Health insurance scam

April 27, 2024

Legitimate but I don’t want the product. They keep calling.

April 22, 2024

Scammers

April 19, 2024

This was a UHC impersonation. They asked me to confirm my phone number. Then I was asked if I would confirm my full name and date of birth. When I said I am not comfortable giving out that information they hung up. Lots of noise in the background, which is not the norm when receiving a call, form UHC>

April 17, 2024

Pretending to be United Healthcare. Asked for my information which I never, ever give out to callers.

April 11, 2024

I think this is my plan c provider

March 26, 2024

Allow

April 20, 2023

UnitedHealthcare

April 8, 2023

Health Insurance

April 2, 2023

Fake Caller ID-spoofed United Healthcare impersonation health insurance scam by criminals phoning from the Philippines. This Filipino scammer also pretends to be fake fundraisers collecting for various charities, pretends to be a fake loan company or debt collector, runs an auto insurance scam, impersonates Allstate, Farmers, State Farm, offering fake car or home warranties, pretends to be AT&T DirecTV, or pretends to be interested in buying your home or property for cash. This is a massive widespread identity theft, health insurance, Medicaid, and Medicare healthcare scam by Puta'ng Ina Ka criminals calling from the Philippines using thousands of different spoofed phone numbers to steal your credit card number, Medicare and Social Security numbers, and personal information to commit Medicare fraud and identity theft under the pretense of saying that they will help you obtain health insurance, Medicare supplement plans, funeral burial expense or life insurance. This Filipino scammer, with more women than men in their overseas phone room, asks for you by your name to sound like a personal phone call to gain your trust, but they are randomly auto-dialing everyone. Scammers use huge phone database listings of millions of names with phone numbers and addresses to have the autodialer display the name that is currently dialed. If you decline their fake scam, they may use pressure tactics, threatening you and saying that you need their fake insurance or else you can be arrested or fined. This scammer sometimes uses automated interactive voice response (IVR) software that sounds very human, but you may be initially talking to a software robot who asks you some questions and responds based on your replies before transferring you to the human scammer. About 55% of North America scam calls come from India and 40% come from the Philippines. India scammers run hundreds of fraud, extortion, and money laundering scams every day such as posing as a fake pharmacy, fake Social Security officer saying your benefits are suspended, IRS officer collecting on fake unpaid back taxes, debt collector threatening you for fake unpaid bills, fake bank/financial/FedEx/UPS/DHL scams, pretending to offer fake health insurance, car warranty, student loan forgiveness, credit card and debt consolidation services, posing as Amazon to falsely say an unauthorized purchase was made to your credit card or your Prime membership was auto-debited from your bank, posing as Microsoft/Dell/HP/Apple to say your account has been hacked or they detected a virus on your computer, fake "we are refunding your money" or "your account has been auto-debited" scams, fake Google/Alexa listing scams, posing as electric utilities, Verizon, AT&T, or Comcast, fake solar panel and home purchase offers, fake fundraisers asking for donations, fake phone surveys, and the scammers try to steal your credit card, bank account/routing number, Social Security number, and personal information. India scammers often rotate through fake Social Security, subscription auto-renewal, pharmacy, and pre-approved loan scams on the same day. Philippines scammers run more auto/home/health/life insurance, Social Security and Medicare identity theft, and fake charity donation scams. Scammers use disposable VoIP phone numbers (e.g. MagicJack devices) or they spoof fake names and numbers on Caller ID. Anyone can use telecom software to phone with a fake CID name and number. Scammers spoof thousands of fake 8xx toll-free numbers. CID is useless with scam calls unless the scam asks you to phone them back. CID area codes are never the origin of scam calls since scams use spoofed CID numbers from across the US and Canada, numbers belonging to unsuspecting people, invalid area codes, and fake foreign country CID numbers; e.g. fake women crying "help me" emergency scams often spoof Mexico and Middle East CID numbers. Scammers often spoof the actual phone numbers of businesses such as Apple, Verizon, and banks to trick you into thinking the call is valid. How can you avoid being scammed by phone calls? NEVER trust any unsolicited caller who: sells something (most unsolicited calls are scams so your odds of saving money are very poor); asks for your Social Security number; offers a free gift or reward; threatens you with arrest/lawsuit or says you need to reply back soon (pressure tactic); asks you to access a website, download a file, wire transfer money or buy prepaid debit/gift cards; claims suspicious activity on your account; says your subscription is being refunded or auto-renewed/auto-debited; and all pre-recorded messages. Recordings are far more likely to be malicious scams and not just telemarketer spam. All unsolicited callers with foreign accents, usually Indian or Filipino, are usually scams. Filipino scammers tend to speak better English than Indian scammers. Filipinos speak English with a subtle accent having a slight trill. Scams often say that you inquired about a job, insurance, social security benefits, or that you previously contacted them or visited their website. A common India scam plays a fake Amazon recording. Amazon account updates are emailed, not robo-dialed. Many banks use automated fraud alert calls to confirm a suspicious purchase, but verify the number that the recording tells you to phone or just call the number printed on your credit card. India scammers impersonate AT&T DirecTV, Comcast, or a cable/Internet company, offering fake discounts or service upgrades. Indians impersonate the IRS and Social Security Administration. The IRS/SSA never make unsolicited calls and never threaten to arrest you; they initiate contact via postal mail. Real lawsuits are not phoned in, especially not using pre-recorded threats lacking details; legal notices are mailed/couriered. The police, FBI, DEA never phone to threaten arrest; they show up in person with a warrant. Scammers try to gain your trust by saying your name when they call, but their autodialer automatically displays your name or says your name in a recording when your number is dialed using phone databases that list millions of names and addresses. Scammers often call using an initial recording speaking English, Spanish, or Chinese that is easily generated using text-to-speech translation software to disguise the origin of their overseas phone room. Some speech synthesis software sound robotic, but others sound natural. To hide their foreign accents, some India scammers use non-Indians in their phone room. Scammers often use interactive voice response (IVR) robotic software that combines voice recognition with artificial intelligence, speaks English with American voices, and responds based on your replies. IVR calls begin with: "Hi, this is fake_name, I am a fake_job_title on a recorded line, can you hear me okay?"; or "Hi, this is fake_name, how are you doing today?"; or "Hello? (pause) Are you there?"; or "Hi, may I speak to your_name?" IVR quickly asks you a short question to elicit a yes/no reply so it hangs up if it encounters voicemail. IVR robots understand basic replies and yes/no answers. To test for IVR, ask "How is the weather over there?" since IVR cannot answer complex questions and it keeps talking if you interrupt it in mid-sentence. IVR usually transfers you to the scammer, but some scams entirely use IVR with the robot asking for your credit card or SSN. A common myth is IVR calls record you saying "yes" so scammers can authorize purchases just using your "yes" voice, but scammers need more than just a recorded "yes" from you - credit cards and SSN. Phone/email scams share two common traits: the CID name/number and the "From:" header on emails are easily faked, and the intent of scam calls is malicious just as file attachments and website links on scam emails are harmful. Scams snowball for many victims. If your personal/financial data are stolen, either by being scammed, visiting a malicious website, or by a previous data breach of a business server that stores your data, then your data gets sold by scammers on the dark web who will see you as fresh meat and prey on you even more. This is why some receive 40+ scam calls everyday while others get only 0 to 2 calls per week. If you provide your personal data to a phone scammer, lured by fake 80%-discounted drugs or scared by fake IRS officers, you receive even more phone scams and identity theft can take years to repair. Most unsolicited calls are scams, often with an Indian accent. No other country is infested with pandemics of phone room sweatshops filled with criminals who belong to the lowest India caste and many are thieves and rapists who were serving jail time but released early due to prison overcrowding. Scammers often shout profanities at you. Just laugh at their abusive language. Google "Hindi swear words" and memorize some favorites, e.g. call him "Randi Ka Beta" (son of whore) or call her "Randi Ka Betty" (daughter of whore). Scammers ignore the National Do-Not-Call Registry; asking scammers to stop calling is useless. You do these scammers a favor by quickly hanging up. But you ruin their scams when you slowly drag them along on the phone call, give them fake personal and credit card data (16 random digits starting with 4 for Visa, 5 for MasterCard), ask them to speak louder and repeat what they said to waste their time and energy.

March 11, 2023

Spam

March 9, 2023

All comments as described below. Keep calling about insurance program and medications

September 8, 2022

Calls from 888-880-1258 and from 833-381-2514 saying it is urgent you call 844-316-8434

June 2, 2022

Called came up spam risk. Left message saying to call uhc for an important message. Called back asked for phone # and I gave the phone # and said to call back so my caller id would come up UHC. Never heard back.

April 13, 2022

This person called and left two messages in succession on my telephone. He claimed that there was an important reason for me to contact them. When I returned the call, the guy immediately began asking me questions. He had a thick accent and the reception was not very clear. The reception was muffled and not very clear. I became suspicious immediately and did not answer any questions. I told him that I could not understand him and hung up. I then googled the number and discovered that it was illegitimate.

April 7, 2022

Called them back. Asked for my phone number and medical ID number. Asked why they needed it, and he said, uuuhhhh, for your medications. Hung up on me when I asked again why they were calling.

February 2, 2022

I called back and when they ask for my phone number, seeing how THEY had called me I called his hand, I heard him say it was about my prescriptions as I was hanging up. So glad I did an phone number search.

December 8, 2021

caller left a message said it was united health care please return ncall...called back lady answered asked my phonje mnumber, which I verified because they already had it, then she asked me to verify my social security number...knew then it was a scam and was NOT united health care..

December 1, 2021

caller left a message said it was united health care please return ncall...called back lady answered asked my phonje mnumber, which I verified because they already had it, then she asked me to verify my social security number...knew then it was a scam and was NOT united health care..

December 1, 2021

I don't think this is UHC. Caller ID didn't show UHC as others do.

November 23, 2021