Get the
Robokiller app
(800) 205-6247
Scam
RoboKiller users have reported receiving spam
calls from this number
Negative
User reputation
Allowed
Robokiller status
Analytics
5 hours ago
Last call
41,622
Total calls
1,676
User reports
Comments 71
The comments below are user submitted reports by third parties and are not endorsed by Robokiller
See more
Fake "lower your credit card interest rate" scam by madarchod criminals phoning from India and impersonating either Bank of America, Capital One, JPMorgan Chase, or Wells Fargo. This is a fake credit scam by criminals calling from India, stealing your credit card numbers, Social Security number, bank account and personal information. There are hundreds of these India scams where they pretend to be fake debt collectors threatening you for debts that you do not owe, offer to lower the interest rate on credit cards or a fake student loan that you do not have, offer you a fake home equity loan based on a request that you did not inquire about, consolidate all your credit cards and debts at 0% interest, or give you an unsecured $100,000 line of credit. This call begins with a pre-recorded message generated using text-to-speech translation software to disguise the origin of this India scam. The message says that either you are pre-approved for a personal or business loan with no upfront fees and no credit report needed, you qualify for 0% or 1.9% interest rate on all your credit cards due to your prompt payment history that they have been monitoring (fake!), or that you need to complete your application for a student loan forgiveness repayment plan that you previously contacted them about (fake!). If you answer the call, the India scammer tells you that because of your good credit history, he can offer you lower interest rates on all your credit cards to consolidate your debts. He asks for your SSN and your credit card numbers "for verification purposes". Or the scammer says that to prove your credibility, you must first buy a prepaid gift card and give him the card number and PIN code. These scammers also pretend to be fake debt collectors, threatening you for fake debts and past due amounts that you do not owe. About 65% of North America scam calls come from India and 30% come from the Philippines. India scammers run hundreds of fraud, extortion, and money laundering scams every day such as posing as a fake pharmacy, fake Social Security officer saying your benefits are suspended, IRS officer collecting on fake unpaid back taxes, debt collector threatening you for fake unpaid bills, fake bank/financial/FedEx/UPS/DHL scams, pretending to offer fake health insurance, car warranty, student loan forgiveness, credit card and debt consolidation services, posing as Amazon to falsely say an unauthorized purchase was made to your credit card or your Prime membership was auto-debited from your bank, posing as Microsoft/Dell/HP/Apple to say your account has been hacked or they detected a virus on your computer, fake "we are refunding your money" or "your account has been auto-debited" scams, fake Google/Alexa listing and work-from-home scams, posing as electric utilities, Verizon, AT&T, or Comcast, fake solar panel and home purchase offers, fake fundraisers asking for donations, fake phone surveys, and the scammers try to steal your credit card, bank account/routing number, Social Security number, and personal information. A India call center may rotate through a fake Social Security, subscription auto-renewal, pharmacy, and credit card offer scam within one week. Philippines scammers focus more on auto/home/health/life insurance, Social Security and Medicare identity theft. Scammers use disposable VoIP phone numbers (e.g. MagicJack devices) or they spoof fake names and numbers on Caller ID. Anyone can use telecom software to phone with a fake CID name and number. Scammers spoof thousands of fake 8xx toll-free numbers. CID is useless with scam calls unless the scam asks you to phone them back. CID area codes are never the origin of scam calls since scams use spoofed CID numbers from across the US and Canada, numbers belonging to unsuspecting people, invalid area codes, and fake foreign country CID numbers; e.g. fake women crying "help me" emergency scams often spoof Mexico and Middle East CID numbers. Scammers often spoof the actual phone numbers of businesses such as Apple, Verizon, and banks to trick you into thinking the call is valid. How can you avoid being scammed by phone calls? NEVER trust any unsolicited caller who: sells something (most unsolicited calls are scams so your odds of saving money are very poor); asks for your Social Security number; offers a free gift or reward; threatens you with arrest/lawsuit or says you need to reply back soon (pressure tactic); asks you to access a website, download a file, wire transfer money or buy prepaid debit/gift cards; claims suspicious activity on your account; says your subscription is being refunded or auto-renewed/auto-debited; and all pre-recorded messages. Recordings are far more likely to be malicious scams and not just telemarketer spam. All unsolicited callers with foreign accents, usually Indian or Filipino, are usually scams. Filipino scammers tend to speak better English than Indian scammers. Filipinos speak English with a subtle accent having a slight trill. Scams often say that you inquired about a job, insurance, social security benefits, or that you previously contacted them or visited their website. A common India phone scam uses a fake Amazon recording about a purchase of an iPhone, but Amazon never robo-dials and Amazon account updates are emailed. Many banks use automated fraud alert calls to confirm a suspicious purchase, but always verify the number that the recording tells you to phone or just call the number printed on your credit card. Some scams ask for your credit card for purchase of their fake product or service. The scammer calls you back one day later to say their credit card machine is broken, so you must wire transfer the payment to them. After you have wired the money to them, they still overcharge your credit card after they change phone numbers, so they rob you twice before disappearing. Wire transfers and prepaid debit cards laundered through foreign bank accounts are untraceable. Scammers try to gain your trust by saying your name when they call, but their autodialer automatically displays your name or says your name in a recording when your number is dialed using phone databases that list millions of names and addresses. Scammers often call using an initial recording speaking English, Spanish, or Chinese that is easily generated using text-to-speech translation software to disguise the origin of their India phone room. Some speech synthesis software sound robotic, but others sound natural. To hide their foreign accents, some India scammers use non-Indians in their phone room. Scammers often use interactive voice response (IVR) robotic software that combines voice recognition with artificial intelligence, speaks English with American voices, and responds based on your replies. IVR calls begin with: "Hi, this is fake_name, I am a fake_job_title on a recorded line, can you hear me okay?"; or "Hi, this is fake_name, how are you doing today?"; or "Hello? (pause) Are you there?"; or "Hi, may I speak to your_name?" IVR quickly asks you a short question to elicit a yes/no reply so it hangs up if it encounters voicemail. IVR robots understand basic replies and yes/no answers. To test for IVR, ask "How is the weather over there?" since IVR cannot answer complex questions and it keeps talking if you interrupt it in mid-sentence. IVR usually transfers you to the scammer, but some scams entirely use IVR with the robot asking for your credit card or SSN. A common myth is IVR calls record you saying "yes" so scammers can authorize purchases just using your "yes" voice, but scammers need more than just a recorded "yes" from you - credit cards and SSN. Phone/email scams share two common traits: the CID name/number and the "From:" header on emails are easily faked, and the intent of scam calls is malicious just as file attachments and website links on scam emails are harmful. Scams snowball for many victims. If your personal/financial data are stolen, either by being scammed, visiting a malicious website, or by a previous data breach of a business server that stores your data, then your data gets sold by scammers on the dark web who will see you as fresh meat and prey on you even more. This is why some receive 40+ scam calls everyday while others get 0 to 2 calls per day. If you provide your personal information to a phone scammer, lured by fake 80%-discounted drugs or scared by fake IRS officers, you receive even more phone scams and identity theft can take years to repair. Most unsolicited calls are scams, often with an Indian accent. No other country is infested with pandemics of phone room sweatshops filled with criminals who belong to the lowest India caste and many are thieves and rapists who were serving jail time but released early due to prison overcrowding. Scammers often shout profanities at you. Just laugh at their abusive language. Google "Hindi swear words" and memorize some favorites, e.g. call him "Rundi Ka Bacha" (son of whore) or call her "Rundi Ki Bachi" (daughter of whore). Scammers ignore the National Do-Not-Call Registry; asking scammers to stop calling is useless. You do these scammers a favor by quickly hanging up. But you ruin their scams when you slowly drag them along on the phone call, give them fake personal and credit card data (16 random digits starting with 4 for Visa, 5 for MasterCard), ask them to speak louder and repeat what they said to waste their time and energy.
June 8, 2021
Don’t have a Bank of America Account
March 21, 2020
Do not even have credit card or bank with them.
March 20, 2020
This number called. I called back and the recording asked me to enter my account number in the same voice that I hear when I call my bank. I just hung up
March 20, 2020
Telling me how good a customer I was and that they could offer me 0% interest on my Bank of America credit card.. didn't ask for verifying information at first, then asked if I had a master card or visa. I told them they should know. Usually I'll play with them but this morning I had better things to do.
March 19, 2020
Credit card scam
March 19, 2020
Pressed 1 and when the guy on the other end asked me how I was. I replied, "I'm well scammer how are you?" He began to yell and curse at me. What did I do? All I asked is how he was? No one wants to have a civilized conversation anymore.
March 19, 2020
Blocked
March 18, 2020
Scam call claiming to be Bank of America.
March 17, 2020
They claim to be "Bank of America" and all answers to their questions, ask for "account number" or "Credit card number". My answer was that we neither have their credit cards nor any account with them nor ever tried or are willing to accept an offer. Surprisingly, despite dialing them AFTER DIALING FIRST *67, which does not transmit my phone number, they answered that I am calling from...and mentioned my correct phone number. Reason, I suspect, that 800 numbers are charged to the 800 number hoder and therefore get the phone number?
March 15, 2020
Bank of America
March 11, 2020
Bank of America scam
March 11, 2020
Spam
March 3, 2020
I called this # back and they sent a verification code to my BofA account, I didn't persue it from this phone number, but did call the number on the back of my card and got the same thing, they sent a verification code to my account and gave me my balance and said my card is close to a 0 balance and asked if I wanted to reopen this account. I closed it 2 yrs ago cuz I hate B of A and there practices. I'm not saying to give any information just call *67 your number then check the number on your card and call. Don't pass on misinformation.
March 2, 2020
Scam
February 29, 2020
I told them to remove me from their calling list and they don’t
February 29, 2020
I don’t bank with that bank
February 28, 2020
Fake BOA
February 26, 2020
Bank of America Scam
February 26, 2020
They are spoofing the actual BOA number though
February 26, 2020
smells like curry
February 26, 2020
Robocall. Credit card scam
February 26, 2020
Bank of America scam. Told me my account is frozen.
February 20, 2020
Fake 0%-interest rate credit services scam call by madarchod criminals phoning from India This is a fake 0%-interest rate credit services scam call by criminals phoning from India, trying to steal your credit card number, Social Security number, date of birth, and personal information. There are hundreds of these India scams where they either pretend to be fake debt collectors threatening you for debts that you do not owe, offer to lower the interest rate on a fake student loan that you do not have, consolidate all your debts at "0% interest", or give you an unsecured $100,000 line of credit. This call begins with a pre-recorded robotic speaker who says, "this is the credit card holder award center from Visa Master Card. We have been monitoring your credit card accounts for the last 6 months. (FAKE!!) Congratulations on your excellent payment history, you now qualify for a 0% interest rate on all your credit card accounts." (FAKE!!) The robotic English message is generated using text-to-speech translation software to disguise the origin of this India scam. If you respond to the call, then you get transferred to the East Indian scammer who tells you that because of your good credit history, he can offer you lower interest rates... he just needs your credit card number and SSN "for verification purposes". I gave this India scammer a fake credit card number, fake SSN, and fake bank information, and then the scammer transferred me to his "supervisor" who then tried to charge $6800 (which was what I purposely contrived and told the scammer was my debt) to the fake credit card number that I gave him. More than 95% of all North America phone scams originate from crowded phone rooms in India that run numerous fraud, extortion, and money laundering scams every day such as pretending to be a fake pharmacy, posing as fake Social Security officers saying your benefits are suspended or fake IRS officers collecting on fake unpaid back taxes or fake bill collectors threatening you for fake unpaid debts, pretending to offer fake health insurance, car warranty, and debt, student loan forgiveness, credit card consolidation services, posing as Amazon to falsely say that an unauthorized purchase was made to your account or that your Prime membership was auto-debited from your credit card or bank account, posing as Microsoft or HP to say that your software needs renewal or they detected a problem with your computer, fake "we are refunding your money" or "your account has been auto-debited" scams, pretending to be DHL, UPS, or a bank, falsely stating that they installed ransomware virus on your computer and you need to pay them money, etc, and the scammers try to steal your credit card, bank account and routing number, or Social Security number and personal information. Some scammers try to gain your trust by looking up the name associated with your phone number and asking for you by name when they call. Many India scammers now phone you with an initial pre-recorded robotic person speaking English, Spanish, or Chinese that is easily generated using text-to-speech translation software to disguise the origin of their India phone room, but then you speak to the East Indian scammer when you take the bait and respond to the pre-recorded message. Scammers always either use disposable VoIP phone numbers (e.g. MagicJack devices) or they spoof fake Caller ID phone numbers. Anyone, including you, can use telecom software or a third-party service to phone using fake names and phone numbers that show up on Caller ID. India scammers often spoof fake toll-free Caller ID numbers that begin with "8". The Caller ID name and number is often useless with scam calls unless the scam setup asks you to phone them back. India scammers do not care about the U.S. National Do-Not-Call Registry and asking scammers to stop calling has no effect. I love to play with these scammers and keep them on the phone by pretending to be interested in their scam because many scam victims are the senile elderly. You do these scammers a favor by yelling at them and immediately hanging up. But you ruin their scams by slowly dragging them along on the phone call, calling them back if their phone number can be phoned, pretending to be interested in their product or service, pretending that you are worried when they threaten you, always giving them fake credit card numbers and fake personal information, asking them to speak louder and to repeat what they said to use up more of their energy, pretending to innocently ask the scum why he is shouting profanities at me, etc. The best defense against phone scammers is a good offense by not quickly hanging up the phone, but instead toying with them for at least 10 or 20 minutes to use up more of their time and energy so they have less time to deceive an elderly victim. Never give an unknown caller your credit card number or Social Security number. Companies who already have your information may ask for the last four digits for verification. Some India scammers ask for your bank account and routing number or ask you to wire transfer them a payment, giving a fake explanation that they cannot accept a credit card or personal check. This is an instant scammer alert because scammers can withdraw money if they know your bank account and routing number (e.g. counterfeit cashed checks) and illegal wire transfers are far less traceable than unauthorized credit card charges. India scammers may threaten to have you arrested, but the IRS, Social Security Administration, and debt collectors cannot threaten to arrest or sue you on the phone; they are required to send you paper notices by registered mail. Some India scammers ask you to use your browser to visit a website that allows the scammer to directly access and control your computer and then they can install a ransomware virus to extort money from you. If the scam sounds very authentic, ask the scammer for their verifiable company name, street address, and a callback number that can be searched and matched to the company name and address, which all real businesses will provide. Every East Indian scammer will immediately fail this test since they all use spoofed fake Caller ID numbers or VoIP numbers that they quickly dispose of. Never trust any unsolicited call because they are mostly scammers, usually with a slight or strong East Indian foreign accent, and most scam calls originate from India. No other foreign country is infested with numerous noisy sweatshops filled with phone scam criminals. These India scammers belong to the lowest India caste and many are thieves, robbers, and rapists who were serving jail sentences and released early due to prison overcrowding.
February 4, 2020
from Bank of America and I've never had an account withfrom Bank of America and I've never had an account with them.
January 19, 2020
Scam
January 18, 2020
Bank fraud a recorded message posing as a representative from Bank of America.
January 17, 2020
Scam
January 17, 2020
Bank of America scam
January 17, 2020
Stop having this caller do not would to here it ringing not even one!!!!!!!!!!!!!
December 12, 2019
6 calls so far today and RoboKiller blocked them all!!!
December 12, 2019
I answered the call but didn't say anything. I had this number in my history and now it's blocked.
December 12, 2019
Bank of America scam.
December 12, 2019
Don’t have this card
November 4, 2019
Block this sales call
November 1, 2019
Scam. Claims I have a credit card from a bank I do not use
October 29, 2019
Bank of America scam
October 29, 2019
bank of America
October 28, 2019
NA
October 26, 2019
trying to get credit card info
October 25, 2019
Frequent calls from this number labeled "800 Service". Never leave a message.
October 25, 2019
lower interest on all your credit cards
October 24, 2019
Spam
October 24, 2019
fucking indians wanting to lower my rate and do not have a bank of american ccd. Can our shit fucked government not put a stop to this or are they are big of assholes as the fucking indians?
October 23, 2019
BOA SCAM/SPAM
October 23, 2019
Bank of America’s scam
October 23, 2019
Bank of American scam to get your account information
October 23, 2019
We don’t bank with them.
October 22, 2019
Scam
October 22, 2019
Multiple calls daily, leaves no message. Bank of America Scam according to thousands of other commenters, so I will not be answering.
October 21, 2019
Bank of America scam
October 19, 2019
This really is Bank of Americas 800 number. Their number is being spoofed. I called back and did not put in a acct number and contacted their fraud Dept. I informed them there were over 9000 hits on their number on this page, 600 more now than there was 4 hours ago.
October 18, 2019
Bank of America
October 17, 2019
No one on line. Finally hung up. I understand it is the Bank of Am. scam.
October 16, 2019
Bank of America scam
October 14, 2019
You’re app is not blocking these calls. 4th one in less than 24-hrs that rings to my phone...and I just got another while typing this!!!!!
October 12, 2019
ROBO call. When I tried to block it my phone (att) said it is an invalid number.
October 5, 2019
Unknown caller no message left.
October 4, 2019
2 min ago - left no message
October 3, 2019
Very clever fraud pretending to be BofA. Even when you call back it asks for your account number or ss number (credit card companies usually just ask for the last 4 digits of your ss#) So it seems legit because most scams call from a fake number that's disconnected so you know right away it's a scam. BEWARE. Always call the number on the back of your credit card before you give out any info.
October 3, 2019
Bank of America?
October 2, 2019
Credit offer
October 1, 2019
don't have this bank
October 1, 2019
Bank of america
October 1, 2019
credit card
September 30, 2019
FRAUD CALL PRETENDING TO BE BANK OF AMERICA ! I KNOW IT FAKE .. I DONT BANK WITH THEM !!!
September 28, 2019
robot girl leave messages about bank of america credit card applications
September 28, 2019
I get this call daily about credit cards it's very annoying
September 28, 2019
Spam call Thank you
September 28, 2019
bank of America
September 28, 2019
call 1 minute ago, left no voicemail
September 27, 2019