um hi this is Jenna from upstart lending this is my final attempt to reach you regarding your 36,000 loan offer right now the approval is still on file but if we don't speak today this offer will close out and I won't be able to reopen it under the same terms we have you locked in for a 480 monthly payback please call me back immediately at █████ again that number is █████ thanks and I'll wait for your call