+1 (770) 404-7426 Is a scam. They said they were JP services a mediation group. But couldn’t tell me what that was and hung up.

April 24, 2024

These people called stated they are going to garnish my wages, and freeze my account taking 35% of my pay or I could settle. She only asked for my first name no last name. I told her I've never got a cash advance so she has the wrong number

April 22, 2024

Got a call just now claiming I took a cash advance of $1,279 in 2018 and trying to get me to settle the debt by paying $359 stating my wages will be garnish and freeze my bank accounts. I have never took a cash advance out. Not going to fool me sorry....Call blocked 🚫

April 22, 2024

SCAM. they called and said my wife took out a loan in 2018 and they would be freezing bank accounts and garnishing wages if we didn't pay a lowered settlement amount of $389 (down from original $1250 supposed loan).

April 17, 2024

Claiming to be collecting on an unpaid Payday loan taken out 8 years ago. A: didn't take out a payday loan B: way past the statute of limitations

April 16, 2024

Fake phantom debt collection scam by madarchod criminals phoning from India. This is what the Federal Trade Commission calls a phantom debt collection scam where the scammer pretends to be a debt collector, bank, credit agency, billing department, lawyer, or law enforcement and threatens to sue or arrest you using lies, harassment, and intimidation to collect on fake debts that you do not owe. Debt collection scams are very common because many people carry debts, so it is easy for scammers to phish for gullible victims. And Indian debt collection scams have vastly increased this year to prey upon the larger number of people in debt. The scammer or recording mentions very vague urgency or legal actions, fake "court filing attached to your name", important documents, unpaid financial accounts or account ID codes for your fake debt, and they say numerous attempts to contact you at your home and workplace have been unsuccessful and this is their final attempt, which is all false and intended to make it sound urgent. The synthesized speech may be recorded in Spanish or Chinese to target immigrants. The scammer tries to sound threatening, asks for your Social Security number "for verification purposes", and says you can settle the debt by paying with a credit card, prepaid debit card, eBay/Amazon gift card, or demands that you wire transfer the payment, or asks for your bank account/routing number. Or the scammer pretends to offer a "50% settlement" deal where "you only have to pay half" of your fake debt. About 55% of North America scam calls come from India and 40% come from the Philippines. India scammers run hundreds of fraud, extortion, and money laundering scams every day such as posing as a fake pharmacy, fake Social Security officer saying your benefits are suspended, IRS officer collecting on fake unpaid back taxes, debt collector threatening you for fake unpaid bills, fake bank/financial/FedEx/UPS/DHL scams, pretending to offer fake health insurance, car warranty, student loan forgiveness, credit card and debt consolidation services, posing as Amazon to falsely say an unauthorized purchase was made to your credit card or your Prime membership was auto-debited from your bank, posing as Microsoft/Dell/HP/Apple to say your account has been hacked or they detected a virus on your computer, fake "we are refunding your money" or "your account has been auto-debited" scams, fake Google/Alexa listing scams, posing as electric utilities, Verizon, AT&T, or Comcast, fake solar panel and home purchase offers, fake fundraisers asking for donations, fake phone surveys, and the scammers try to steal your credit card, bank account/routing number, Social Security number, and personal information. India scammers often rotate through fake Social Security, subscription auto-renewal, pharmacy, and pre-approved loan scams on the same day. Philippines scammers run more auto/home/health/life insurance, Social Security and Medicare identity theft, and fake charity donation scams. Scammers use disposable VoIP phone numbers (e.g. MagicJack devices) or they spoof fake names and numbers on Caller ID. Anyone can use telecom software to phone with a fake CID name and number. Scammers spoof thousands of fake 8xx toll-free numbers. CID is useless with scam calls unless the scam asks you to phone them back. CID area codes are never the origin of scam calls since scams use spoofed CID numbers from across the US and Canada, numbers belonging to unsuspecting people, invalid area codes, and fake foreign country CID numbers; e.g. fake women crying "help me" emergency scams often spoof Mexico and Middle East CID numbers. Scammers often spoof the actual phone numbers of businesses such as Apple, Verizon, and banks to trick you into thinking the call is valid. How can you avoid being scammed by phone calls? NEVER trust any unsolicited caller who: sells something (most unsolicited calls are scams so your odds of saving money are very poor); asks for your Social Security number; offers a free gift or reward; threatens you with arrest/lawsuit or says you need to reply back soon (pressure tactic); asks you to access a website, download a file, wire transfer money or buy prepaid debit/gift cards; claims suspicious activity on your account; says your subscription is being refunded or auto-renewed/auto-debited; and all pre-recorded messages. Recordings are far more likely to be malicious scams and not just telemarketer spam. All unsolicited callers with foreign accents, usually Indian or Filipino, are usually scams. Filipino scammers tend to speak better English than Indian scammers. Filipinos speak English with a subtle accent that may sound Hispanic. Scams often say that you inquired about a job, insurance, Social Security benefits, or that you previously contacted them or visited their website. A common India scam plays a fake Amazon recording. Amazon account updates are emailed, not robo-dialed. Many banks use automated fraud alert calls to confirm a suspicious purchase, but verify the number that the recording tells you to phone or just call the number printed on your credit card. India scammers impersonate AT&T DirecTV, Comcast, or a cable/Internet company, offering fake discounts or service upgrades. Indians impersonate the IRS and Social Security Administration. The IRS/SSA never make unsolicited calls and never threaten to arrest you; they initiate contact via postal mail. Real lawsuits are not phoned in, especially not using pre-recorded threats lacking details; legal notices are mailed/couriered. The police, FBI, DEA never phone to threaten arrest; they show up in person with a warrant. Scammers try to gain your trust by saying your name when they call, but their autodialer automatically displays your name or says your name in a recording when your number is dialed using phone databases that list millions of names and addresses. Scammers often call using an initial recording speaking English, Spanish, or Chinese that is easily generated using text-to-speech translation software to disguise the origin of their overseas phone room. Some speech synthesis software sound robotic, but others sound natural. To hide their foreign accents, some India scammers use non-Indians in their phone room. Scammers often use interactive voice response (IVR) robotic software that combines voice recognition with artificial intelligence, speaks English with American voices, and responds based on your replies. IVR calls begin with: "Hi, this is fake_name, I am a fake_job_title on a recorded line, can you hear me okay?"; or "Hi, this is fake_name, how are you doing today?"; or "Hello? (pause) Are you there?"; or "Hi, may I speak to your_name?" IVR quickly asks you a short question to elicit a yes/no reply so it hangs up if it encounters voicemail. IVR robots understand basic replies and yes/no answers. To test for IVR, ask "How is the weather over there?" since IVR cannot answer complex questions and it keeps talking if you interrupt it in mid-sentence. IVR usually transfers you to the scammer, but some scams entirely use IVR with the robot asking for your credit card or SSN. A common myth is IVR calls record you saying "yes" so scammers can authorize purchases just using your "yes" voice, but scammers need more than just a recorded "yes" from you - credit cards and SSN. Phone/email scams share two common traits: the CID name/number and the "From:" header on emails are easily faked, and the intent of scam calls is malicious just as file attachments and website links on scam emails are harmful. Scams snowball for many victims. If your personal/financial data are stolen, either by being scammed, visiting a malicious website, or by a previous data breach of a business server that stores your data, then your data gets sold by scammers on the dark web who will see you as fresh meat and prey on you even more. This is why some receive 40+ scam calls everyday while others get only 0 to 2 calls per week. If you provide your personal data to a phone scammer, lured by fake 80%-discounted drugs or scared by fake IRS officers, you receive even more phone scams and identity theft can take years to repair. Most unsolicited calls are scams, often with an Indian accent. No other country is infested with pandemics of phone room sweatshops filled with criminals who belong to the lowest India caste and many are thieves and rapists who were serving jail time but released early due to prison overcrowding. Scammers often shout profanities at you. Just laugh at their abusive language. Google "Hindi swear words" and memorize some favorites, e.g. call him "Randi Ka Beta" (son of whore) or call her "Randi Ka Betty" (daughter of whore). Scammers ignore the National Do-Not-Call Registry; asking scammers to stop calling is useless. You do these scammers a favor by quickly hanging up. But you ruin their scams when you slowly drag them along on the phone call, give them fake personal and credit card data (16 random digits starting with 4 for Visa, 5 for MasterCard), ask them to speak louder and repeat what they said to waste their time and energy.

April 15, 2024

They wanted me to tell them all of my financials before they would tell me about the bogus loan

April 15, 2024

Claimed to be suing me for a defaulted PPE loan. Pffff I ain't that stupid.

April 15, 2024

Threatened me with a lawsuit for a loan I never applied for or received.

April 11, 2024

Just received a call from this number saying they are filing a lawsuit on a Saturday for a loan I never took

April 5, 2024

Called and threatened that they were going to file a lawsuit against me for a loan that I never received.

April 4, 2024

I have no idea who this is that continually calls my cell phone for the last 7 years. They are just giving me the courtesy that my wages will be garnished. Using my previous last name from over 14 years ago. Really, if I owe you money from more than 14 years ago then you better send me a bill. Oh that's right I don't owe anything. I am so tired of the scammers constantly calling from different numbers to hide who they are.

April 4, 2024

Tried to say I had a payday loan from 2017. They had ny name and last 4 of my son. But the sad thing is, I never have taken a loan out.

April 2, 2024

Called and had my name and claimed I owe a loan that was taken out in 2018 under my name and social, and I’ll need to appear in court because they’ll be garnishing my wages. I had no loans out in 2018 and have no income so told her good luck! Called back the following day because she never mentioned where the bill was from before collections, and it rang and eventually no one was available. likely trying to scam to get a ‘settlement’ payment from naive clients that want to avoid garnishment

April 2, 2024

The caller did have basic (my name and address) information. They may have other information due to security breaches. Stated they were going to garnish my wages. Total scam.

March 29, 2024

Called and had my old address! They had my ssn saying they would garnish my wages. Now I froze all my accounts!

March 26, 2024

Tried to scam for a bank loan

March 25, 2024