Debt Harassment by Portfolio Recovery Associates PRA has been in the news for cases of harassment in the form of the following actions: Calling consumers at odd times, such as late at night or very early in the morning Not identifying themselves or providing information about themselves Disclosing details of the debt to persons other than the consumers Making threats of taking legal action, when in fact they don’t have the grounds for it In the year 2014, PRA was one of two debt collection companies that jointly paid $475,000 as penalties on accounts that were worth $16 million. These penalties were paid because of allegations by the State of New York that the collection efforts were not legal and that some of the debts were too old to be collected.

January 16, 2020