hi this is Karen Sawyer from customer service um at hdlc █████ now the reason for my call on this beautiful Wednesday is that you've been pre-qualified for the new and updated 2026 financial hardship program so congratulations now these programs can offer up to 45,000 in relief with no interest on the payments and the payments are super affordable These funds can be used to eliminate your financial obligations such as credit cards personal loans repossessions medical bills time shares any type of collection accounts but please call me so I can educate you about all the programs you do qualify for █████ again it's █████ now another benefit to these programs █████ they all help you fix your credit and you'll have an A+ rating with a Better Business Bureau so please call me today because I do need a status █████ before Friday okay so █████