greetings it's Sophia calling from the underwriting Department of confirmed funding I'm thrilled to extend to you an offer of 55,000 in the form of a personal loan we're almost there we just need a bit more information from you keep in mind that some is perfect for paying off high-interest debts collections or past due medical bills time is of the essence as this offer will expire in the next 72 hours your reference number is c 87364 for any questions please reach out to me at █████ once again that's █████ thank you and have a great day