hi this is Andy calling from smart loans my number is █████ I hope I can make your New Year even better with some good news we have █████ pre-qualified for up to a 45,000 loan █████ very affordable monthly payments of less than 455 a month this is our way to help out select clients for our special rates this new year █████ is only available for preferred clients and is non-transferable so please call me back at █████ a █████