Call and left a partial message on my voicemail about collecting a debt on my credit report.

August 18, 2026

This place is called FDM (Frederick Debt Management). They will send you texts threatening to report delinquency to Experian, and threatening to repossess "the merchandise," even if you have no merchandise on any credit. They do not answer follow-up questions, like "what merchandise?" This is some kind of shady scam to steal peoples' money.

May 9, 2025

Called left a voicemail. Called them back and like the others it said they were going to file in court but could settle with a lump sum today. I asked for documents as well and still haven’t received any from them. Even gave them my correct email address.

February 28, 2024

Said they were going to attempt to garnish my wages for credit fresh. Said his name was Adam had info I corresponded to the company via email and said he could settle today if I paid now. He had my email as well. Not sure if legit or not. I guess if it is they are reaching to settle before going to court or it's a scam. I asked for documents and said he'd get them to me. We will see.

February 19, 2024

Said we’re going to collect wages, but due to the VM only being 8 seconds long, I have no idea whose or which company they were calling from.

February 19, 2024

Said there were gonna garnish my wages and voice mail was only 7 seconds long

December 19, 2023