um hi this is Julie White with upgrade Financial today is Friday February 27th and I'm calling back about your recent inquiry we've re-evaluated your previous request for 47,000 and thanks to recent updates to our underwriting guidelines you now qualify even if you were previously denied if you're still interested in a loan to help with personal expenses or to consolidate your bills please give us a call back toll-free at █████ this pre-approval is time-sensitive so we asked you to call today or you can also call to decline the offer and opt out