Social Security number and personal information. Some Russian scammers try to gain your trust by looking up the name associated with your phone number and asking for you by name when they call. Many Russian scammers now phone you with an initial pre-recorded robotic person speaking English, Spanish, or Chinese that is easily generated using text-to-speech translation software to disguise the origin of their Russia phone room, but then you speak to the West Russian scammer when you take the bait and respond to the pre-recorded message. Russian scammers often either use disposable VoIP phone numbers or they spoof fake Caller ID phone numbers. Anyone can use telecom software or a third-party service to phone using fake names and phone numbers that show up on Caller ID. Russian scammers often spoof fake toll-free Caller ID numbers. Russian scammers do not care about the U.S. National Do-Not-Call Registry and asking scammers to stop calling has no effect. Never give an unknown caller your credit card number or Social Security number. Companies who already have your information may ask for the last four digits of your Social Security number for verification. Some Russian scammers ask for your bank account and routing number or ask you to wire transfer them a payment, giving a fake explanation that they cannot accept a credit card or personal check. This is an instant scammer alert because scammers can withdraw money if they know your bank account and routing number (e.g. counterfeit cashed checks) and illegal wire transfers are far less traceable than unauthorized credit card charges. Russian scammers may threaten to have you arrested, but the IRS, Social Security Administration, and debt collectors cannot threaten to arrest or sue you on the phone; they are required to send you paper notices by registered mail. If the scam sounds very authentic, ask the scammer for their verifiable company name, street address, and a callback number, which all real businesses will provide. Every Russian scammer will immediately fail this test since they all use spoofed fake Caller ID numbers or Non-Fixed VoIP numbers (e.g. Skype or Google Voice) that they quickly dispose of. Never trust any unsolicited call because they are mostly scammers, usually with a slight or strong West Russian accent, and most scam calls originate from Russia.

February 12, 2020

block
Scam

JUST BLOCK ANY WAY YOU HAVE TO!!!!!

February 6, 2020

block
Debt Collector

Portfolio Recovery Associates

February 5, 2020

block
Scam

Portfolio Recovery Associates, known scam “debt” collectors. How do I know? I’m debt free. This company will go so far as to mail you letters informing you of your “debt”, how they WON’T sue, and the harassment will stop for a mere $220.26 or so. They’ve been calling me for at least a decade. Don’t answer—and DON’T PAY THEM.

February 4, 2020

block
Credit Card

If you owe combined credit card debt offer

February 3, 2020

block
Debt Collector

A******s

January 29, 2020

block

Can someone tell me who is this number

January 27, 2020

block

This is NOT the number to contact Portfolio

January 24, 2020

block
Debt Collector

Portfolio collector

Diaz

January 22, 2020

Scam

[deleted]

January 21, 2020

block
Scam

B******t Scam

January 18, 2020

block

they should be put in jail

January 18, 2020

block
Debt Collector

Constant harassment

January 17, 2020

block
Scam

not sure

earthwindfire

January 13, 2020

Scam
Caller Name: a pissant

PORTFOLIORECOVERY??? I have no debts, why harass? reported to FTC (mental disability warranted).

January 11, 2020

block

Asking for someone else’s name.

December 27, 2019

block
Scam

stopping

william

December 21, 2019

Scam

scam/fraud rings no Vm

December 19, 2019

block
IRS

Looking for someone that’s name has been flagged for IRS and a warrant will be issued.

December 18, 2019

block
Debt Collector

portfolio recovery. love messing with those b******s

December 17, 2019

block
Political

isis terrorists. recruitment to make terrorist attacks on American soil... kept saying allah akbar. they need to be found and executed. terroist cells living in America.

December 12, 2019

block
Scam

Debts past limitations.

December 12, 2019

block
Debt Collector

Portfolio Recovery! Annoying as H3ll!!!!!!

December 11, 2019

block
Debt Collector

Spam

December 11, 2019

block
Debt Collector

Relentless!

November 23, 2019

block
Debt Collector

Settled debt

November 21, 2019

block
Debt Collector

I think

November 12, 2019

block
Scam

portfolio recovery looking for someone else and they can't get it through their thick brains

October 30, 2019

block
Scam

Scam

October 28, 2019

block
Scam

scam

October 15, 2019

block
Scam

scam

October 5, 2019

block
Debt Collector

Portfolio Recovery Associates

October 3, 2019

block
Telemarketer

They don’t even have the correct name - calling for someone named Amy - over and over

October 1, 2019

block

Don’t know

September 28, 2019

allow

A freezs

September 26, 2019

block
Debt Collector

Don’t owe

September 23, 2019

allow

This is important.

September 19, 2019

block

Portfoliorecovery keeps calling from different numbers in different parts of country

September 18, 2019

block
Debt Collector

Scammer collection

September 12, 2019

block
Debt Collector

They are a******s

September 11, 2019

block
Debt Collector

portfolio

September 4, 2019

block
Debt Collector

Crooks

August 31, 2019

block

wrong number. I have told them that multiple times

August 27, 2019

block
Debt Collector

portfolio recovery

August 27, 2019

block
Scam

I don't know who these people are.

August 17, 2019

block
Debt Collector

Portfolio recovery

August 17, 2019

block
Debt Collector

They are trying to collect a debt from over 15 years ago. Debts fall off after 7 years......

August 17, 2019

block
Debt Collector

portfolio collections

August 17, 2019

block
Debt Collector

They have someone else’s name- not me.

August 11, 2019

block
Debt Collector

they keep calling me for another persons bill

August 10, 2019

block
Scam

Portfolio Recovery collection

August 7, 2019

block
Debt Collector

Block all portfolio recovery numbers please

August 6, 2019

block
Debt Collector

Harassment call

August 3, 2019

block
Scam

debt collector

July 31, 2019

block
Telemarketer

I don't know what this call was about

July 29, 2019

block
Debt Collector

Requesting Justin ????

July 29, 2019

block
Debt Collector

Portfolio Recovery Services

July 26, 2019

block
Debt Collector

Collection agency

July 26, 2019

block
Vehicle Warranty

Honda ATV

July 26, 2019

block
Sales

Selling extended warrantees for autos

July 20, 2019

block

Loan

July 20, 2019

block
Debt Collector

Portfolio Recovery

July 19, 2019

block
Debt Collector

Always calling for someone named Franklin Douglas

July 18, 2019

block

This is someone calling for earl gallito, wrong phone number and it’s a debt collector

July 16, 2019

block

These calls are too numerous and annoying. Continue blocking. Thanks

July 14, 2019

block
Debt Collector

constantly call from different numbers

July 14, 2019

block
Debt Collector

Scam

July 11, 2019

block

Portfolio Recovery

July 9, 2019

block
Debt Collector

Portfolio Recovery

July 8, 2019

block

I don’t know who it was from?

July 6, 2019

block
Debt Collector

Scam collection

July 6, 2019

block
Debt Collector

Soliciting child p**n

July 6, 2019

block

Do

July 6, 2019

block
Debt Collector

I don’t have debts!

July 4, 2019

block
Scam

love it

July 3, 2019

block

us pharmacy again and again and again!

July 2, 2019

block
Debt Collector

Hung up no message

July 2, 2019

block
Debt Collector

Already taken care of

July 1, 2019

block
Debt Collector

Portfolio Recovery

July 1, 2019

block

Thank you!

June 28, 2019

none
Debt Collector

Credit card

June 27, 2019

block
Debt Collector

Not my debt

June 26, 2019

block
Political

Hillary 2020 Campaign

June 25, 2019

block
Debt Collector

Portfolio Recovery

June 22, 2019

block
Debt Collector

know scammer portfolio calls for someone other than phone owner Lisa Harrison

June 22, 2019

block
Debt Collector

They will not stop or listen

June 17, 2019

block
Debt Collector

Scammers

Add Comment

By submitting a comment, you give us permission to publish your comment publicly.