hello this is Karen Sawyer calling from customer service at hdlc █████ now the reason for my call today is I've been trying to reach out to you to let you know that you've been pre-qualified for the new and updated 2027 financial hardship programs now remember these programs offer up to 65,000 in relief with no interest on the payment to the payments or budget-friendly the funds can also be used to eliminate your financial obligations such as credit cards medical bills uh personal loans repossessed into any type of collection accounts Etc okay uh █████ again █████ call █████ all █████ programs you █████ and uh the █████