this is Tom Johnson with American expedite loan hi this is Tom Johnson calling you it looks like you were looking into a personal loan a while back but it seems like you were not happy with the offer you received I actually have some good news for you I'm currently working with a few lenders that have more lenient approval guidelines and even if your credit score is not as strong as it used to be as long as you have steady income I can get this loan approved for you there is a pre-approval available for up to 45,000 and the payment would be around 585 per month with no prepayment penalties if you're seeing offers significantly lower than this there's a good chance they are not offering you a true unsecured loan option call me at █████ and I'll go over everything with you and help get this done again █████