hello this is Ryan with Tri County loans my telephone number is █████ I am reaching out because we sent you a pre-approval letter for a personal loan up to 48,000 I went ahead and approved you for the select rate which gives you no payments for 90 days this offer expires today and underwriting has approved same day funding to proceed please call █████ when you call you'll reach me directly no waiting you can also use the same number to opt out thank you and talk to you soon